NON-STATIONARY MAGNETIC FIELD EMITTER
    1.
    发明申请
    NON-STATIONARY MAGNETIC FIELD EMITTER 审中-公开
    非平稳磁场发射器

    公开(公告)号:WO2016071885A1

    公开(公告)日:2016-05-12

    申请号:PCT/IB2015/058607

    申请日:2015-11-07

    Inventor: FLOREK, Miroslav

    Abstract: The emitter is designed for creation of the contactless communication channel (mainly RFID/NFC) in the miniature build space. The emitter has oblong, at least partially ferrite core (1); the conductor (4) with at least three threads (2) is wound on the core (1). The threads (2) are placed on the core (1) with the changing lead of the thread (2) in such a way that from the middle zone (3) of the core (1) towards the ends of the core (1) the pitch (2) of the thread (2) of the conductor (4) increases. The conductor (4) of the thread is flat or the winding includes multiple conductors (41 to 4N) led in parallel close to each other and forming a multi-degree thread (2). The core has an oblong longitudal cross-section where the width of the cross- section of the core (1) is at least 3 times the height of the cross-section of the core (1) and the length of the core (1) is at least 10 times the height of the cross-section of the core (1). The core (1) has the height 0,5 mm in the cross-section, preferably 0,3 mm. The increase of the lead of the thread (2) can be linear.

    Abstract translation:

    发射器设计用于在微型构建空间中创建非接触式通信通道(主要是RFID / NFC)。 发射器有长方形,至少有部分铁氧体磁芯(1); 具有至少三根螺纹(2)的导体(4)缠绕在芯体(1)上。 线(2)以线(2)的变化的引线以这样的方式放置在芯(1)上,使得从芯(1)的中间区域(3)朝向芯(1)的端部, 导体(4)的线(2)的节距(2)增加。 线的导体(4)是平坦的,或者线圈包括彼此平行靠近并且形成多度线(2)的多个导体(41至4N)。 芯部具有椭圆形的纵向横截面,其中芯部(1)的横截面的宽度是芯部(1)的横截面的高度和芯部(1)的长度的至少3倍, 至少是芯部(1)的横截面的高度的10倍。 芯(1)的横截面高度为0.5毫米,最好为0.3毫米。 线程(2)的线索增加可以是线性的。

    A MOBILE COMMUNICATION DEVICE FOR CONTACTLESS PAYMENTS, A PAYMENT METHOD
    2.
    发明申请
    A MOBILE COMMUNICATION DEVICE FOR CONTACTLESS PAYMENTS, A PAYMENT METHOD 审中-公开
    一种支付方式的移动通信装置

    公开(公告)号:WO2012114260A1

    公开(公告)日:2012-08-30

    申请号:PCT/IB2012/050770

    申请日:2012-02-20

    Abstract: A mobile communication device (4) for contactless payments has two independent chips with Secure Elements (2, 3) on its printed circuit board. One Secure Element (2) contains an indifferent POS payment terminal, the second Secure Element (3) contains a payment card. The Secure Elements (2, 3) are interconnected through a contact circuit (1 ) on the printed circuit board of the mobile communication device (4). In suitable configuration, the circuit (1) will be formed by a contact interface that will enable communication according ISO 7816. An indifferent POS payment terminal is being changed to a specific terminal in accordance with the received configuration data. The payment terminal started on the Secure Element (2) communicates over the circuit (1) with the payment card on the Secure Element (3) using the same process as if it was a payment card inserted in a payment card contact reader. The payment cryptogram can be in a standard form.

