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    CONDUCTING TRANSACTIONS USING ELECTRONIC DEVICES WITH NON-NATIVE CREDENTIALS
    31.
    发明申请
    CONDUCTING TRANSACTIONS USING ELECTRONIC DEVICES WITH NON-NATIVE CREDENTIALS 有权

    公开(公告)号：US20220318798A1

    公开(公告)日：2022-10-06

    申请号：US17836981

    申请日：2022-06-09

    Applicant: Apple Inc.

    Inventor： George R. DICKER ,  Nicholas J. SHEARER

    IPC: G06Q20/38 ,  G06Q20/32 ,  G06Q20/10 ,  G06Q20/40

    Abstract: Systems, methods, and computer-readable media for conducting a transaction using an electronic device with a non-native credential are provided. In one embodiment, a client electronic device in a system including a credential subsystem, a processing subsystem, and a host electronic device may include an online communications component and a processor that accesses, from the processing subsystem, potential transaction data indicative of a transaction, communicates, to the host electronic device using the online communications component, credential request data based on the potential transaction data, receives, from the host electronic device using the online communications component, host credential data based on the credential request data, and communicates, to the processing subsystem, the host credential data, wherein the host credential data is operative to access funds or other suitable enabling elements from the credential subsystem for funding at least a portion of the transaction. Additional embodiments are also provided.

    QUIET HOURS FOR NOTIFICATIONS
    33.
    发明申请
    QUIET HOURS FOR NOTIFICATIONS 有权

    公开(公告)号：US20220078277A1

    公开(公告)日：2022-03-10

    申请号：US17454983

    申请日：2021-11-15

    Applicant: Apple Inc.

    Inventor： Imran A. CHAUDHRI ,  Gregory NOVICK ,  Scott FORSTALL ,  Morgan GRAINGER ,  George R. DICKER ,  Tyler HAWKINS

    IPC: H04M1/72463 ,  G06F3/01 ,  H04M19/04 ,  G06F3/0488 ,  H04M1/72451 ,  H04M1/72457 ,  G06F3/048 ,  G06F3/0481 ,  G06F3/0484 ,  G06F3/16

    Abstract: In some implementations, a computing device can be configured to automatically tum off notifications when generating a notification would cause a disturbance or be unwanted by a user. The device can be configured with quiet hours during which notifications that would otherwise be generated by the computing device can be suppressed. In some implementations, quiet hours can be configured as a time period with a start time and an end time. In some implementations, quiet hours can be derived from application data. For example, calendar data, alarm clock data, map data, etc. can be used to determine when quiet hours should be enforced. In some implementations, the device can be configured with exceptions to quiet hour notification suppression. In some implementations, the user can identify contacts to which the quiet hours notification suppression should not be applied.

    GENERATING TRANSACTION IDENTIFIERS
    34.
    发明申请
    GENERATING TRANSACTION IDENTIFIERS 有权

    公开(公告)号：US20210295282A1

    公开(公告)日：2021-09-23

    申请号：US17341711

    申请日：2021-06-08

    Applicant: Apple Inc.

    Inventor： George R. DICKER ,  Christopher B. SHARP ,  Ahmer A. KHAN ,  Yousuf H. VAID ,  Glen W. STEELE ,  Christopher D. ADAMS ,  David T. HAGGERTY

    IPC: G06Q20/04 ,  G06Q20/32 ,  G06Q20/38

    Abstract: To facilitate conducting a financial transaction via wireless communication between an electronic device and another electronic device, the electronic device determines a unique transaction identifier for the financial transaction based on financial-account information communicated to the other electronic device. The financial-account information specifies a financial account that is used to pay for the financial transaction. Moreover, the unique transaction identifier may be capable of being independently computed by one or more other entities associated with the financial transaction (such as a counterparty in the financial transaction or a payment network that processes payment for the financial transaction) based on the financial-account information communicated by the portable electronic device. The electronic device may also associate receipt information, which is subsequently received from a third party (such as the payment network), with the financial transaction by comparing the determined unique transaction identifier to the computed unique transaction identifier.

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