A floating, offshore vessel having surface-piercing columns (e.g., a semi-submersible or a tension leg platform) has means for storage of liquid hydrocarbon liquids inside one or more columns. Hydrocarbon liquids may be stored in only two of the four columns typically found on a semi-submersible, thereby providing a safe-zone where the living quarters are located. A column houses at least one hydrocarbon storage (cargo) tank and at least one variable ballast tank, where the weight capacity of the hydrocarbon cargo tank(s) is approximately equal to the weight capacity of the variable ballast tank(s). The hydrocarbon cargo tank(s) and the variable ballast tank(s) are positioned in such an orientation that the horizontal center of gravity of the cargo tank(s) is (nearly) identical to the horizontal center of gravity of the variable ballast tank(s). Both the hydrocarbon cargo tank and the variable ballast tank may be directly accessible from top-of-column.