AN ANTENNA ON A REMOVABLE CARD
    11.
    发明申请
    AN ANTENNA ON A REMOVABLE CARD 审中-公开
    可拆卸卡的天线

    公开(公告)号:WO2013098784A1

    公开(公告)日:2013-07-04

    申请号:PCT/IB2012/057766

    申请日:2012-12-27

    CPC classification number: H01Q7/08 H01Q1/2275 H01Q9/16

    Abstract: An antenna on a removable card An antenna on a removable memory card (1) is intended for the creation of contactless communication channel of the mobile communication device. The antenna is in the form of a high-frequency transformer (2) with an oblong ferrite kernel (3) with resonantly tuned primary winding L1. The emitted signal is brought to the primary winding L1. The secondary winding L2 is left open circuited, without closing the load circuit in a contact way, without ohm load; it emits electrical field with its outputs. The high-frequency transformer (2) can be in the form of auto-transformer with one winding. The signal emitted in the direction towards the removable memory card (1) can be received through the auxiliary winding L3 or through an independent receiving antenna (8). The secondary winding L2 can have a larger number of loops than the primary winding L1 or it can be formed by only one winding in the form of a pipe.

    Abstract translation: 可拆卸卡上的天线可移动存储卡(1)上的天线用于创建移动通信设备的非接触通信信道。 天线是高频变压器(2)的形式,带有长方体铁氧体磁芯(3),谐振调谐的初级绕组L1。 发射的信号被带到初级绕组L1。 次级绕组L2保持开路,而不用欧姆负载以接触方式闭合负载电路; 它发射电场及其输出。 高频变压器(2)可以是带有一个绕组的自耦变压器形式。 沿朝向可移动存储卡(1)的方向发射的信号可以通过辅助绕组L3或独立的接收天线(8)接收。 次级绕组L2可以具有比初级绕组L1更多的环路,或者可以仅由管道形式的一个绕组形成。

    MEMORY CARD CARRIER, THE METHOD OF FIRST DATA STORAGE INTO THE MEMORY CARD
    12.
    发明申请
    MEMORY CARD CARRIER, THE METHOD OF FIRST DATA STORAGE INTO THE MEMORY CARD 审中-公开
    存储卡载体,将数据存储到存储卡中的方法

    公开(公告)号:WO2011141864A1

    公开(公告)日:2011-11-17

    申请号:PCT/IB2011/052041

    申请日:2011-05-09

    Abstract: The carrier of a memory card (2) is in the shape of a flat card (1) with a contact field (6), which is connected to inner circuits of the memory card (2) over a conductive connection (8). Mechanical connection of the memory card (2) with the remaining body of the flat card (1) can be in the form of connection strips (5) that interrupt the snap-out line (3). A conductive connection (8) can run through a connection strip (5). The flat card (1) can be equipped with a foil (9). The flat card (1) can be inserted into an automated device, which operates with it as if it was a standard card with a contact field (6). The user snaps out the memory card (2) from the carrier's body by which the conductive connection (8) is mechanically interrupted. The conductive connection (8) can be deactivated electrically using disconnecter (10).

    Abstract translation: 存储卡(2)的载体是具有接触场(6)的平板卡(1)的形状,其通过导电连接(8)连接到存储卡(2)的内部电路。 存储卡(2)与平板卡(1)的剩余体的机械连接可以是中断卡扣线(3)的连接条(5)的形式。 导电连接(8)可穿过连接条(5)。 平板卡(1)可以装有箔(9)。 平板卡(1)可以插入自动化设备中,如同是具有接触区域的标准卡(6)一样操作。 使用者将存储卡(2)从导体连接(8)被机械地中断的载体的主体上扣出。 导电连接(8)可以使用断路器(10)电动停用。

    THE METHOD AND SOLUTION OF DATA TRANSMISSION FROM THE TRANSPONDER TO THE READER, ESPECIALLY IN PAYMENT SOLUTIONS WITH A MOBILE COMMUNICATION DEVICE
    13.
    发明申请
    THE METHOD AND SOLUTION OF DATA TRANSMISSION FROM THE TRANSPONDER TO THE READER, ESPECIALLY IN PAYMENT SOLUTIONS WITH A MOBILE COMMUNICATION DEVICE 审中-公开
    从应答者到读者的数据传输的方法和解决方案,特别是使用移动通信设备的付费解决方案

