公开(公告)号：EP3284275A1

公开(公告)日：2018-02-21

申请号：EP16796948.4

申请日：2016-05-10

Applicant: Apple Inc.

Inventor： LI, Li ,  HAUCK, Jerrold Von ,  VAID, Yousuf H. ,  SHARP, Christopher B. ,  MATHIAS, Arun G. ,  HAGGERTY, David T.

IPC: H04W8/20 ,  H04W4/00 ,  H04W88/02

CPC classification number: H04L41/0806 ,  H04B1/3816 ,  H04B1/3827 ,  H04L63/0853 ,  H04L63/20 ,  H04W8/18 ,  H04W8/205 ,  H04W12/06

Abstract: Representative embodiments described herein set forth techniques for optimizing large-scale deliveries of electronic Subscriber Identity Modules (eSIMs) to mobile devices. Specifically, instead of generating and assigning eSIMs when mobile devices are being activated—which can require significant processing overhead—eSIMs are pre-generated with a basic set of information, and are later-assigned to the mobile devices when they are activated. This can provide considerable benefits over conventional approaches that involve generating and assigning eSIMs during mobile device activation, especially when new mobile devices (e.g., smartphones, tablets, etc.) are being launched and a large number of eSIM assignment requests are to be fulfilled in an efficient manner.

公开(公告)号：EP3069308A1

公开(公告)日：2016-09-21

申请号：EP14799311.7

申请日：2014-11-04

Applicant: Apple Inc.

Inventor： DICKER, George R. ,  SHARP, Christopher B. ,  KHAN, Ahmer A. ,  VAID, Yousuf H. ,  STEELE, Glen W. ,  ADAMS, Christopher D. ,  HAGGERTY, David T.

IPC: G06Q20/02 ,  G06Q20/04 ,  G06Q20/32 ,  G06Q20/38

CPC classification number: G06Q20/382 ,  G06Q20/02 ,  G06Q20/0453 ,  G06Q20/327 ,  G06Q20/3827 ,  G06Q20/385

Abstract: To facilitate conducting a financial transaction via wireless communication between an electronic device and another electronic device, the electronic device determines a unique transaction identifier for the financial transaction based on financial-account information communicated to the other electronic device. The financial-account information specifies a financial account that is used to pay for the financial transaction. Moreover, the unique transaction identifier may be capable of being independently computed by one or more other entities associated with the financial transaction (such as a counterparty in the financial transaction or a payment network that processes payment for the financial transaction) based on the financial-account information communicated by the portable electronic device. The electronic device may also associate receipt information, which is subsequently received from a third party (such as the payment network), with the financial transaction by comparing the determined unique transaction identifier to the computed unique transaction identifier.

公开(公告)号：EP4152187A1

公开(公告)日：2023-03-22

申请号：EP22205943.8

申请日：2014-06-20

Applicant: Apple Inc.

Inventor： KHAN, Ahmer A. ,  HAGGERTY, David T. ,  DICKER, George R. ,  HAUCK, Jerroid V. ,  LINDE, Joakim ,  ADLER, Mitchell D. ,  ROSEN, Zachary A. ,  VAID, Yousaf H. ,  SHARP, Christopher

IPC: G06F21/35 ,  G06Q20/32 ,  G06Q20/40 ,  G06Q20/42

Abstract: Systems, methods, and computer-readable media for provisioning credentials on an electronic device are provided. In one example embodiment, a secure platform system may be in communication with an electronic device and a financial institution subsystem. The secure platform system may be configured to, inter alia, receive user account information from the electronic device, authenticate a user account with a commercial entity using the received user account information, detect a commerce credential associated with the authenticated user account, run a commercial entity fraud check on the detected commerce credential, commission the financial institution subsystem to run a financial entity fraud check on the detected commerce credential based on the results of the commercial entity fraud check, and facilitate provisioning of the detected commerce credential on the electronic device based on the results of the financial entity fraud check. Additional embodiments are also provided.

公开(公告)号：EP3149681A1

公开(公告)日：2017-04-05

申请号：EP15715016.0

申请日：2015-03-18

Applicant: Apple Inc.

