A window covering includes a liner attached to a first rail and window covering material attached to the first rail and the liner such that the window covering material is moveable from a retracted position to an extended position when the liner is moved from its retracted position to its extended position. The window covering material can be configured to define a first number of folds when the window covering material is moved to the retracted position of the window covering material. The liner can be configured to define a second number of folds when the liner is moved to the retracted position of the liner. The second number of folds can be a number of folds that is at least 50% larger than the first number of folds formed in the window covering material when it is moved to its retracted position.