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公开(公告)号:US11037246B1
公开(公告)日:2021-06-15
申请号:US15899857
申请日:2018-02-20
Inventor: William J. Leise , Douglas A. Graff , Stacie A. McCullough , Shawn M. Call , Eric Bellas , Jaime Skaggs , Jacob J. Alt , Eric R. Moore , Vicki King
Abstract: The present embodiments relate to systems and methods for using a blockchain or shared ledger to handle a total loss of a vehicle associated with a Vehicle Identification Number (VIN). A vehicle lifecycle may be tracked on a blockchain according to VIN. If the vehicle suffers a total loss, a transaction is broadcast to the blockchain to update the shared ledger to record the loss status of the vehicle. The blockchain may also include other information, such as mileage, regarding the vehicle and searchable by VIN. The other information and the loss status may be used to determine whether the vehicle likely represents a total loss.
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公开(公告)号:US20210166327A1
公开(公告)日:2021-06-03
申请号:US17170613
申请日:2021-02-08
Inventor: William J. Leise , Jacob J. Alt , Jaime Skaggs , Eric Bellas , Shawn M. Call , Eric R. Moore , Melinda Teresa Magerkurth , Vicki King
Abstract: Systems and methods are disclosed for interacting with smart contracts stored on a blockchain to control vehicle related activity. The systems and methods may include (1) receiving one or more transactions from one or more computing devices, the transactions associated with a particular vehicle and include a VIN for the vehicle and indicative of at least one of a trigger condition associated with the vehicle; (2) compiling the one or more transactions into a block of transactions; (3) distributing the block to a plurality of validation entities to form a consensus on an update to the distributed ledger; (4) routing the one or more transactions within the block to respective smart contracts associated with the VIN; and/or (5) automatically executing an action the particular smart contract directs should be performed in response to the particular trigger condition.
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公开(公告)号:US20210133888A1
公开(公告)日:2021-05-06
申请号:US15910352
申请日:2018-03-02
Inventor: William J. Leise , Jacob J. Alt , Jaime Skaggs , Eric Bellas , Shawn M. Call , Eric R. Moore , Melinda Teresa Magerkurth , Vicki King
Abstract: Systems and methods track a vehicle identifier or VIN on a blockchain maintained by a plurality of participants. One method may include (1) receiving, at a processor, a notification of a vehicle loss report from a first participant; (2) storing, at a memory coupled with the processor, the vehicle loss report on the blockchain; (3) generating, at the processor, a coverage amount based upon the vehicle loss report; (4) generating, at the processor, an order based upon the notification, wherein the order includes a repair assignment and a replacement vehicle request; (5) storing, at the memory, the repair assignment on the blockchain; (6) transmitting, at the processor, the order to at least a second participant; (7) receiving, at the processor, a repair estimate from the second participant; and/or (8) transmitting, at the processor, the repair estimate and the coverage amount to the first participant to facilitate maintaining a blockchain up-to-date.
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公开(公告)号:US10861015B1
公开(公告)日:2020-12-08
申请号:US15878007
申请日:2018-01-23
Inventor: Jacob J. Alt , Eric Bellas , Jaime Skaggs , Shawn M. Call , Melinda Teresa Magerkurth , Vicki King , Charles H. Roscow , Scott Shoop , Greg Hayes , Robert Alpine Jennings , Amber Nelson-Wolfe , Shyam Tummala
Abstract: The present methods and systems relate to using and accessing data stored in a blockchain, and in particular, interacting with the blockchain and users via smart contracts to handle account funding and distribution methods. The methods and systems include receiving a transaction from a participant, and verifying the transaction, such as by accessing a smart contract stored on the blockchain and checking a set of parameters against a set of conditions stored in the smart contract. Depending on whether the set of parameters satisfy the conditions, the results may be communicated to participants about the success or failure of the transaction.