Inventor： SHARP, Christopher ,  HAGGERTY, David T. ,  DICKER, George R. ,  STEELE, Glen W. ,  MURPHY, Matthew R. ,  HURLEY, Timothy S.

IPC: G06Q20/32

CPC classification number: H04L63/08 ,  G06Q20/322 ,  G06Q20/3821 ,  H04L63/0823 ,  H04W12/06

Abstract: Systems, methods, and computer-readable media for using an online resource to manage credentials on an electronic device are provided. In one example embodiment, a method, at an electronic device, includes,
inter alia , receiving account data via an online resource, accessing commerce credential status data from a secure element of the electronic device, providing initial credential management option data via the online resource based on the received account data and based on the accessed commerce credential status data, in response to the providing, receiving a selection of an initial credential management option via the online resource, and changing the status of a credential on the secure element based on the received selection. Additional embodiments are also provided.

Abstract translation: 系统，方法，以及使用在线资源来管理电子设备凭证的计算机可读介质提供。 在一个示例实施例中，一种方法，在以电子设备，包括，除其他外，通过对网络资源接收账户数据，从电子设备的安全元件访问商业凭证状态数据，通过在线资源提供初始凭证管理选项数据 基于所接收的帐户数据和基于所访问的商业凭证状态数据，以响应所述提供，通过在线资源接收选择的初始证书管理选项，并且基于所述改变安全元件上的证书的状态 接收的选择。 因此，提供附加的实施例。

公开(公告)号：EP3090394A1

公开(公告)日：2016-11-09

申请号：EP14827956.5

申请日：2014-12-19

Applicant: Apple Inc.

Inventor： HAGGERTY, David T. ,  DICKER, George R. ,  KHAN, Ahmer A. ,  SHARP, Christopher B. ,  HURLEY, Timothy S. ,  CHADHA, Vineet

IPC: G06Q20/32 ,  G06Q20/40

CPC classification number: G06Q20/3226 ,  G06Q20/322 ,  G06Q20/40 ,  G06Q20/4014 ,  H04W8/22

Abstract: If a user loses an electronic device that has the capability to conduct financial transactions, the user may report that the electronic device is lost using a lost-device software application to a management electronic device associated with a provider of the electronic device. In response to receiving this information, a disabling command is sent to a payment network associated with the financial account of the user to temporarily disable use of the electronic device to conduct the financial transactions. In particular, the electronic device may include a secure element that stores a payment applet for a financial account, and the disabling command may disable a mapping from a virtual identifier for the financial account to a financial primary account number. Subsequently, if the user finds the electronic device, the user may re-enable the capability (and, thus, the mapping) by providing authentication information to the electronic device.

公开(公告)号：EP3039606A1

公开(公告)日：2016-07-06

申请号：EP14742020.2

申请日：2014-06-20

Applicant: Apple Inc.

Inventor： KHAN, Ahmer A. ,  HAGGERTY, David T. ,  DICKER, George R. ,  HAUCK, Jerrold V. ,  LINDE, Joakim ,  ADLER, Mitchell D. ,  ROSEN, Zachary A. ,  VAID, Yousuf H. ,  SHARP, Christopher

IPC: G06F21/35 ,  G06Q20/32 ,  G06Q20/40

CPC classification number: G06Q20/42 ,  G06F21/35 ,  G06Q20/32 ,  G06Q20/3226 ,  G06Q20/40 ,  G06Q20/4016

Abstract: Systems, methods, and computer-readable media for provisioning credentials on an electronic device are provided. In one example embodiment, a secure platform system may be in communication with an electronic device and a financial institution subsystem. The secure platform system may be configured to, inter alia, receive user account information from the electronic device, authenticate a user account with a commercial entity using the received user account information, detect a commerce credential associated with the authenticated user account, run a commercial entity fraud check on the detected commerce credential, commission the financial institution subsystem to run a financial entity fraud check on the detected commerce credential based on the results of the commercial entity fraud check, and facilitate provisioning of the detected commerce credential on the electronic device based on the results of the financial entity fraud check. Additional embodiments are also provided.