    公开(公告)号:WO2011058455A4

    公开(公告)日:2011-05-19

    申请号:PCT/IB2010/054412

    申请日:2010-09-30

    Inventor: FLOREK, Miroslav

    Abstract: The method and solution can be mainly used for data transmission in cashless payment applications, especially those realized from the mobile phone while using RFID and/or NFC platform. The signals with different frequency are combined in antenna system (M) of the receiver (1) and transmitter (2) and then the carrier signal is separated from the result of the combined signals and the transmitted data are demodulated. The difference between the frequencies has a value, that corresponds to the size of the subcarrier frequency to which the receiver (1) is preset. During transmission the transformer connection coefficient can have the value k = 0,2 - 0,001, while the antenna (3) of the receiver (2) is tuned narrowly to the transmitter's (2) frequency without considering the subcarrier frequency. The transmitter is preferably located on a memory card or on a card with a format and interface of a memory card, e.g. micro SD.

    Abstract translation: 该方法和解决方案主要用于无现金支付应用中的数据传输,尤其是在使用RFID和/或NFC平台的情况下从手机实现的那些应用。 在接收机(1)和发射机(2)的天线系统(M)中组合不同频率的信号,然后将载波信号与组合信号的结果分开,并且发射的数据被解调。 频率之间的差值具有对应于接收机(1)预设的副载波频率的大小的值。 在传输期间,变压器连接系数可以具有值k = 0.2-0.001,而接收器(2)的天线(3)被窄调谐到发射机的(2)频率,而不考虑副载波频率。 发射机优选位于存储卡上或具有存储卡格式和接口的卡上,例如, micro SD。

    THE ELECTRONIC PAYMENT APPLICATION SYSTEM AND PAYMENT AUTHORIZATION METHOD

    公开(公告)号:WO2010032216A4

    公开(公告)日:2010-03-25

    申请号:PCT/IB2009/054101

    申请日:2009-09-18

    Abstract: The system contains a virtual POS terminal's unit in the user's personal device. The mobile communication device (1) contains a virtual POS terminal's unit (4) and also a removable memory card (3), on which there are at least two physically separate secure elements (2) stored. The removable memory card (3) is connected to the secure element (2) containing the secured part of the virtual POS terminal. The mobile communication device (1) and/or the separate portable element (6) is adjusted in such a way to be able to connect to a remote payment procession server. The removable memory card (3) and the separate portable element (6) can be equipped with the NFC communication element. Depending on the user choice, a corresponding secure element (2) with the selected payment card unit (14) is activated on the removable memory card (3). The user's payment card's identification data are supplemented by the payment receiver's identification data and also by a one-time password that was created in the one-time password unit.

    ANTENNA SYSTEM FOR NFC READER
    15.
    发明申请

    公开(公告)号:WO2018198082A1

    公开(公告)日:2018-11-01

    申请号:PCT/IB2018/052929

    申请日:2018-04-27

    Inventor: FLOREK, Miroslav

    Abstract: Two solenoid antennas (2, 3) with a ferrite core are placed mutually in parallel and outside the groundplan of the flat spiral antenna (1). Longitudinal axes (4) of the solenoid antennas (2, 3) are in parallel with the lateral sides of the flat spira antenna (1) and the distance between the longitudinal axes (4) of the solenoid antennas (2, 3) is 0,5 to 1,25 times the width of the flat spiral antenna (1) at most. The middle of the flat spira antenna (1) lies in a zone defined by the prolonged longitudinal axes (4) of the solenoid antennas (2, 3). The solenoid antennas (2, 3) are connected to the same output of the excitation element; preferably the solenoid antennas (2, 3) are identical. The flat spiral antenna (1) can be connected to the NFC chip (7) thorugh the low noise amplifier (6). The solenoid antennas (2, 3) can be on one side of the printed circuit board (5) and the flat spiral antenna (1) can be on the opposite side of the printed circuit board (5).

    NON-STATIONARY MAGNETIC FIELD EMITTER, ITS CONNECTION IN SYSTEM AND DATA MODULATION METHOD

    公开(公告)号:WO2014076669A4

    公开(公告)日:2014-05-22

    申请号:PCT/IB2013/060178

    申请日:2013-11-15

    Abstract: The emitter is intended to provide a contactless communication channel (particularly RFID/NFC) in miniature build space. The emitter has an oblong, at least partially ferrite core (1), the core (1) is winded up by a wire (4) with at least two threads (2), the threads (2) are on the core (1) placed tightly next to each other and the effective width (w)of one thread (2) corresponds to the radius of the core (1) in the circular core (1) cross-section, or corresponds to the equivalent radius in other shapes of the core (1) with deviation up to +-75%. The wire (4) of the coil is flat, or the coil includes several wires held parallel to each other (41 to 4N) forming a multi-stage thread. The emitter can be placed in the removable memory card (5) and/or on the PCB board (10) and/or SIM card (9) and/or battery (11). Modulation of data transmitted by the emitter uses electromagnetic wave generator with a frequency different from the receiver, difference of these frequencies corresponds to the subcarrier frequency.

