The present invention discloses a method of utilizing refuses in urban and rural areas. The method includes a refuses collection step, a refuse distributing step, a primary magnetic separation step, a primary crushing step, a primary elutriation and floatation step, a uniform cutting step, an acidification and anaerobic treatment step, a selection and separation step, a buffering and adjusting step, an additional anaerobic treatment step and a sludge sedimentation and concentration step. The present invention can make the anaerobic treatment method continuatively dispose the refuses, thereby thoroughly solving the problem that non-anaerobic refuses such as waste plastics, water fiber etc. can not be recycled and completely recycling resources in the refuses.