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    Web-based security with access control for data and resources
    1.
    发明专利
    Web-based security with access control for data and resources 审中-公开
    基于WEB的数据和资源访问控制安全

    公开(公告)号：JP2009211728A

    公开(公告)日：2009-09-17

    申请号：JP2009148034

    申请日：2009-06-22

    Applicant: Humana Inc ,  ヒューマナ インコーポレイテッド

    Inventor： EDWARDS BRETT T ,  LAWHEAD AARON L ,  ROSENBERG SIDDY ,  KEINSLEY BRIAN E ,  LIGHT ERIC P ,  TOWNSEND DAVID L ,  HARRIS SHARON A ,  LATIMER ELEANOR W ,  WEBER LEIGH S ,  SMITHSON MARK A ,  STANLEY CRAIG ,  BURCHARD WILLIAM

    IPC: G06F21/20 ,  G06F21/00 ,  G06Q10/00 ,  G06Q50/00 ,  H04L29/06

    CPC classification number: H04L63/102 ,  G06F21/41 ,  G06F21/6218 ,  H04L63/08

    Abstract: PROBLEM TO BE SOLVED: To provide a web based security application to an access control for data sponsored by an organization and another resource. SOLUTION: The web-based security application to the access control for the data sponsored by the organization and another resource comprises the following five processes of: (1) accessing the information protected by the security; (2) enabling for the access control to access a user having an indirect relation and a direct relation with the organization; (3) assigning the security management from a central information technology source to a user for a security system; (4) supporting to combine the security management with a different environment; and (5) supporting a system administrator. The web based security application is employed by an independent type security system which controls an access to security protection information for a sponsored organization and a self-service function, which can be used for a "web" based and "IVR" based self-service function. COPYRIGHT: (C)2009,JPO&INPIT

    Abstract translation: 要解决的问题：向组织和其他资源所赞助的数据的访问控制提供基于Web的安全应用程序。 解决方案：组织和另一资源资助的数据访问控制的基于Web的安全应用包括以下五个过程：（1）访问受安全保护的信息; （2）使访问控制能够访问与组织具有间接关系和直接关系的用户; （3）将安全管理从中央信息技术源分配给安全系统的用户; （4）支持将安全管理与不同环境相结合; 和（5）支持系统管理员。 基于网络的安全应用程序由独立类型的安全系统采用，该系统控制对赞助组织的安全保护信息的访问和自助服务功能，其可以用于基于“基于网络”和“IVR”的自助服务 功能。 版权所有（C）2009，JPO＆INPIT

    Account control method and system that allows only eligible and authorized items to be purchased using the account
    3.
    发明专利
    Account control method and system that allows only eligible and authorized items to be purchased using the account 未知

    公开(公告)号：AU2005312102B2

    公开(公告)日：2012-11-08

    申请号：AU2005312102

    申请日：2005-11-23

    Applicant: HUMANA INC ,  METAVANTE CORP

    Inventor： REED CULLEN L ,  STEPHENSON RICHARD L ,  BROWN STEVEN T ,  GRUCHALSKI JOANNE E ,  WIDENSKI HENRY A JR ,  ERDMANN JEFFREY JAY

    IPC: G06K15/00 ,  G06Q20/00 ,  G06Q30/00 ,  G07F19/00

    Abstract: The present invention relates to a real time account control method and system that allows only eligible and authorized items to be purchased using the account. The present invention relates particularly to healthcare spending accounts such as flexible spending accounts and health reimbursement arrangements. The method can comprise the steps of: establishing at least one account, each account having an account holder; identifying at least one item eligible for purchase using one of the accounts; identifying at least one item authorized for purchase using one of the accounts; and, upon request to purchase an item using one of the accounts, authorizing the purchase for an amount not to exceed an available balance in that account only if the item is both an item identified as eligible for purchase and an item authorized for purchase. The system includes a point of sale system having at least one input device and a processor system. The system also includes a transaction processor system having data structures configured to contain eligible item identifiers, authorized item identifiers, transaction data detail and a decision system which use the information in the data structures to process transactions and provide transaction information to the point of sale system. The system further includes at least one data communications network configured to provide communication between the point of sale system, the transaction processor system, and a financial card network.

