Invention Grant
- Patent Title: Systems and methods for virtual certification
-
Application No.: US18058503Application Date: 2022-11-23
-
Publication No.: US12056717B2Publication Date: 2024-08-06
- Inventor: Kelly Jo Brown , Jesse Emery , Jonathan Blocksom , Swapna Mandala , Todd Safford , Victoria Yang , Brian Glowniak , Edward Husa , Calvin Sun , Audrey Zhang
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: Capital One Services, LLC
- Current Assignee: Capital One Services, LLC
- Current Assignee Address: US VA McLean
- Agency: Bookoff McAndrews, PLLC
- Main IPC: G06Q30/018
- IPC: G06Q30/018 ; G06F21/33 ; G06F21/62 ; G06N3/088 ; G06N3/09 ; G06Q20/40 ; H04L9/32

Abstract:
Systems and methods for triggering a virtual certification number (VCN) generation for use at a source include receiving a VCN generation request from an external entity, the VCN generation request comprising an external request code, external risk signals, and one or more source data for the source, verifying a registration authentication of an account associated with the external request code by comparing the external request code to a database entry, identifying a certification mechanism reference identifier associated with the external request code based on verifying the registration authentication, generating a risk authentication based on a risk analysis conducted using the external risk signals and the external request code, identifying a source identifier based on the one or more source data, and generating the VCN based on the certification mechanism reference identifier and the source identifier.
Public/Granted literature
- US20240078560A1 SYSTEMS AND METHODS FOR VIRTUAL CERTIFICATION NUMBER GENERATION Public/Granted day:2024-03-07
Information query