Invention Grant
- Patent Title: Non-payment communications using payment transaction network
-
Application No.: US14325823Application Date: 2014-07-08
-
Publication No.: US09792610B2Publication Date: 2017-10-17
- Inventor: Kenny Unser , Kent Olof Niklas Berntsson , Jean-Pierre Gerard
- Applicant: MasterCard International Incorporated
- Applicant Address: US NY Purchase
- Assignee: MASTERCARD INTERNATIONAL INCORPORATED
- Current Assignee: MASTERCARD INTERNATIONAL INCORPORATED
- Current Assignee Address: US NY Purchase
- Agency: Buckley, Maschoff & Talwalkar LLC
- Main IPC: G06K5/00
- IPC: G06K5/00 ; G06Q20/40 ; G07G1/14 ; G06Q20/20

Abstract:
A communication channel is provided between a transaction acquirer and a payment network, for the purpose of transmitting payment card account transaction authorization requests. Via the communication channel the payment network may receive a message containing additional information. The additional information may originate at the point of sale and may be in addition to a PAN (primary account number) or the like. The payment network may send a message including the additional information to an entity that is neither a payment account issuer nor the transaction acquirer.
Public/Granted literature
- US20160012443A1 NON-PAYMENT COMMUNICATIONS USING PAYMENT TRANSACTION NETWORK Public/Granted day:2016-01-14
Information query