    ACCOUNT CONTROL METHOD AND SYSTEM THAT ALLOWS ONLY ELIGIBLE AND AUTHORIZED ITEMS TO BE PURCHASED USING THE ACCOUNT
    5.
    发明申请
    ACCOUNT CONTROL METHOD AND SYSTEM THAT ALLOWS ONLY ELIGIBLE AND AUTHORIZED ITEMS TO BE PURCHASED USING THE ACCOUNT 审中-公开
    账户控制方法和系统允许只有符合条件和授权的项目才能使用帐户

    公开(公告)号：WO2006060286A2

    公开(公告)日：2006-06-08

    申请号：PCT/US2005/042811

    申请日：2005-11-23

    Applicant: HUMANA INC. ,  METAVANTE CORPORATION ,  REED, Cullen, L. ,  STEPHENSON, Richard, L. ,  BROWN, Steven, T. ,  GRUCHALSKI, Joanne, E. ,  WIDENSKI, Henry, A., Jr. ,  ERDMANN, Jeffrey, Jay

    Inventor： REED, Cullen, L. ,  STEPHENSON, Richard, L. ,  BROWN, Steven, T. ,  GRUCHALSKI, Joanne, E. ,  WIDENSKI, Henry, A., Jr. ,  ERDMANN, Jeffrey, Jay

    IPC: G07F19/00 ,  G06K15/00 ,  G06Q10/00

    CPC classification number: G06Q30/06 ,  G06F19/00 ,  G06Q20/04 ,  G06Q20/20 ,  G06Q20/204 ,  G06Q20/208 ,  G06Q20/40 ,  G06Q50/22

    Abstract: The present invention relates to a real time account control method and system that allows only eligible and authorized items to be purchased using the account. The present invention relates particularly to healthcare spending accounts such as flexible spending accounts and health reimbursement arrangements. The method can comprise the steps of: establishing at least one account, each account having an account holder; identifying at least one item eligible for purchase using one of the accounts; identifying at least one item authorized for purchase using one of the accounts; and, upon request to purchase an item using one of the accounts, authorizing the purchase for an amount not to exceed an available balance in that account only if the item is both an item identified as eligible for purchase and an item authorized for purchase. The system includes a point of sale system having at least one input device and a processor system. The system also includes a transaction processor system having data structures configured to contain eligible item identifiers, authorized item identifiers, transaction data detail and a decision system which use the information in the data structures to process transactions and provide transaction information to the point of sale system. The system further includes at least one data communications network configured to provide communication between the point of sale system, the transaction processor system, and a financial card network.

    Abstract translation: 本发明涉及一种实时账户控制方法和系统，其仅允许使用该账户购买符合资格和授权的项目。 本发明特别涉及诸如灵活支出帐户和健康报销安排之类的医疗支出帐户。 该方法可以包括以下步骤：建立至少一个帐户，每个帐户具有帐户持有者; 使用其中一个帐户识别有资格购买的至少一个项目; 使用其中一个帐户识别至少一个授权购买的商品; 并且根据请求，使用其中一个帐户购买商品，授权购买金额不超过该帐户中的可用余额，只有该商品既是被识别为有资格购买的商品，也是授权购买的商品。 该系统包括具有至少一个输入设备和处理器系统的销售点系统。 该系统还包括具有数据结构的事务处理器系统，该数据结构被配置为包含符合条件的项目标识符，授权项目标识符，交易数据细节以及使用数据结构中的信息来处理交易并将交易信息提供给销售系统的决策系统 。 该系统还包括至少一个数据通信网络，被配置为提供销售点系统，交易处理器系统和金融卡网络之间的通信。

    PHARMACY BENEFITS CALCULATOR
    6.
    发明申请
    PHARMACY BENEFITS CALCULATOR 审中-公开
    药用益处计算器

