Invention Grant
- Patent Title: Payment account identifier system
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Application No.: US14597072Application Date: 2015-01-14
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Publication No.: US09846878B2Publication Date: 2017-12-19
- Inventor: Phillip Kumnick , Joseph Bjorn Ovick , Chandra Srivastava
- Applicant: Phillip Kumnick , Joseph Bjorn Ovick , Chandra Srivastava
- Applicant Address: US CA San Francisco
- Assignee: Visa International Service Association
- Current Assignee: Visa International Service Association
- Current Assignee Address: US CA San Francisco
- Agency: Kilpatrick Townsend & Stockton LLP
- Main IPC: G06Q40/00
- IPC: G06Q40/00 ; G07D11/00 ; G06F19/00 ; G06Q20/40 ; G06Q20/36

Abstract:
A method for utilizing a non-transactable account identifier with a payment token is disclosed. The non-transactable account identifier can have the same format as a primary account number (PAN) and the payment token, but is not used to conduct a payment transaction.
Public/Granted literature
- US20150199689A1 PAYMENT ACCOUNT IDENTIFIER SYSTEM Public/Granted day:2015-07-16
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