    PAYMENT CARD, CASHLESS PAYMENT METHOD
    17.
    发明申请
    PAYMENT CARD, CASHLESS PAYMENT METHOD 审中-公开
    付款卡,无偿付款方式

    公开(公告)号:WO2012140625A1

    公开(公告)日:2012-10-18

    申请号:PCT/IB2012/051849

    申请日:2012-04-13

    Abstract: The payment card, apart from a chip with the common payment card unit, also contains a second chip with an indifferent POS payment terminal, which becomes a specific POS terminal on behalf of the payments recipient after connection with the reader of the payments recipient. These two chips on the payment card are connected in a contact way. The reader contains the common POS terminals identification data which are sent 10 to the payment card of the customer, where they are moved to the second chip for the configuration of the POS terminal. Then on the payment card, the payment-terminal application is realized as if it were a common POS with the inserted card in a contact way, using the payment account data from the first chip. The payment cryptogram generated in the other chip on the payment card is sent to the reader for payment processing on 15 behalf of the reader-holder (merchant).

    Abstract translation: 除了具有普通支付卡单元的芯片之外,支付卡还包含具有无关POS支付终端的第二芯片,在与付款接收者的读者连接之后,它代表支付接收者成为特定的POS终端。 支付卡上的这两个芯片以联系方式连接。 读卡器包含向客户的支付卡发送10的通用PO​​S终端识别数据,移动到第二芯片以配置POS终端。 然后,在支付卡上,使用来自第一芯片的支付账户数据,支付终端应用程序被实现为如果它是具有插入的卡的通用PO​​S的联系方式。 支付卡上的其他芯片中生成的付款密码由代表读者持有者(商家)发送给读者进行支付处理。

    THE PROCESS OF SELLING IN ELECTRONIC SHOP ACCESSIBLE FROM THE MOBILE COMMUNICATION DEVICE
    18.
    发明申请
    THE PROCESS OF SELLING IN ELECTRONIC SHOP ACCESSIBLE FROM THE MOBILE COMMUNICATION DEVICE 审中-公开
    从移动通信设备获取的电子商店中的销售过程

    公开(公告)号:WO2011132025A1

    公开(公告)日:2011-10-27

    申请号:PCT/IB2010/054229

    申请日:2010-09-19

    CPC classification number: G07F7/1008 G06Q20/12 G06Q20/32 G06Q20/3226 G06Q20/40

    Abstract: The process encompasses the communication between trade system accessible over GUI of the mobile communication device (4), when after the item being purchased is selected, the acquirer's (12) identification is loaded from the removable memory card (1). The acquirer's (12) identification is sent to the trade system's (2) headquarters, where after it is approved, the transaction payment parameters are created and these enter the removable memory card (1) as an initiator of the payment terminal application. The payment terminal application runs on the removable memory card (1) and it creates a payment cryptogram. This one is sent into the trade system's (2) headquarters, where it can be handled as a common cryptogram of usual POS terminals. The process can encompass even a preparation and pre-preparation phase, thanks to which corresponding applications of individual participants of the system are installed, configured and activated. The online payment can preferably realize even the reset of the counter on the payment device.

    Abstract translation: 该过程包括在移动通信设备(4)的GUI上可访问的交易系统之间的通信,当选择了被购买的商品之后,从可移动存储卡(1)加载获取者的(12)标识。 收单方(12)的身份证明被发送到交易系统(2)总部,经批准后,创建交易支付参数,并将其作为支付终端应用程序的发起人进入可移动存储卡(1)。 支付终端应用程序在可移动存储卡(1)上运行,并创建支付密码。 这一个发送到贸易系统(2)总部,可以作为通常POS终端的常见密码来处理。 该过程可以包括准备和预准备阶段,这得益于系统的各个参与者的相应应用程序的安装,配置和激活。 在线支付可以优选地实现支付设备上的计数器的重置。

    REMOVABLE CARD FOR A CONTACTLESS COMMUNICATION, ITS UTILIZATION AND THE METHOD OF PRODUCTION
    19.
    发明申请
    REMOVABLE CARD FOR A CONTACTLESS COMMUNICATION, ITS UTILIZATION AND THE METHOD OF PRODUCTION 审中-公开
    可接触卡用于无接触通讯,其使用和生产方法

