Abstract:
A device implementing notification based provisioning of card accounts may include at least one processor configured to receive, from a service provider, an indication of a card account of a user, and to determine whether the card account is eligible to be added to a first device of the user for use in a wireless transaction system. The at least one processor is further configured to, when the card account is determined to be eligible to be added to the first device, transmit a notification to the first device for display, the notification indicating that the card account is eligible to be added to the first device for use in the transaction system, and initiate provisioning, on a secure element of the first device, of an applet corresponding to the card account when an approval for adding the card account to the first device is received responsive to the notification.
Abstract:
Systems, methods, and computer-readable media for validating online access to secure device functionality are provided that may use shared secrets between different subsystems and limited use validation data.
Abstract:
Systems, methods, and computer-readable media for using an online resource to manage reloadable credentials on an electronic device are provided. In one example embodiment, a method, at an electronic device, includes, inter alia, receiving selection data via an online resource, where the selection data may be indicative of a particular credential applet stored on a secure element of the electronic device, in response to the receiving the selection data, accessing validation data from the particular credential applet on the secure element, transmitting initialization results comprising the accessed validation data to a remote subsystem associated with the online resource, in response to the transmitting, receiving reload data from the remote subsystem, and adjusting a balance of the particular credential applet based on the received reload data. Additional embodiments are also provided.
Abstract:
Methods and apparatus for the deployment of financial instruments and other assets are disclosed. In one embodiment, a security software protocol is disclosed that guarantees that the asset is always securely encrypted, that one and only one copy of an asset exists, and the asset is delivered to an authenticated and/or authorized customer. Additionally, exemplary embodiments of provisioning systems are disclosed that are capable of, among other things, handling large bursts of traffic (such as can occur on a so-called "launch day" of a device).
Abstract:
Systems, methods, and computer-readable media for provisioning credentials on an electronic device are provided. In one example embodiment, a secure platform system may be in communication with an electronic device and a financial institution subsystem. The secure platform system may be configured to, inter alia , receive user account information from the electronic device, authenticate a user account with a commercial entity using the received user account information, detect a commerce credential associated with the authenticated user account, run a commercial entity fraud check on the detected commerce credential, commission the financial institution subsystem to run a financial entity fraud check on the detected commerce credential based on the results of the commercial entity fraud check, and facilitate provisioning of the detected commerce credential on the electronic device based on the results of the financial entity fraud check. Additional embodiments are also provided.
Abstract:
A device implementing a system for using a verified claim of identity includes at least one processor configured to receive a verified claim including information to identify a user of a device, the verified claim being signed by a server based on verification of the information by an identity verification provider separate from the server, the verified claim being specific to the device. The at least one processor is further configured to send, to a service provider, a request for a service provided by the service provider, and receive, from the service provider and in response to the sending, a request for the verified claim. The at least one processor is further configured to send, in response to the receiving, the verified claim to the service provider.
Abstract:
Systems, methods, and computer-readable media for provisioning multiple credentials of a multi-scheme card on an electronic device for selective use in a secure transaction are provided.
Abstract:
Systems, methods, and computer-readable media for using an online resource to manage credentials on an electronic device are provided. In one example embodiment, a method, at an electronic device, includes, inter alia , receiving account data via an online resource, accessing commerce credential status data from a secure element of the electronic device, providing initial credential management option data via the online resource based on the received account data and based on the accessed commerce credential status data, in response to the providing, receiving a selection of an initial credential management option via the online resource, and changing the status of a credential on the secure element based on the received selection. Additional embodiments are also provided.
Abstract:
The present application relates to devices and components including apparatus, systems, and methods to share a credential for accessing a secured entity between an origination device and a recipient device. In some embodiments, the sharing may be cross platform where the recipient device executes a different platform than the origination device.