A monitoring device, system and method are provided for in-home/on-premises monitoring of usage of utilities, such as electricity and other services. The monitoring device receives information from a smart meter, and displays usage through a display, illuminating an area using a color indicative of the current cost of consumption, and varying the illuminated area at a rate indicative of a rate of consumption or other metric, the varying of the illuminated area simulating movement in the display. The display provides a consumer with “at a glance” visual information on current usage. Optionally a digital display screen provides detailed alphanumeric and graphical information, through a number of selectable display modes. One or more devices may be networked, and interface directly or indirectly with a transceiver of a smart metering system, or a retrofit transceiver for a conventional meter. Monitoring of other utilities and services may alternatively or additionally be provided.