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公开(公告)号：US20220351205A1
公开(公告)日：2022-11-03
申请号：US17868527
申请日：2022-07-19
Inventor： Jacob J. Alt , Robert Alpine Jennings , Amber Nelson-Wolfe , Shyam Tummala , Eric Bellas , Jaime Skaggs , Shawn M. Call , Melinda Teresa Magerkurth , Vicki King , Charles H. Roscow , Scott Shoop , Greg Hayes
Abstract: The present methods and systems relate to using and accessing data stored in a blockchain, and in particular, interacting with the blockchain and users via smart contracts to handle account funding and distribution methods. The methods and systems include receiving a transaction from a participant, and verifying the transaction, such as by accessing a smart contract stored on the blockchain and checking a set of parameters against a set of conditions stored in the smart contract. Depending on whether the set of parameters satisfy the conditions, the results may be communicated to participants about the success or failure of the transaction.
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公开(公告)号：US11362809B2
公开(公告)日：2022-06-14
申请号：US17077129
申请日：2020-10-22
Inventor： William J. Leise , Douglas A. Graff , Stacie A. McCullough , Shawn M. Call , Eric Bellas , Jaime Skaggs , Jacob J. Alt , Eric R. Moore , Vicki King
IPC: H04L9/06 , G06Q30/00 , G06F21/60 , G07C5/00 , G07C5/08 , H04L9/30 , G06Q10/10 , G06Q40/08 , G06F16/901 , H04L9/32 , G06Q30/02 , G06Q40/02 , G06Q10/00 , G01C22/00
Abstract: The present embodiments relate to systems and methods for using a blockchain or shared ledger to record information regarding a vehicle identified by a Vehicle Identification Number (VIN), or other vehicle identifier. The blockchain may be used to handle vehicles after vehicle collisions based upon sensor data regarding the collision and the vehicle stored on-chain. An indication that a vehicle has been involved in a collision is received including sensor data collected at substantially the time of the vehicle collision. A transaction is broadcast to the blockchain to reflect the sensor data of the vehicle. Since the chain is searchable by VIN, any future searches for the vehicle by VIN include the sensor data collected substantially at the time of the collision.
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公开(公告)号：US11270276B1
公开(公告)日：2022-03-08
申请号：US15877066
申请日：2018-01-22
Inventor： Melinda Teresa Magerkurth , Eric Bellas , Jaime Skaggs , Shawn M. Call , Eric R. Moore , Vicki King , Burton J. Floyd , David Turrentine , Steven T. Olson , Timothy Caleb Wells , Corin Rebekah Chapman , Edward W. Breitweiser , Robert Gomez , Shelia Cummings Smith
IPC: G06Q20/10 , G06Q20/22 , G06Q20/40 , G06Q40/08 , H04L9/32 , H04L9/06 , H04L29/08 , H04L9/08 , H04L67/104
Abstract: Methods and systems for processing a blockchain comprising a plurality of immutable insurance policy payment records corresponding to insurance policies are provided. According to certain aspects, a transaction request indicating a policy payment for an insurance policy may be received at a first node. A block including an insurance policy payment record indicating the policy payment may be added to a blockchain and transmitted to another node for validation. The first node may add the block to a copy of the blockchain, where the block may be identified by a hash value that references a previous block in the blockchain that includes at least one additional insurance policy payment record.
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74.发明申请公开(公告)号：US20210350469A1
公开(公告)日：2021-11-11
申请号：US15870282
申请日：2018-01-12
Inventor： Ronny S. Bryant , Stacie A. McCullough , Mitchell J. Hill , Jacob J. Alt , Jaime Skaggs , Shawn M. Call , Eric Bellas , Vicki King , Melinda Teresa Magerkurth
Abstract: Systems and methods are disclosed with respect to using a distributed ledger, such as a blockchain, for managing vehicle sensor data utilized to develop collision profiles. These collision profiles may be helpful when analyzing a collision to determine conditions that preceded the collision, to determine fault, and/or to determine an extent of damage to one or more vehicles involved in the collision. The sensor data may be collected from any of a number of sensors configured to capture position, orientation, movement, acceleration, driver behavior, etc.
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公开(公告)号：US20210342828A1
公开(公告)日：2021-11-04
申请号：US15877046
申请日：2018-01-22
Inventor： Melinda Teresa Magerkurth , Eric Bellas , Jaime Skaggs , Shawn M. Call , Eric R. Moore , Vicki King , Burton J. Floyd , David Turrentine , Steven T. Olson , Timothy Caleb Wells , Corin Rebekah Chapman , Edward W. Breitweiser , Robert Gomez , Shelia Cummings Smith
Abstract: Methods and systems for managing and/or processing a blockchain to maintain data security for confidential and/or personal data are provided. According to certain aspects, the disclosed data security techniques may enable access sharing functionality utilizing the blockchain. The data security techniques disclosed herein also enable the use of smart contracts to support compliance with anti-money laundering requirements. A node may receive a new account transaction that includes documents identifying an account holder. The node may compare the identity to a government list of identities. In some embodiments, the node may detect any discrepancies between the documents and modify the new account transaction. The new account transaction may be compiled into a block of the blockchain.
