Invention Grant
- Patent Title: Providing offers associated with payment credentials authenticated in a specific digital wallet
-
Application No.: US14196869Application Date: 2014-03-04
-
Publication No.: US09721268B2Publication Date: 2017-08-01
- Inventor: Laura Corinne Bondesen , Jason P. Blackhurst , Scott Lee Harkey , William Blakely Belchee , Tammy L. Brunswig
- Applicant: BANK OF AMERICA CORPORATION
- Applicant Address: US NC Charlotte
- Assignee: Bank of America Corporation
- Current Assignee: Bank of America Corporation
- Current Assignee Address: US NC Charlotte
- Agency: Moore & Van Allen PLLC
- Agent Michael A. Springs; Peter B. Stewart
- Main IPC: G06Q20/00
- IPC: G06Q20/00 ; G06Q30/02 ; G06Q20/32 ; G06Q20/36 ; G06Q20/02 ; G06Q20/20 ; G06Q20/38

Abstract:
Embodiments of the invention are directed to systems, methods and computer program products for providing supplemental account information in digital wallets. An exemplary apparatus is configured to: receive a request to provide a digital wallet on a user's mobile device, authenticate at least one payment credential for use within the digital wallet; receive access to an application programming interface configured to push offers to digital wallets, wherein the application programming interface is associated with at least one database maintained by the digital wallet provider; receive, via the application programming interface one or more offers from the at least one database, wherein the offers include at least one incentive for processing payments using the at least one payment credential associated with the digital wallet; and present, to the user on a display of the mobile device, the one or more offers.
Public/Granted literature
- US20150254698A1 PROVIDING OFFERS ASSOCIATED WITH PAYMENT CREDENTIALS AUTHENTICATED IN A SPECIFIC DIGITAL WALLET Public/Granted day:2015-09-10
Information query