A computer-implemented method, system, and/or computer program product controls a driving mode of a self-driving vehicle (SDV). Sensor readings describe a current condition of a roadway, which is part of a planned route of a self-driving vehicle (SDV). One or more processors compare a control processor competence level of the on-board SDV control processor that autonomously controls the SDV to a human driver competence level of a human driver in controlling the SDV under the current condition of the roadway. One or more processors then selectively assign control of the SDV to the on-board SDV control processor or to the human driver based on which of the control processor competence level and the human driver competence level is relatively higher to the other.