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公开(公告)号：US20180150818A1
公开(公告)日：2018-05-31
申请号：US15793187
申请日：2017-10-25
Applicant: Square, Inc.
Inventor： Christopher Lang Mocko , Koun Han , Hsuan-Yu (Jerry) Lin , Michael Wells White
CPC classification number: G06Q20/202 , G06F9/454 , G06F17/289 , G06Q20/20 , G06Q20/209 , G07G1/01
Abstract: In some examples, a merchant device at a point of sale (POS) location may present information to a merchant in a first language preferred by the merchant, and may present information to a buyer in a second language preferred by the buyer. The merchant device may switch between the different languages in response to detecting a change in the physical orientation of a display. For instance, in a first orientation in which the display is viewable from a merchant direction, the merchant device may present information in the language preferred by the merchant. When the orientation of the display is changed to a second orientation in which the display is viewable from a buyer direction, the merchant device may present information in the language indicated to be preferred by the buyer. Various techniques may be used for determining the preferred language of a particular buyer.
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公开(公告)号：US20180005226A1
公开(公告)日：2018-01-04
申请号：US15197711
申请日：2016-06-29
Applicant: Square, Inc.
Inventor： David Terra , Koun Han , Michael Wells White
Abstract: A payment terminal may receive a request to process electronic payment information from a payment card in a swipe mode. The payment terminal may provide an opt-in request. If a user accepts, the payment terminal may receive a payment transaction request and electronic payment information of a swipe payment type from the payment card at a swipe interface. The payment terminal may determine whether the payment card is a chip card and generate a swipe mode processing indicator. The swipe mode indicator may allow processing of electronic payment information using procedures for the swipe payment type. The payment terminal may transmit the swipe mode processing indicator and electronic payment information to a payment server from a communication interface of the payment terminal, and may receive a payment approval response based on the swipe mode processing indicator.
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公开(公告)号：US10733588B1
公开(公告)日：2020-08-04
申请号：US16146943
申请日：2018-09-28
Applicant: Square, Inc.
Inventor： Christopher Lang Mocko , Koun Han , Hsuan-Yu (Jerry) Lin , Michael Wells White
Abstract: In some examples, a merchant device at a point of sale (POS) location may present information to a merchant in a first language preferred by the merchant, and may present information to a buyer in a second language preferred by the buyer. The merchant device may switch between the different languages in response to detecting a change in the physical orientation of a display. For instance, in a first orientation in which the display is viewable from a merchant direction, the merchant device may present information in the language preferred by the merchant. When the orientation of the display is changed to a second orientation in which the display is viewable from a buyer direction, the merchant device may present information in the language indicated to be preferred by the buyer. Various techniques may be used for determining the preferred language of a particular buyer.
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公开(公告)号：US10817869B2
公开(公告)日：2020-10-27
申请号：US15197706
申请日：2016-06-29
Applicant: Square, Inc.
Inventor： David Terra , Koun Han , Michael Wells White , Michael Dahn
Abstract: A payment terminal includes multiple chips that perform different processing functions within the payment terminal. A terminal chip performs general functionality of the payment terminal while a transaction chip communicates with payment devices such as chip cards and NFC payment devices and processes payment information. The transaction chip may operate in a low power during which communications and processing are limited, and a transaction processing mode in which transactions may be processed. The transaction chip may transfer between these modes based on wake-up messages provided by other devices or circuitry of the payment terminal.
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公开(公告)号：US10417628B2
公开(公告)日：2019-09-17
申请号：US15197711
申请日：2016-06-29
Applicant: Square, Inc.
Inventor： David Terra , Koun Han , Michael Wells White
Abstract: A payment terminal may receive a request to process electronic payment information from a payment card in a swipe mode. The payment terminal may provide an opt-in request. If a user accepts, the payment terminal may receive a payment transaction request and electronic payment information of a swipe payment type from the payment card at a swipe interface. The payment terminal may determine whether the payment card is a chip card and generate a swipe mode processing indicator. The swipe mode indicator may allow processing of electronic payment information using procedures for the swipe payment type. The payment terminal may transmit the swipe mode processing indicator and electronic payment information to a payment server from a communication interface of the payment terminal, and may receive a payment approval response based on the swipe mode processing indicator.
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Patent Agency Ranking
公开(公告)号：US10366378B1
公开(公告)日：2019-07-30
申请号：US15199466
申请日：2016-06-30
Applicant: Square, Inc.
