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公开(公告)号：US11769141B2
公开(公告)日：2023-09-26
申请号：US17947929
申请日：2022-09-19
Applicant: Apple Inc.
Inventor： Aaron M. Melim , Christine A. Franco , Glen W. Steele , Mischa K. McLachlan , Michael Artemiw , Ashish C. Nagre , David T. Haggerty , Fadi S. Obeid , Katie M. McIndoe , Richard W. Heard , Rima Kakarla , Akila Suresh , Jarad M. Fisher
CPC classification number: G06Q20/343 , G06Q20/24 , G06Q20/389
Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.
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公开(公告)号：US20210295280A1
公开(公告)日：2021-09-23
申请号：US17209079
申请日：2021-03-22
Applicant: Apple Inc.
Inventor： Scott D. Blakesley , Akila Suresh , Brian D. Jett , David T. Haggerty , Richard W. Heard
Abstract: Techniques for providing optimized digital information including receiving a request for authorization to access a subset of order information that corresponds to a transaction. A account server can generate a first authorization token based at least in part on the request for authorization. The account server can transmit at least the first authorization token to the application of the user device. The account server can receive a verification request comprising a second authorization token. The account server can verify whether the first authorization token matches the second authorization token. In accordance with a determination that the first authorization token matches the second authorization token, the account server can transmit, to the service provider, a verification response that instructs the service provider to provide the subset of the order information that corresponds to the transaction to the application of the user device.
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公开(公告)号：US11068883B2
公开(公告)日：2021-07-20
申请号：US15482478
申请日：2017-04-07
Applicant: Apple Inc.
Inventor： David T. Haggerty , Ahmer A. Khan , Christopher B. Sharp , Jerrold Von Hauck , Joakim Linde , Kevin P. McLaughlin , Mehdi Ziat , Yousuf H. Vaid
Abstract: Methods and apparatus for the deployment of financial instruments and other assets are disclosed. In one embodiment, a security software protocol is disclosed that guarantees that the asset is always securely encrypted, that one and only one copy of an asset exists, and the asset is delivered to an authenticated and/or authorized customer. Additionally, exemplary embodiments of provisioning systems are disclosed that are capable of, among other things, handling large bursts of traffic (such as can occur on a so-called “launch day” of a device).
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公开(公告)号：US10911944B2
公开(公告)日：2021-02-02
申请号：US16443473
申请日：2019-06-17
Applicant: Apple Inc.
Inventor： Stephan V. Schell , David T. Haggerty
Abstract: Methods and apparatus for activating a purchased or previously deployed device by a subscriber. In one embodiment, activation includes authenticating the device to a service provider or carrier, and providing the device with data necessary for enabling the service to the device. In one variant, a user device is activated at a retail store, with the assistance of a carrier representative. In another variant, user equipment is activated via a communications network without the assistance of a representative. In yet another variant, the user equipment is activated via the Internet without the assistance of a representative. The provision of access data includes pre-assigning eSIM from a population of unassigned eSIMs to certain devices for various carrier networks. Alternatively, the eSIM may be assigned on an as-needed basis. Unassigned and/or unused eSIMs can be released (or sold back to the vendor) and/or reused. Solutions for eSIM backup and restoration are also described.
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15.发明授权公开(公告)号：US10206106B2
公开(公告)日：2019-02-12
申请号：US15873856
申请日：2018-01-17
Applicant: Apple Inc.
Inventor： Stephan V. Schell , Arun G. Mathias , Jerrold Von Hauck , David T. Haggerty , Kevin McLaughlin , Ben-Heng Juang , Li Li
IPC: H04L29/06 , H04W12/06 , H04W12/08 , G06F21/45 , G06F21/57 , H04W12/04 , H04W8/20 , H04W4/50 , H04L29/08 , H04W4/60
Abstract: Methods and apparatus enabling programming of electronic identification information of a wireless apparatus. In one embodiment, a previously purchased or deployed wireless apparatus is activated by a cellular network. The wireless apparatus connects to the cellular network using an access module to download operating system components and/or access control client components. The described methods and apparatus enable updates, additions and replacement of various components including Electronic Subscriber Identity Module (eSIM) data, OS components. One exemplary implementation of the invention utilizes a trusted key exchange between the device and the cellular network to maintain security.
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Patent Agency Ranking
公开(公告)号：US10200853B2
公开(公告)日：2019-02-05
申请号：US14814486
申请日：2015-07-30
Applicant: Apple Inc.
Inventor： Stephan V. Schell , David T. Haggerty
IPC: H04W8/20
Abstract: Methods and apparatus for managing multiple user access control entities or clients. For example, in one embodiment, a “wallet” of electronic subscriber identity modules (eSIMs) may be stored and used at a user device and/or distributed to other devices for use thereon. In another embodiment, a networked server may store and distribute eSIM to a plurality of user devices in communication therewith. A database of available eSIM is maintained at the wallet entity and/or at the network which enables request for a particular eSIM to be processed and various rules for the distribution thereof to be implemented. Security precautions are implemented to protect both user and network carrier specific data as the data is transmitted between networked entities. Solutions for eSIM backup and restoration are also described.
