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    PEER TRANSACTION SYSTEM
    11.
    发明申请
    PEER TRANSACTION SYSTEM 审中-公开

    公开(公告)号：US20180349880A1

    公开(公告)日：2018-12-06

    申请号：US15994992

    申请日：2018-05-31

    Applicant: Apple Inc.

    Inventor： Glen W. STEELE ,  George R. DICKER ,  Matthew C. BYINGTON ,  Richard William Thomas HEARD

    IPC: G06Q20/22 ,  G06Q20/32 ,  G06Q20/38 ,  G06Q20/40 ,  G06Q20/42 ,  H04W4/12

    CPC classification number: G06Q20/3223 ,  G06Q20/38

    Abstract: A device implementing a peer transaction system may include at least one processor configured to receive, within a messaging application, a request to send a transaction amount from a first user to a second user. The at least one processor may be further configured to transmit, to a mobile transaction system, a request to transfer the transaction amount from a first debit account of the first user to a second debit account of the second user. The at least one processor may be further configured to receive, from the mobile transaction system, a confirmation that the transaction amount has been transferred from the first user to the second user. The at least one processor may be further configured to transmit, via the messaging application, a message to the second user that indicates that the transaction amount has been sent from the first user to the second user.

    MAKING ANONYMOUS PAYMENTS
    12.
    发明申请
    MAKING ANONYMOUS PAYMENTS 审中-公开

    公开(公告)号：US20180089660A1

    公开(公告)日：2018-03-29

    申请号：US15627285

    申请日：2017-06-19

    Applicant: APPLE INC.

    Inventor： Thomas ELLIOTT ,  Timothy S. HURLEY ,  Richard M. KRAKOWSKI ,  Richard D. EWING ,  Glen W. STEELE ,  Rupa B. VAZIRANI

    IPC: G06Q20/32 ,  G06Q20/22

    CPC classification number: G06Q20/322 ,  G06Q20/10 ,  G06Q20/223 ,  G06Q20/383

    Abstract: The systems and methods disclosed herein provide features that allow a user (e.g., sender) to make anonymous direct person-to-person payments to a recipient (e.g., another user). In some cases, the recipient may be someone that the sender of the payment does not know. Thus, the sender and/or recipient of the payment may wish to obfuscate (e.g., hide, obscure, etc.) at least a portion their respective identities. The sender and/or recipient can configure the system to provide a limited amount (e.g., some, or none) of personal information to the other party to the transaction. When the system processes the transaction, the configured amount of personal information can be shared with each party (e.g., sender, recipient) to the transaction so that each party can maintain a desired level of anonymity.

    INTER-DEVICE CREDENTIAL TRANSFER
    13.
    发明申请
    INTER-DEVICE CREDENTIAL TRANSFER 审中-公开

    公开(公告)号：US20180082288A1

    公开(公告)日：2018-03-22

    申请号：US15675626

    申请日：2017-08-11

    Applicant: Apple Inc.

    Inventor： Benjamin D. CHESTER ,  Glen W. STEELE ,  Jeff W. LIN ,  Vineet CHADHA

    IPC: G06Q20/38 ,  G06Q20/08

    CPC classification number: G06Q20/3821 ,  G06Q20/085

    Abstract: A device implementing an inter-device credential transfer system may include at least one processor that is configured to receive a request to transfer a transaction credential from a first device to a second device, the transaction credential being associated with a stored monetary value and the request comprising a transaction credential identifier of the transaction credential. The at least one processor is further configured to prevent, responsive to the request, the transaction credential from being utilized for payment transactions by the first device. The at least one processor is further configured to provision an instance of the transaction credential on the second device. The at least one processor is further configured to cause the instance of the transaction credential to be activated on the second device with a balance corresponding to the stored monetary value associated with the transaction credential.

    USER INTERFACE FOR PAYMENTS
    15.
    发明申请
    USER INTERFACE FOR PAYMENTS 审中-公开
    付款用户界面

    公开(公告)号：US20160224966A1

    公开(公告)日：2016-08-04

    申请号：US14870694

    申请日：2015-09-30

    Applicant: APPLE INC.

    Inventor： Marcel VAN OS ,  George R. DICKER ,  Glen W. STEELE ,  Pablo F. CARO ,  Peter ANTON ,  Donald W. PITSCHEL

    IPC: G06Q20/24 ,  G06K9/78 ,  H04N5/225 ,  G06Q20/34 ,  G06Q20/32

    CPC classification number: G06Q20/3278 ,  G06K9/78 ,  G06Q20/24 ,  G06Q20/32 ,  G06Q20/3224 ,  G06Q20/3276 ,  G06Q20/3552 ,  G06Q20/40145 ,  H04N5/225

    Abstract: The present disclosure generally relates to making payments with a mobile device. In one example process, the device receives first authentication data, such as fingerprint authentication information, and second authentication data, such as a bank authorization code. The device then transmits a transaction request for a payment transactions. In another example process, the device detects activation of a physical input mechanism and detects a fingerprint using a biometric sensor. The device is enabled to participate in NFC payment transactions. In another example process, the device displays a live preview of images obtained via a camera sensor while the device detects partial credit card information of a credit card in a field of view of the camera sensor.

