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11.发明申请
公开(公告)号：WO2015183380A1
公开(公告)日：2015-12-03
申请号：PCT/US2015/021185
申请日：2015-03-18
Applicant: APPLE INC.
Inventor： SHARP, Christopher , HAGGERTY, David, T. , DICKER, George, R. , STEELE, Glen, W. , MURPHY, Matthew, R. , HURLEY, Timothy, S.
IPC: G06Q20/32
CPC classification number: H04L63/08 , G06Q20/322 , G06Q20/3821 , H04L63/0823 , H04W12/06
Abstract: Systems, methods, and computer-readable media for using an online resource to manage credentials on an electronic device are provided. In one example embodiment, a method, at an electronic device, includes, inter alia , receiving account data via an online resource, accessing commerce credential status data from a secure element of the electronic device, providing initial credential management option data via the online resource based on the received account data and based on the accessed commerce credential status data, in response to the providing, receiving a selection of an initial credential management option via the online resource, and changing the status of a credential on the secure element based on the received selection. Additional embodiments are also provided.
Abstract translation: 提供了用于使用在线资源来管理电子设备上的凭证的系统，方法和计算机可读介质。 在一个示例实施例中，电子设备的方法尤其包括经由在线资源接收帐户数据，从电子设备的安全元件访问商业凭证状态数据，经由在线资源提供初始凭证管理选项数据 基于所接收到的帐户数据并且基于所访问的商业凭证状态数据，响应于所述提供，经由所述在线资源接收初始凭证管理选项的选择，以及基于所述安全元件改变所述安全元件上的凭证的状态 收到选择。 还提供了另外的实施例。
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Patent Agency Ranking
公开(公告)号：EP3156958A1
公开(公告)日：2017-04-19
申请号：EP16201195.1
申请日：2015-05-29
Applicant: Apple Inc.
Inventor： VAN OS, Marcel , DICKER, George R. , STEELE, Glen, W. , YANG, Lawrence Y. , CARO, Pablo, F. , PITSCHEL, Donald W.
CPC classification number: G06Q20/40145 , G06Q20/32 , G06Q20/3224 , G06Q20/3278 , G06Q20/367 , G06Q20/405 , G06Q20/42
Abstract: A method, comprising:
at an electronic device with a display:
receiving a request to link a payment account associated with a credit card to a respective device, wherein the request includes information about the credit card; and
in response to receiving the request:
determining whether verification is needed to link the payment account to the respective device;
in accordance with a determination that verification is not needed to link the payment account to the respective device, linking the payment account to the respective device and providing an indication that the payment account has been linked to the respective device; and
in accordance with a determination that verification is needed to link the payment account to the respective device, displaying, on the display, a plurality of communication method affordances, including:
a first communication affordance that corresponds to a first communication account that has been identified by a financial institution as a communication account via which the financial institution can verify the identity of the user, and
a second communication affordance that corresponds to a second communication account that has been identified by the financial institution as a communication account via which the financial institution can verify the identity of the user; and
while displaying the plurality of communication method affordances, detecting activation of a respective communication affordance and, in response to detecting activation of the respective communication affordance:
in accordance with a determination that the respective communication affordance is the first communication affordance, requesting a verification communication from the financial institution via the first communication account, and
in accordance with a determination that the respective communication affordance is the second communication affordance, request a verification communication from the financial institution via the second communication account.Abstract translation: 一种方法，包括：在具有显示器的电子设备上：接收将与信用卡相关联的支付账户链接到相应设备的请求，其中所述请求包括关于所述信用卡的信息; 并且响应于接收到所述请求：确定是否需要验证以将所述支付账户链接到所述相应设备; 根据确定不需要验证以将支付帐户链接到相应设备，将支付账户链接到相应的设备，并提供支付账户已被链接到相应设备的指示; 并且根据确定需要验证以将支付帐户链接到相应的装置，在显示器上显示多个通信方法提供者，其包括：对应于已经被识别的第一通信帐户的第一通信提供 由金融机构作为通信账户，通过该账户，金融机构可以通过该账户验证用户的身份，以及对应于由金融机构识别为通信账户的第二通信账户的第二通信负担，金融机构 可以验证用户的身份; 并且在显示多个通信方式提供的同时，检测相应的通信能力的激活，并且响应于检测到相应的通信能力的激活：根据相应的通信能力是第一通信可靠性的确定，请求验证通信 从金融机构通过第一通信账户，并且根据相应的通信能力是第二通信能力的确定，通过第二通信账户请求来自金融机构的验证通信。
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公开(公告)号：EP3154014A1
公开(公告)日：2017-04-12
申请号：EP16201205.8
申请日：2015-05-29
Applicant: Apple Inc.
