Invention Grant
- Patent Title: Intelligent payment capture in failed authorization requests
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Application No.: US14567118Application Date: 2014-12-11
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Publication No.: US09881302B1Publication Date: 2018-01-30
- Inventor: Michael Wells White , Paul Botros , Christopher Lang Mocko , Zhimin Ren , Jianliang Zhao
- Applicant: Square, Inc.
- Applicant Address: US CA San Francisco
- Assignee: Square, Inc.
- Current Assignee: Square, Inc.
- Current Assignee Address: US CA San Francisco
- Agency: Lee & Hayes, PLLC
- Main IPC: G06Q20/20
- IPC: G06Q20/20 ; G06Q20/10 ; G06Q20/40

Abstract:
Techniques and arrangements for capturing payments in cases involving a failed authorization. In some instances, a point-of-sale (POS) device may process a transaction while operating in an offline mode, and then send information regarding the transaction to a remote service after transitioning to an online mode. The remote service may attempt to authorize a payment instrument tendered to satisfy a cost of the transaction. In instances in which the payment instrument is declined, one or multiple payment-capture techniques may be utilized to capture a payment that satisfies at least a portion of the cost of the transaction.
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