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17.发明授权公开(公告)号：US10182338B2
公开(公告)日：2019-01-15
申请号：US15253783
申请日：2016-08-31
Applicant: Apple Inc.
Inventor： Li Li , Clark P. Mueller , Avinash Narasimhan , Arun G. Mathias , Najeeb M. Abdulrahiman , David T. Haggerty
Abstract: Representative embodiments described herein set forth techniques for provisioning bootstrap electronic Subscriber Identity Modules (eSIMs) to mobile devices. According to some embodiments, a mobile device can be configured to issue, to an eSIM selection server, a bootstrap eSIM request that includes (i) metadata associated with the mobile device, and (ii) metadata associated with an electronic Universal Integrated Circuit Card (eUICC) included in the mobile device. In turn, the eSIM selection server selects and binds a particular bootstrap eSIM to the mobile device, and provides information to the mobile device that enables the mobile device to obtain the particular bootstrap eSIM from one or more eSIM servers. When the mobile device obtains the particular bootstrap eSIM, the mobile device can interface with a mobile network operator (MNO) and obtain a complete eSIM that enables the mobile device to access services provided by the MNO.
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公开(公告)号：US10142917B2
公开(公告)日：2018-11-27
申请号：US15649283
申请日：2017-07-13
Applicant: Apple Inc.
Inventor： Avinash Narasimhan , Devin B. Collier , Clark P. Mueller , David T. Haggerty
IPC: H04W48/00 , H04W48/08 , H04W12/06 , H04W8/18 , H04W4/60 , H04L12/24 , H04B1/3816 , H04L29/06 , H04W74/08
Abstract: A pool of devices is initially associated under a single product type identifier, for example, a single stock keeping unit (SKU) identifier. Each device is associated with a secure element (SE), for example, an embedded universal integrated circuit card (eUICC). A wireless telecommunications carrier purchases a subset of the devices from the owner of the pool of devices. A policy management server receives a shipment record and associates the subset of devices with a product identifier and with a carrier-specific activation policy. The policy management server sends an electronic subscriber identity module (eSIM) reservation request to a policy evaluation server, which contacts an eSIM delivery server associated with the purchasing carrier. The eSIM delivery server reserves eSIMs for the purchased devices. When an end user buys one of the devices from the subset, the purchased device is provisioned by the eSIM delivery server with the eSIM reserved for that device.
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19.发明授权公开(公告)号：US09344832B2
公开(公告)日：2016-05-17
申请号：US14629386
申请日：2015-02-23
Applicant: Apple Inc.
Inventor： Stephan V. Schell , Arun G. Mathias , Jerrold Von Hauck , David T. Haggerty , Kevin McLaughlin , Ben-Heng Juang , Li Li
CPC classification number: H04W12/06 , G06F21/45 , G06F21/57 , H04L63/08 , H04L63/0853 , H04L63/123 , H04L63/20 , H04L67/34 , H04W4/50 , H04W4/60 , H04W8/205 , H04W12/04 , H04W12/08
Abstract: Methods and apparatus enabling programming of electronic identification information of a wireless apparatus. In one embodiment, a previously purchased or deployed wireless apparatus is activated by a cellular network. The wireless apparatus connects to the cellular network using an access module to download operating system components and/or access control client components. The described methods and apparatus enable updates, additions and replacement of various components including Electronic Subscriber Identity Module (eSIM) data, OS components. One exemplary implementation of the invention utilizes a trusted key exchange between the device and the cellular network to maintain security.
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公开(公告)号：US20150193764A1
公开(公告)日：2015-07-09
申请号：US14474773
申请日：2014-09-02
Applicant: Apple Inc.
Inventor： David T. Haggerty , George R. Dicker , Ahmer A. Khan , Christopher B. Sharp , Timothy S. Hurley , Vineet Chadha
CPC classification number: G06Q20/3226 , G06Q20/322 , G06Q20/40 , G06Q20/4014 , H04W8/22
Abstract: If a user loses an electronic device that has the capability to conduct financial transactions, the user may report that the electronic device is lost using a lost-device software application to a management electronic device associated with a provider of the electronic device. In response to receiving this information, a disabling command is sent to a payment network associated with the financial account of the user to temporarily disable use of the electronic device to conduct the financial transactions. In particular, the electronic device may include a secure element that stores a payment applet for a financial account, and the disabling command may disable a mapping from a virtual identifier for the financial account to a financial primary account number. Subsequently, if the user finds the electronic device, the user may re-enable the capability (and, thus, the mapping) by providing authentication information to the electronic device.
Abstract translation: 如果用户丢失了具有进行金融交易能力的电子设备，则用户可以使用丢失的设备软件应用向与电子设备的提供商相关联的管理电子设备报告电子设备丢失。 响应于接收到该信息，禁用命令被发送到与用户的财务帐户相关联的支付网络，以暂时禁止使用电子设备进行金融交易。 特别地，电子设备可以包括存储用于金融帐户的支付小应用程序的安全元件，并且禁用命令可以禁用从财务帐户的虚拟标识符到财务主帐号的映射。 随后，如果用户发现电子设备，则用户可以通过向电子设备提供认证信息来重新启用能力（并且因此映射）。
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