Invention Publication
- Patent Title: SYSTEMS AND METHODS FOR VIRTUAL CERTIFICATION NUMBER GENERATION
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Application No.: US18058503Application Date: 2022-11-23
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Publication No.: US20240078560A1Publication Date: 2024-03-07
- Inventor: Kelly Jo BROWN , Jesse EMERY , Jonathan BLOCKSOM , Swapna MANDALA , Todd SAFFORD , Victoria YANG , Brian GLOWNIAK , Edward HUSA , Calvin SUN , Audrey ZHANG
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: Capital One Services, LLC
- Current Assignee: Capital One Services, LLC
- Current Assignee Address: US VA McLean
- Main IPC: G06Q30/018
- IPC: G06Q30/018

Abstract:
Systems and methods for triggering a virtual certification number (VCN) generation for use at a source include receiving a VCN generation request from an external entity, the VCN generation request comprising an external request code, external risk signals, and one or more source data for the source, verifying a registration authentication of an account associated with the external request code by comparing the external request code to a database entry, identifying a certification mechanism reference identifier associated with the external request code based on verifying the registration authentication, generating a risk authentication based on a risk analysis conducted using the external risk signals and the external request code, identifying a source identifier based on the one or more source data, and generating the VCN based on the certification mechanism reference identifier and the source identifier.
Public/Granted literature
- US12056717B2 Systems and methods for virtual certification Public/Granted day:2024-08-06
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