    公开(公告)号:WO2010023574A2

    公开(公告)日:2010-03-04

    申请号:PCT/IB2009/053513

    申请日:2009-08-10

    Abstract: Removable card for a contactless communication contains an antenna (4) formed of threads (10) placed on the external surface of the body (1) of the card and covered by a layer (7) of a ferromagnetic material. In advantageous adjustment the antenna (4) contains on one area (2) of the card eight threads (10) and both areas (2) of the card are covered by a layer (7) of a ferritic foil. The antenna (4) is connected to the series with element (12) with capacity and the resistance (11) on the other side. Resonant circuit is tuned in for the final frequency from 13.0 to 15.0 MHz. The signal from the antenna (4) is read between the first and the second thread (10) from the side of the element (12) with capacity. The production method for the antenna on the body of the removable card resides in the fact that a groove of the conductive path (5) shape is dredged on the surface of the card's body (1), the groove is filled with a conductive material and a ferromagnetic material layer (7) is applied on the surface of the area (2) covering the antenna (4).

    Abstract translation: 用于非接触式通信的可移动卡包含由线(10)形成的天线(4),所述线设置在所述卡的主体(1)的外表面上并且被层(7)覆盖 铁磁材料。 在有利的调整中,天线(4)在卡的一个区域(2)上包含八个线(10),并且卡的两个区域(2)都被铁素体箔层(7)覆盖。 天线(4)与具有容量的元件(12)和另一侧的电阻(11)串联连接。 谐振电路调谐到13.0到15.0 MHz的最终频率。 来自天线(4)的信号以容量从元件(12)侧面的第一和第二螺纹(10)之间读取。 可移动卡片主体上的天线的制造方法在于,导电路径(5)形状的凹槽被疏浚在卡体(1)的表面上,凹槽填充有导电材料并且 在覆盖天线(4)的区域(2)的表面上施加铁磁材料层(7)。

    METHOD OF PROCESSING OF SIGNAL TRANSMITTED FROM THE ANALOG NFC DRIVER AND SYSTEM FOR REALIZATION OF SAID METHOD
    20.
    发明申请
    METHOD OF PROCESSING OF SIGNAL TRANSMITTED FROM THE ANALOG NFC DRIVER AND SYSTEM FOR REALIZATION OF SAID METHOD 审中-公开
    从模拟NFC驱动器发送的信号的处理方法和实现方法的系统

    公开(公告)号:WO2016193926A1

    公开(公告)日:2016-12-08

    申请号:PCT/IB2016/053232

    申请日:2016-06-01

    Inventor: FLOREK, Miroslav

    CPC classification number: H04L27/06 E04H15/20 E04H2015/201 H04B5/0025

    Abstract: During the contactless transfer of the data from PICC (1) to PCD (4) with the load modulation within PICC (1) the analogue signal between the transmitting antenna (3) and the output of the driver (2) is demodulated. From the demodulated output the digital data are generated for the direction of the subsequent modification of the signal led to the PICC (1) antenna set. The digital data gather from the demodulated signal are used for the amplification and/or attenuation of the signal received on the side of the PCD (4) and/or for synchronization or other modification of the signal on the side of the PICC (1), whereby no further modification of the driver (2) is needed. The connection on the LA, LB outputs appears to the driver (2) by its characteristics, mainly by its impedance, in the same way as the connected antenna (3) of the original connection according to the prior state of the art. Such processing and connection allows to use broadly available analogue drivers (2) which can be combined with various other elements of other producers, which achieves real compatibility and high amount of freedom when designing the circuits, as well as the independence from the particular producer of the chips.

    Abstract translation: 在PICC(1)内的负载调制的PICC(1)数据到PCD(4)的非接触式传输过程中,发射天线(3)和驱动器(2)的输出之间的模拟信号被解调。 从解调输出中,为导致PICC(1)天线组的信号的后续修改的方向产生数字数据。 从解调信号收集的数字数据用于在PCD(4)侧接收的信号的放大和/或衰减和/或PICC(1)侧的信号的同步或其它修改, ,由此不需要对驱动器(2)的进一步修改。 根据现有技术,LA,LB输出上的连接主要以其阻抗为特征,与原始连接的连接天线(3)相同。 这种处理和连接允许使用广泛可用的模拟驱动器(2),其可以与其他生产者的各种其他元件组合,其在设计电路时实现真正的兼容性和高自由度,以及与特定制造商的独立性 芯片。

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