Method for authenticating payment data, corresponding devices and programs

    公开(公告)号:US10922679B2

    公开(公告)日:2021-02-16

    申请号:US16314174

    申请日:2017-06-30

    Applicant: INGENICO GROUP

    Inventor: Remi Geraud

    Abstract: A method for authenticating data, implemented during a payment transaction between a merchant's communications terminal and a user device of the type including authentication by the communications terminal of at least one message generated by the user device, by using near field communications wireless data. The method includes the following acts by the user's device: obtaining an authentication code from the message, a piece of random data and a hash function; obtaining a first signature component from the message, the random piece of data, a public key of the communications terminal, a first private key of the user device and the authentication code; obtaining a second signature component from the message, the random piece of data, the public key of the communications terminal, a second private key of the user device and the authentication code; and transmitting the authentication code and of the two signature components to the communications terminal.

    METHOD FOR AUTHENTICATING PAYMENT DATA, CORRESPONDING DEVICES AND PROGRAMS

    公开(公告)号:US20190228402A1

    公开(公告)日:2019-07-25

    申请号:US16314174

    申请日:2017-06-30

    Applicant: INGENICO GROUP

    Inventor: Remi Geraud

    Abstract: A method for authenticating data, implemented during a payment transaction between a merchant's communications terminal and a user device of the type including authentication by the communications terminal of at least one message generated by the user device, by using near field communications wireless data. The method includes the following acts by the user's device: obtaining an authentication code from the message, a piece of random data and a hash function; obtaining a first signature component from the message, the random piece of data, a public key of the communications terminal, a first private key of the user device and the authentication code; obtaining a second signature component from the message, the random piece of data, the public key of the communications terminal, a second private key of the user device and the authentication code; and transmitting the authentication code and of the two signature components to the communications terminal.

    METHOD FOR AUTHENTICATING PAYMENT DATA, CORRESPONDING DEVICES AND PROGRAMS

    公开(公告)号:US20210150520A1

    公开(公告)日:2021-05-20

    申请号:US16314166

    申请日:2017-06-30

    Applicant: INGENICO GROUP

    Inventor: Remi Geraud

    Abstract: A method for authenticating at least one piece of data during a payment transaction taking place between a merchant's communications terminal and a user device of the type including transmission, by the communications terminal, of at least one piece of data to be signed, to the user device by using a near field communications wireless data link. The method includes: obtaining the piece of data to be signed; obtaining an identifier of the communications terminal; signing, within a secured processing unit of the communications terminal, by using a key of the communications terminal, the piece of data to be signed and the identifier of the communications terminal, delivering signed pieces of data; transmission of the signed pieces of data to the user device; and reception, from the user device, of a piece of encrypted data establishing the authentication of the signed pieces of data.

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