    Abstract translation: 本公开通常涉及使用移动设备进行支付。 在一个示例过程中，设备接收诸如指纹认证信息的第一认证数据和诸如银行授权码的第二认证数据。 然后，设备传送用于支付交易的交易请求。 在另一示例性过程中，设备检测物理输入机构的激活并使用生物测定传感器检测指纹。 该设备能够参与NFC支付交易。 在另一个示例过程中，当设备在相机传感器的视场中检测到信用卡的部分信用卡信息时，设备显示通过照相机传感器获得的图像的实时预览。

    INTELLIGENT PRESENTATION OF DOCUMENTS
    16.
    发明申请
    INTELLIGENT PRESENTATION OF DOCUMENTS 有权

    公开(公告)号：US20250165924A1

    公开(公告)日：2025-05-22

    申请号：US19029193

    申请日：2025-01-17

    Applicant: Apple Inc.

    Inventor： Chanaka G. KARUNAMUNI ,  Marcel VAN OS ,  Scott HERZ ,  Eliza BLOCK ,  Glen W. STEELE ,  Ken FERRY ,  Peter LAURENS

    IPC: G06Q10/10 ,  G06F16/48 ,  G06F16/487 ,  G06Q10/00

    Abstract: In some implementations, documents can be presented on a display of a computing device based on a context of the computing device. The context can include a current time and/or current location associated with the computing device. The documents can be presented based on a time and/or location associated with the documents. Documents can be downloaded and shared between devices. Documents can be dynamically updated based on document vendor provided information and/or other network based resources. In some implementations, the various graphical interfaces described herein provide access to a variety of document types in an organized and efficient manner.

    USER INTERFACES FOR PEER-TO-PEER TRANSFERS
    17.
    发明申请
    USER INTERFACES FOR PEER-TO-PEER TRANSFERS 有权

    公开(公告)号：US20210272092A1

    公开(公告)日：2021-09-02

    申请号：US17321006

    申请日：2021-05-14

    Applicant: Apple Inc.

    Inventor： Marcel VAN OS ,  Peter D. ANTON ,  Jared CRAWFORD ,  Allison DRYER ,  Cas LEMMENS ,  Glen W. STEELE

    IPC: G06Q20/22 ,  G06Q20/10 ,  G06F3/16 ,  H04L29/08 ,  G06Q20/32

    Abstract: The present disclosure generally relates to user interfaces for managing peer-to-peer transfers. In some examples, a device provides user interfaces for initiating and managing transfers. In some examples, a device provides user interfaces corresponding to completed transfers. In some examples, a device provides user interfaces for providing visually distinguishable message object appearances based on message designation. In some examples, a device provides user interfaces for activating accounts for accepting and sending transfers. In some examples, a device provides user interfaces for exchanging accounts for use in a transfer. In some examples, a device provides user interfaces for splitting transfers between two or more accounts. In some examples, a device provides user interfaces for generating and displaying a transfers history list. In some examples, a device provides user interfaces for voice-activation of transfers. In some examples, a device provides visual or haptic feedback corresponding to a transfer operation.

    INTELLIGENT PRESENTATION OF DOCUMENTS
    18.
    发明申请
    INTELLIGENT PRESENTATION OF DOCUMENTS 审中-公开

    公开(公告)号：US20180121409A1

    公开(公告)日：2018-05-03

    申请号：US15852577

    申请日：2017-12-22

    Applicant: Apple Inc.

    Inventor： Chanaka G. KARUNAMUNI ,  Marcel VAN OS ,  Scott HERZ ,  Eliza BLOCK ,  Glen W. STEELE ,  Ken FERRY ,  Peter LAURENS

    IPC: G06F17/27 ,  G06Q10/10

    CPC classification number: G06F17/27 ,  G06Q10/10

    Abstract: In some implementations, documents can be presented on a display of a computing device based on a context of the computing device. The context can include a current time and/or current location associated with the computing device. The documents can be presented based on a time and/or location associated with the documents. Documents can be downloaded and shared between devices. Documents can be dynamically updated based on document vendor provided information and/or other network based resources. In some implementations, the various graphical interfaces described herein provide access to a variety of document types in an organized and efficient manner.

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