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公开(公告)号:US20150154711A1
公开(公告)日:2015-06-04
申请号:US14096709
申请日:2013-12-04
Inventor: Nicholas U. Christopulos , Nicholas R. Baker , Eric Bellas , Benjamin F. Bowne
CPC classification number: G06Q40/08 , G06Q30/0201
Abstract: A method for identifying a primary vehicle associated with a user of a mobile device includes receiving an indication of a vehicle entry event from a mobile device and retrieving sensor data from the mobile device. The method further includes receiving an indication of a vehicle exit event from the mobile device, generating a trip log including portions of the sensor data, and storing the trip log in a trip database. A server, or other suitable computing device, then analyzes the trip log and a plurality of previously stored trip logs in the trip database to determine a primary vehicle corresponding to the user of the mobile device. The method may allow a computing device to assign gathered mobile device data to a specific household vehicle.
Abstract translation: 用于识别与移动设备的用户相关联的主要车辆的方法包括从移动设备接收车辆入场事件的指示并从移动设备检索传感器数据。 该方法还包括从移动设备接收车辆出口事件的指示,生成包括传感器数据的部分的行程日志,以及将行程日志存储在行程数据库中。 服务器或其他合适的计算设备然后分析行程数据库中的行程日志和多个先前存储的行驶记录,以确定与移动设备的用户对应的主要车辆。 该方法可以允许计算设备将收集的移动设备数据分配给特定的家用车辆。
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公开(公告)号:US20250077692A1
公开(公告)日:2025-03-06
申请号:US18593371
申请日:2024-03-01
Inventor: Melinda Teresa Magerkurth , Eric Bellas , Jaime Skaggs , Shawn M. Call , Eric R. Moore , Vicki KIng , Burton J. Floyd , David Turrentine , Steven T. Olson , Timothy Caleb Wells , Corin Rebekah Chapman , Edward W. Breitweiser , Robert Gomez , Sheila Cummings Smith
IPC: G06F21/62 , G06F21/60 , G06F21/64 , G06Q10/10 , G06Q20/10 , G06Q20/22 , G06Q20/38 , G06Q20/40 , G06Q40/08 , H04L9/00 , H04L9/06 , H04L9/08 , H04L9/14 , H04L9/30 , H04L9/32 , H04L9/40 , H04L67/104
Abstract: Methods and systems for managing and/or processing a blockchain to maintain data security for confidential and/or personal data are provided. According to certain aspects, the disclosed data security techniques may enable access sharing functionality utilizing the blockchain. For example, access sharing may be utilized to share policy information. The policy information may be associated with a smart contract. Accordingly, the policy information may be encrypted using a public key for the smart contract and compiled into a block of the blockchain. In response to a request to provide access to the information to a particular node, the private key for the smart contract may be encrypted using the public key for the particular node and compiled into a block of the blockchain.
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公开(公告)号:US12235979B2
公开(公告)日:2025-02-25
申请号:US18411495
申请日:2024-01-12
Inventor: Melinda Teresa Magerkurth , Eric Bellas , Jaime Skaggs , Shawn M. Call , Eric R. Moore , Vicki King , Burton J. Floyd , David Turrentine , Steven T. Olson , Timothy Caleb Wells , Corin Rebekah Chapman , Edward W. Breitweiser , Robert Gomez , Shelia Cummings Smith
IPC: G06F21/62 , G06F21/60 , G06Q20/10 , G06Q20/38 , G06Q20/40 , G06Q40/08 , H04L9/06 , H04L9/08 , H04L9/14 , H04L9/30 , H04L9/32 , H04L9/40 , H04L29/06 , H04L29/08 , H04L67/104 , G06Q10/10 , G06Q20/22 , H04L9/00
Abstract: Methods and systems for managing and/or processing a blockchain to maintain data security for confidential and/or personal data are provided. According to certain aspects, the disclosed data security techniques may enable access sharing functionality utilizing the blockchain. For example, access sharing may be utilized to file documents, share policy information, and/or comply with an audit. The data security techniques disclosed herein also enable the use of smart contracts to transfer funds associated with payment obligations and/or other forms of blockchain based payments, comply with anti-money laundering requirements, report industry data, validate interest payments and/or maintain agent sales data. Data security may be achieved through the use of public key/private key encryption techniques.