    公开(公告)号：WO2005116894A2

    公开(公告)日：2005-12-08

    申请号：PCT/US2005016913

    申请日：2005-05-13

    Applicant: HUMANA INC ,  AUGSPURGER KRISTEN R ,  STEPHENS SARAH A ,  KARRER MICHAEL A ,  VINSON KENNON L ,  FLINCHUM MARK A ,  KALLIK INESSA ,  ELIZABETH MEGAN K ,  WARREN ELIZABETH M ,  FLEMING WILLIAM K ,  LORD JONATHAN T

    Inventor： AUGSPURGER KRISTEN R ,  STEPHENS SARAH A ,  KARRER MICHAEL A ,  VINSON KENNON L ,  FLINCHUM MARK A ,  KALLIK INESSA ,  ELIZABETH MEGAN K ,  WARREN ELIZABETH M ,  FLEMING WILLIAM K ,  LORD JONATHAN T

    IPC: G06F19/00 ,  G06Q30/00 ,  G06F17/60

    CPC classification number: G06F19/328 ,  G06Q10/087 ,  G06Q30/08 ,  G06Q50/22

    Abstract: A Pharmacy Benefits Calculator reads in an insured's prior pharmacy claims history and then calculates said insured's anticipated out-of-pocket costs for one or more pharmacy benefits plans that said insured is eligible to enroll in. Provision is made for an insured to modify their anticipated future pharmacy needs. Provision is also made for an insured to compare their out-of-pocket costs for different alternative drugs, said alternative drugs providing comparable therapeutic benefits. Provision also is made for an insured to substitute a lower cost generic equivalent for a brand drug, when available. Another provision is made for an insured to choose to price drugs at a retail pharmacy store or a mail order pharmacy and determine cost differences. The pricing available from said retail pharmacy store may be based on a price negotiated by an insurance company offering said pharmacy benefits plans.

    Abstract translation: 药房津贴计算器读入被保险人以前的药房索赔记录，然后计算被保险人有资格参加的一个或多个药房福利计划的所有被保险人的预期自付费用。为被保险人提供修改预期 未来的药学需求。 还规定，被保险人可以比较不同替代药物的自付费用，提供替代药物提供可比较的治疗益处。 也可以为被保险人提供替代品牌药物的较低成本通用等效物。 还有一项规定是为被保险人选择在零售药店或邮寄药房进行药物定价，并确定成本差异。 来自所述零售药房的定价可以基于由提供所述药房福利计划的保险公司商定的价格。

    SYSTEM AND METHOD FOR PROVIDING INDIVIDUALLY TAILORED HEALTH-PROMOTING INFORMATION
    8.
    发明申请
    SYSTEM AND METHOD FOR PROVIDING INDIVIDUALLY TAILORED HEALTH-PROMOTING INFORMATION 审中-公开
    提供个性化定制健康促进信息的系统和方法

    公开(公告)号：WO2007005623A3

    公开(公告)日：2008-10-02

    申请号：PCT/US2006025606

    申请日：2006-06-30

    Applicant: HUMANA INC ,  KIL DAVID H ,  SHIN BONGJOO

    Inventor： KIL DAVID H ,  SHIN BONGJOO

    IPC: A61B5/00 ,  G06Q10/10 ,  G06Q30/02 ,  G06Q50/22

    CPC classification number: G06Q10/10 ,  G06F19/3475 ,  G06Q30/02 ,  G06Q50/22 ,  G09B19/00 ,  G16H10/20 ,  G16H50/20 ,  G16H50/30

    Abstract: A system and method for providing to an individual certain information which is relevant to that individual's health status. More specifically, the invention relates to a system and method for providing information relevant to an individual's health status and wherein the information provided is chosen on the basis of not only the individual's health status but also complex psychosocial behavioral factors related to that individual's motivational structure and likely impact

    Abstract translation: 用于向个人提供与该个体的健康状况相关的某些信息的系统和方法。 更具体地说，本发明涉及一种用于提供与个人健康状况相关的信息的系统和方法，其中所提供的信息不仅基于个人的健康状况而且还涉及与该个体的动机结构相关的复杂的心理社会行为因素， 可能的影响

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