Inventor： VAN OS, Marcel , DICKER, George R. , STEELE, Glen, W. , CARO, Pablo, F. , ADAMS, Christopher D.
CPC classification number: G06Q20/40145 , G06Q20/32 , G06Q20/3224 , G06Q20/3278 , G06Q20/367 , G06Q20/405 , G06Q20/42
Abstract: A method, comprising:
at an electronic device with a display:
displaying, on the display, an electronic wallet comprising a respective representation of a payment account, wherein the respective representation of the payment account includes first transaction information for a first payment transaction associated with the payment account;
a second payment transaction associated with the payment account that was authorized using the electronic device; and
after proceeding with the second payment transaction that was authorized using the electronic device, and prior to receiving information about the second payment transaction from the financial institution involved in the second transaction, displaying second transaction information for the second payment transaction, the second transaction information based on information locally available to the electronic device.Abstract translation: 一种方法，包括：在具有显示器的电子设备上：在显示器上显示包括支付帐户的相应表示的电子钱包，其中所述支付帐户的相应表示包括与第一支付交易相关联的第一交易信息 付款账户; 与使用电子设备授权的支付帐户相关联的第二支付交易; 在进行了使用电子装置授权的第二支付交易之后，在从第二交易涉及的金融机构接收到关于第二支付交易的信息之前，显示第二支付交易的第二交易信息，第二交易信息 基于本地可用于电子设备的信息。
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公开(公告)号：EP3516610A1
公开(公告)日：2019-07-31
申请号：EP17835789.3
申请日：2017-08-30
Applicant: Apple Inc.
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公开(公告)号：EP3251068A1
公开(公告)日：2017-12-06
申请号：EP16703893.4
申请日：2016-01-28
Applicant: Apple Inc.
Inventor： VAN OS, Marcel , DICKER, George, R. , ADAMS, Christopher, D. , STEELE, Glen, W. , CARO, Pablo F. , ANTON, Peter D. , PITSCHEL, Donald W. , KOSTKA, Petr , SARPESHKAR, Balaji A. , FU, Jack I-Chieh , PAINE, Brittany D. , KURTZ, Daniel
CPC classification number: G06Q20/3278 , G06K9/78 , G06Q20/24 , G06Q20/32 , G06Q20/3224 , G06Q20/3276 , G06Q20/3552 , G06Q20/40145 , H04N5/225
Abstract: The present disclosure generally relates to making payments with a mobile device. In one example process, the device receives first authentication data, such as fingerprint authentication information, and second authentication data, such as a bank authorization code. The device then transmits a transaction request for a payment transactions. In another example process, the device detects activation of a physical input mechanism and detects a fingerprint using a biometric sensor. The device is enabled to participate in NFC payment transactions. In another example process, the device displays a live preview of images obtained via a camera sensor while the device detects partial credit card information of a credit card in a field of view of the camera sensor.
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公开(公告)号：EP3108426A1
公开(公告)日：2016-12-28
申请号：EP15727291.5
申请日：2015-05-29
Applicant: Apple Inc.
Inventor： VAN OS, Marcel , DICKER, George, R. , STEELE, Glen, W. , YANG, Lawrence, Y. , CARO, Pablo, F. , PITSCHEL, Donald, W. , AHN, Brian , TUCKER, Brian , YERKES, Giancarlo , FEDERIGHI, Craig, M. , ADAMS, Christopher, D. , LEE, Woo-ram , DIEDERICH, Anton, K.
CPC classification number: G06Q20/40145 , G06Q20/32 , G06Q20/3224 , G06Q20/3278 , G06Q20/367 , G06Q20/405 , G06Q20/42
Abstract: A method, comprising: at an electronic device with a display: displaying, on the display, a user interface for a first application, wherein the user interface for the first application includes a payment affordance associated with a payment transaction; detecting selection of the payment affordance; and in response to detecting selection of the payment affordance: transferring first transaction information about the payment transaction from the first application to a second application; and displaying, on the display, a user interface for the second application, wherein the user interface for the second application includes the first transaction information received from the first application and includes second transaction information provided by the second application, wherein the second transaction information is not available to the first application
Abstract translation: 一种方法，包括：在具有显示器的电子设备上：在所述显示器上显示用于第一应用的用户界面，其中所述第一应用的所述用户界面包括与支付交易相关联的支付能力; 检测支付能力的选择; 并且响应于检测到所述支付能力的选择：将关于所述支付交易的第一交易信息从所述第一应用转移到第二应用; 以及在所述显示器上显示用于所述第二应用的用户界面，其中所述第二应用的所述用户界面包括从所述第一应用接收到的所述第一交易信息，并且包括由所述第二应用提供的第二交易信息，其中所述第二交易信息是 不可用于第一个应用程序
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