In a resin film configured to have a cured product layer formed from a curable resin composition on the surface of a substrate, the present invention aims to ensure not only the processability and other properties of the resin, but also the performance required for recent high-hardness coating films. The above problem was solved by a curable resin composition comprising the intended polyfunctional urethane (meth)acrylate oligomer, which is capable of forming a cured product layer when applied to and cured on a resin substrate.