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Patent Agency Ranking
公开(公告)号：US20210287296A1
公开(公告)日：2021-09-16
申请号：US15910162
申请日：2018-03-02
Inventor： William J. Leise , Jacob J. Alt , Jaime Skaggs , Eric Bellas , Shawn M. Call , Eric R. Moore , Melinda Teresa Magerkurth , Vicki King
Abstract: The present embodiments relate to systems and methods for using a blockchain to record information related to processes and services in the vehicle industry. The systems methods may include (1) receiving an indication that the insured has filed an insurance claim associated with an insurance policy covering an insured asset and an identifier associated with the insured; (2) transmitting the indication and the insured identifier to a plurality of nodes of a blockchain network; (3) accessing the loss history blockchain associated with the insured using the insured identifier as a key; (4) creating a new block including the indication of the insurance claim and/or the insured identifier; and/or (5) updating the loss history blockchain with the new block by forming a consensus on the new block with the plurality of nodes of the loss history blockchain to facilitate maintaining the loss history blockchain up-to-date.
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公开(公告)号：US20210279808A1
公开(公告)日：2021-09-09
申请号：US15870332
申请日：2018-01-12
Inventor： Ronny S. Bryant , Stacie A. McCullough , Mitchell J. Hill , Jacob J. Alt , Jaime Skaggs , Shawn M. Call , Eric Bellas , Vicki King , Melinda Teresa Magerkurth
Abstract: Systems and methods are disclosed with respect to using a distributed ledger, such as a blockchain, for insurance record management systems. The distributed ledger may be utilized to look up information pertaining to a person's insurance. For example, when a driver is pulled over by law enforcement for speeding, the driver may wish to verify an insurance policy by granting a law enforcement official permission to view his or her insurance records stored on the distributed ledger. Advantageously, the distributed ledger could consequently eliminate the need to carry physical proof of insurance.
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公开(公告)号：US20210279723A1
公开(公告)日：2021-09-09
申请号：US15877108
申请日：2018-01-22
Inventor： Melinda Teresa Magerkurth , Eric Bellas , Jaime Skaggs , Shawn M. Call , Eric R. Moore , Vicki King , Burton J. Floyd , David Turrentine , Steven T. Olson , Timothy Caleb Wells , Corin Rebekah Chapman , Edward W. Breitweiser , Robert Gomez , Shelia Cummings Smith
Abstract: Methods and systems for processing a blockchain comprising a plurality of immutable insurance policy records corresponding to industry reports are provided. According to certain aspects, a transaction request indicating an industry report issued by an entity may be received at a first node. A block including a reporting record indicating the industry report may be added to a blockchain and transmitted to another node for validation. The first node may add the block to a copy of the blockchain, where the block may be identified by a hash value that references a previous block in the blockchain that includes at least one additional industry report.
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公开(公告)号：US11107162B1
公开(公告)日：2021-08-31
申请号：US16244923
申请日：2019-01-10
Inventor： Bryan R. Nussbaum , Jeremy Carnahan , John A. Schirano , Vicki King , Mike McGraw
Abstract: Methods, systems, and computer readable media for predictively determining a risk of damage to a property are provided. To determine the risk, a high resolution virtual model of a region that includes the property is obtained. The virtual model is imported into a simulation environment. One or more of the simulation parameters are set based on historic weather data for the region. For example, each parameter may be associated with a probability distribution derived based on the historic weather data that is sampled prior to executing the simulation. One or more simulations are executed in accordance with the sampled inputs to simulate the likely weather patterns the property will experience. The result of the simulation is analyzed to determine the predicted risk of damage to the property.
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公开(公告)号：US20210264531A1
公开(公告)日：2021-08-26
申请号：US15910221
申请日：2018-03-02
Inventor： William J. Leise , Jacob J. Alt , Jaime Skaggs , Eric Bellas , Shawn M. Call , Eric R. Moore , Melinda Teresa Magerkurth , Vicki King
Abstract: The present embodiments relate to systems and methods for using a blockchain to record information related to processes and services in the vehicle industry. The systems and methods may include (1) receiving an indication that an insurance claim has been filed and/or information detailing the insurance claim; (2) identifying and accessing a loss history blockchain associated with the individual or the insured asset; (3) updating a block to reflect or indicate the insurance claim and/or information detailing the insurance claim; and/or (4) adding the block to the loss history blockchain to facilitate maintaining up-to-date the loss history blockchain detailing the loss history associated with the individual or the insured asset.
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