A disposable sheet dispensing system may include a removable refillable cartridge having a disposable sheet. The disposable sheet dispensing system may include an elongate tubular body having a first end and a second end configured to receive the removable refillable cartridge. The disposable sheet dispensing system may include a fastener proximate the first end of the elongate tubular body. The disposable sheet dispensing system may include a longitudinal slit formed in the elongate tubular body between the first end and the second end configured to dispense disposable sheets from the removable refillable cartridge. The first end and the second end of the elongate tubular body may be configured to be fastened together. The fastener may be configured to selectively adjust the length of the elongate tubular body when the first and second ends are fastened together such that the holder may be adjustably worn by a user.