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公开(公告)号:US12141328B1
公开(公告)日:2024-11-12
申请号:US15877027
申请日:2018-01-22
Inventor: Melinda Teresa Magerkurth , Eric Bellas , Jaime Skaggs , Shawn M. Call , Eric R. Moore , Vicki King , Burton J. Floyd , David Turrentine , Steven T. Olson , Timothy Caleb Wells , Corin Rebekah Chapman , Edward W. Breitweiser , Robert Gomez , Shelia Cummings Smith
Abstract: Methods and systems for managing and/or processing a blockchain to maintain data security for confidential and/or personal data are provided. According to certain aspects, the disclosed data security techniques may enable access sharing functionality utilizing the blockchain. The data security techniques disclosed herein also enable the use of smart contracts to transfer funds associated with payment obligations. A node may receive a transaction indicative of a settlement condition of a smart contract being satisfied. Accordingly, the transaction may be compiled into a block of a blockchain and routed to the smart contract. The smart contract may direct a node to transfer funds in accordance with the payment obligations.
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公开(公告)号:US12020326B1
公开(公告)日:2024-06-25
申请号:US16948025
申请日:2020-08-27
Inventor: William J. Leise , Douglas A. Graff , Stacie A. McCullough , Shawn M. Call , Eric Bellas , Jaime Skaggs , Jacob J. Alt , Eric R. Moore , Vicki King
CPC classification number: G06Q40/08 , G06F21/602 , H04L9/0637
Abstract: The present embodiments relate to systems and methods for using a blockchain or shared ledger to generate Usage-Based Insurance quotes for a vehicle tracked over its lifecycle according to a Vehicle Identification Number (VIN), or other vehicle identifier. A mileage report stored on the shared ledger may be searched according to the vehicle's VIN and a Usage-Based Insurance quote may be generated based upon the mileage report. Periodic updates to the mileage report may be broadcast to the blockchain in transactions that updated the shared ledger. An estimated vehicle usage may be determined based upon the cryptographic proof of the blockchain and a Usage-Based Insurance quote generated thereon.
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公开(公告)号:US20240143806A1
公开(公告)日:2024-05-02
申请号:US18411495
申请日:2024-01-12
Inventor: Melinda Teresa Magerkurth , Eric Bellas , Jaime Skaggs , Shawn M. Call , Eric R. Moore , Vicki King , Burton J. Floyd , David Turrentine , Steven T Olson , Timothy Caleb Wells , Corin Rebekah Chapman , Edward W. Breitweiser , Robert Gomez , Shelia Cummings Smith
IPC: G06F21/62 , G06F21/60 , G06Q20/10 , G06Q20/38 , G06Q20/40 , G06Q40/08 , H04L9/06 , H04L9/08 , H04L9/14 , H04L9/30 , H04L9/32 , H04L9/40 , H04L67/104
CPC classification number: G06F21/6209 , G06F21/602 , G06F21/604 , G06F21/6245 , G06Q20/10 , G06Q20/102 , G06Q20/3825 , G06Q20/3827 , G06Q20/3829 , G06Q20/401 , G06Q20/4014 , G06Q40/08 , H04L9/0637 , H04L9/0825 , H04L9/0861 , H04L9/0894 , H04L9/14 , H04L9/30 , H04L9/3236 , H04L9/3247 , H04L63/0428 , H04L63/10 , H04L67/104 , G06Q20/223 , G06Q2220/10
Abstract: Methods and systems for managing and/or processing a blockchain to maintain data security for confidential and/or personal data are provided. According to certain aspects, the disclosed data security techniques may enable access sharing functionality utilizing the blockchain. For example, access sharing may be utilized to file documents, share policy information, and/or comply with an audit. The data security techniques disclosed herein also enable the use of smart contracts to transfer funds associated with payment obligations and/or other forms of blockchain based payments, comply with anti-money laundering requirements, report industry data, validate interest payments and/or maintain agent sales data. Data security may be achieved through the use of public key/private key encryption techniques.
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