A ratchet assembly for a vehicle bed includes a ratchet mechanism having a ratchet frame and an interface anchor. An operable strap extends and retracts from the ratchet mechanism. An interface plate having a securing recess is disposed within a vehicle-bed sidewall that selectively receives the interface anchor. An interface bracket extends from at least one sidewall and selectively engages the interface anchor to couple the ratchet mechanism with the interface bracket. The interface bracket includes a rotating mechanism operable between an engaged position and a secured position. When the interface bracket is in the engaged position in the interface plate, the rotating mechanism is free of engagement with a securing recess and the interface bracket is operable within the interface plate. When the interface bracket is in the secured position in the interface plate, the interface bracket is free of movement within the interface plate.