A programmable reference-less oscillator provides a wide range of programmable output frequencies. The programmable reference-less oscillator is implemented on an integrated circuit that includes a free running controllable oscillator circuit such as a voltage controlled oscillator (VCO), a programmable divider circuit coupled to divide an output of the controllable oscillator circuit according to a programmable divide value. A non-volatile storage stores the programmed divide value and a control word that controls the output of the controllable oscillator circuit. The control word provides a calibration capability to achieve a desired output frequency in conjunction with the programmable divider circuit. Open loop temperature compensation is achieved by adjusting the control word according to a temperature detected by a temperature sensor on the integrated circuit. Additional clock accuracy may be achieved by adjusting the control word for process as well as temperature.