Inventor： Koun Han , Michael Wells White , Paul Abraham Botros
Abstract: In some examples, methods and systems may process one or more payment transactions between a merchant and a buyer by detecting buyer's communication device as an instrument to approve or reject a payment transaction in offline mode. The method includes detecting at least one transaction activity associated with a payment system, establishing a communication channel between the POS terminal an RF communication device in proximity to the POS terminal to obtain at least one device characteristic of the communication device, related to the operational or physical features of the communication device; generating a digital fingerprint based in part on the obtained device characteristic and the information related to received payment object; determining whether the digital fingerprint substantially compares to an existing fingerprint in a database and if the existing fingerprint is substantially similar to the digital fingerprint, rejecting the payment transaction through presence of the communication device.
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公开(公告)号：US20180039965A1
公开(公告)日：2018-02-08
申请号：US15720749
申请日：2017-09-29
Applicant: Square, Inc.
Inventor： Koun Han , Nicholas Dower , Raymond Ryan , Bruce Bell , Jared Travis Marr , Alexey Kalinichenko , Tien Nguyen
IPC: G06Q20/20 , G06F9/44 , G06F3/0481
CPC classification number: G06Q20/202 , G06F3/0481 , G06F9/451 , G06Q20/204 , G07F7/088 , G07F7/1033 , G07G1/0018 , G07G1/01
Abstract: A point of sale system includes a merchant terminal and a customer terminal. The merchant terminal is configured to display a user interface (UI) window on the merchant terminal. The UI window on the merchant terminal displays a merchant-specific version of a screen displayed on the customer terminal. The merchant terminal receives updates from the customer terminal regarding the status of the payment portion for a transaction. The merchant terminal can provide an input to the UI window which is sent as a message to the customer terminal. Control of state for the point of sale system is shared such that when the system is in a first state, the merchant terminal is the state control terminal, and when the point of sale system is in a second state, the customer terminal is the state control terminal and has control of state for the system.
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公开(公告)号：US09785930B1
公开(公告)日：2017-10-10
申请号：US15197708
申请日：2016-06-29
Applicant: Square, Inc.
Inventor： David Terra , Koun Han , Michael Wells White
CPC classification number: G06Q20/204 , G06Q20/102 , G06Q20/3278 , G06Q20/341 , G06Q20/352 , G06Q20/4093
Abstract: A payment terminal may receive a request to process electronic payment information from a chip card in an expedited processing mode. The payment terminal may provide an opt-in request. If a user accepts, the payment terminal may receive a request for payment and request an electronic payment response from the chip card. The payment terminal may receive the electronic payment response from the chip card and store it in memory at the payment terminal. The payment terminal may approve the payment transaction associated with the electronic payment response, allowing the chip card to be removed from the payment terminal. The payment terminal may process additional requests for payment and associate payment-type and time indicators with each electronic payment response. The payment terminal may transmit approval requests to one or more payment servers when the terminal determines they may be transmitted, and, for each request, receive a payment approval response.
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公开(公告)号：US11010765B2
公开(公告)日：2021-05-18
申请号：US15197707
申请日：2016-06-29
Applicant: Square, Inc.
Inventor： David Terra , Koun Han , Michael Wells White
Abstract: A payment terminal may run a point-of-sale application that is operated by a user such as a merchant. At a certain point in the transaction, but prior to the completion of the transaction, pre-charge requests may be sent to a chip card. The responses from the chip card may be stored such that the transaction may be completed immediately after the merchant and customer complete the transaction steps.
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公开(公告)号：US10607200B2
公开(公告)日：2020-03-31
申请号：US15496529
申请日：2017-04-25
Applicant: Square, Inc.
Inventor： Koun Han , Nicholas Dower , Raymond Ryan , Bruce Bell , Jared Travis Marr , Alexey Kalinichenko , Tien Nguyen
Abstract: A point of sale system includes a merchant terminal and a customer terminal. The merchant terminal is configured to display a user interface (UI) window on the merchant terminal. The UI window on the merchant terminal displays a merchant-specific version of a screen displayed on the customer terminal. The merchant terminal receives updates from the customer terminal regarding the status of the payment portion for a transaction. The merchant terminal can provide an input to the UI window which is sent as a message to the customer terminal. Control of state for the point of sale system is shared such that when the system is in a first state, the merchant terminal is the state control terminal, and when the point of sale system is in a second state, the customer terminal is the state control terminal and has control of state for the system.
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