A method, apparatus and computer program product are provided to allow a plurality of access networks to be utilized in a coordinated manner in accordance with the routing policies defined by the network operator as well as other routing information including, for example, IETF routing and router information. In the context of a method, information, such as ANDSF information, defining the routing policies of the network operator may be received from a mobile terminal. The method also includes at least a portion of the information defining one or more routing policies of the network operator within an IP connectivity stack along with other routing information that is not based on the routing policies of the network operator. And, the method considers both the one or more routing policies defined by the network operator and the other routing information in determining utilization of a plurality of access networks.