Invention Grant
- Patent Title: Tool for creating a system hardware signature for payment authentication
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Application No.: US14458031Application Date: 2014-08-12
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Publication No.: US09824356B2Publication Date: 2017-11-21
- Inventor: Manu Jacob Kurian
- Applicant: BANK OF AMERICA CORPORATION
- Applicant Address: US NC Charlotte
- Assignee: Bank of America Corporation
- Current Assignee: Bank of America Corporation
- Current Assignee Address: US NC Charlotte
- Agency: Moore & Van Allen PLLC
- Agent Michael A. Springs; Patrick B. Horne
- Main IPC: G06Q20/00
- IPC: G06Q20/00 ; G06Q20/40 ; G06F21/56 ; G06F21/31

Abstract:
Embodiments of the invention provide a method a authenticating a transaction at the point of transaction. In some embodiments of the invention, a unique signature is created based at least in part on a hardware profile of the system. In some embodiments, a request is received from a user to perform a transaction using the system. In some embodiments, in response to receiving the request a key is created based on the unique signature and displayed to the user. In some embodiments, user input entered in response to the user viewing the key is received and it is determined whether to proceed with transaction payment authentication based at least on whether the received user input matches the created key.
Public/Granted literature
- US20160048834A1 TOOL FOR CREATING A SYSTEM HARDWARE SIGNATURE FOR PAYMENT AUTHENTICATION Public/Granted day:2016-02-18
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