Invention Grant
- Patent Title: Adaptive dynamic budgeting
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Application No.: US14681502Application Date: 2015-04-08
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Publication No.: US09984410B2Publication Date: 2018-05-29
- Inventor: Ryan A. Davis , Asima Silva
- Applicant: International Business Machines Corporation
- Applicant Address: US NY Armonk
- Assignee: International Business Machines Corporation
- Current Assignee: International Business Machines Corporation
- Current Assignee Address: US NY Armonk
- Agency: SVL IPlaw Edell, Shapiro & Finnan, LLC
- Agent Farrokh Pourmirzaie
- Main IPC: G06Q20/04
- IPC: G06Q20/04 ; G06Q20/40 ; G06Q20/10 ; G06Q40/00 ; G06Q40/02 ; G06F15/02

Abstract:
According to one embodiment of the present invention, a system for adaptively, dynamically managing a budget adjusts budget categories in response to a potential purchase exceeding the target amount of one budget category and creating an overage. Certain budget categories may have an adjustable target amount while other budget categories may have fixed target amounts and, thus, the budget categories with adjustable target amounts may be adjusted or modified in order to accommodate an overage in another budget category. The budget categories to be modified may be selected based on various priorities and may be suggested to the user for modification upon selection.
Public/Granted literature
- US20160048912A1 ADAPTIVE DYNAMIC BUDGETING Public/Granted day:2016-02-18
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