    Abstract translation: 用于非接触式支付的移动通信设备(4)在其印刷电路板上具有两个具有安全元件(2,3)的独立芯片。 一个安全元素(2)包含无关的POS支付终端,第二个安全元素(3)包含支付卡。 安全元件(2,3)通过移动通信设备(4)的印刷电路板上的接触电路(1)相互连接。 在合适的配置中,电路(1)将由能够根据ISO 7816进行通信的接口接口形成。根据接收到的配置数据,将无关的POS支付终端改变为特定终端。 安全元件(2)上启动的支付终端通过电路(1)与安全元件(3)上的支付卡进行通信,使用与插入支付卡联系人阅读器中的支付卡相同的过程。 付款密码可以是标准的形式。

    A REMOVABLE MEMORY CARD WITH AN ANTENNA, ARRANGEMENT OF ITS LEVELS
    3.
    发明申请
    A REMOVABLE MEMORY CARD WITH AN ANTENNA, ARRANGEMENT OF ITS LEVELS 审中-公开
    具有天线的可拆卸存储卡,其级别的布置

    公开(公告)号:WO2011154889A1

    公开(公告)日:2011-12-15

    申请号:PCT/IB2011/052464

    申请日:2011-06-06

    Abstract: An antenna is located in the body of a removable memory card in such a way that at least one part of the antenna (2) is adjacent to that outer rim (10) of the card, which is near the entrance of the SD card slot after the card is inserted into the slot. The surface of the removable memory card (1) is covered with a ferrite layer (4) and a metal layer (4). The metal layer (4) screens the antenna (2) besides the uncovered zone (9), which is next to the outer rim (10) of the card. The uncovered zone (9) can be formed by a stripe with a width of up to 2 mm. The metal layer (4) can be made of copper or of aluminium and the ferrite layer (3) contains at least 50%, preferably however more that 60% of ferrite. The antenna (2) can be made of conductive loops basically of a rectangular shape, preferably in two separate parts on both sides of a PCB layer (5). The material of the card can contain a powder ferrite with at least 25% volume share. The powder ferrite can be made of ferrite particles having various chemical composition and various shape, preferably with a granularity from 20 μm to 70 μm.

    Abstract translation: 天线位于可移动存储卡的主体中,使得天线(2)的至少一部分与卡的外边缘(10)相邻,其位于SD卡插槽的入口附近 卡插入插槽后。 可移动存储卡(1)的表面被铁氧体层(4)和金属层(4)覆盖。 金属层(4)除了位于卡的外边缘(10)旁边的未覆盖区域(9)之外还屏蔽天线(2)。 未覆盖区域(9)可以由宽度高达2mm的条纹形成。 金属层(4)可由铜或铝制成,铁素体层(3)含有铁素体的至少50%,优选含有60%以上。 天线(2)可以由基本上为矩形形状的导电回路制成,优选地在PCB层(5)两侧的两个分开的部分中。 卡的材料可以含有至少25%体积份额的粉末铁氧体。 粉末铁氧体可以由具有各种化学成分和各种形状的铁氧体颗粒制成,优选粒度为20μm至70μm。

    METHOD, CONNECTION AND DATA CARRIER TO PERFORM REPEATED OPERATIONS ON THE KEYBOARD OF MOBILE COMMUNICATION DEVICE
    4.
    发明申请
    METHOD, CONNECTION AND DATA CARRIER TO PERFORM REPEATED OPERATIONS ON THE KEYBOARD OF MOBILE COMMUNICATION DEVICE 审中-公开
    方法,连接和数据载体在移动通信设备的键盘上执行重复的操作

    公开(公告)号:WO2009118681A1

    公开(公告)日:2009-10-01

    申请号:PCT/IB2009/051212

    申请日:2009-03-23

    Abstract: When processing repeated operations on the keyboard of a mobile communication device, mainly at direct debits, used is a separate data carrier with a memory in which is stored at least one file with a sequence of keyboard orders of a macro type. Data carrier is energetically supplied contact- free by electromagnetic field of the mobile communication device while receiving the requiring order and, according to this order, chooses from the memory and encodes appropriate file with a sequence of keyboard orders. Data carrier sends the encoded file into the mobile communication device which decodes the received file and performs processes representing the keystrokes according to the sequence of keyboard orders. The invention also describes connection and data carrier to perform above described method where the data carrier consists of a processor, transmitting and receiving unit, block for transforming electromagnetic field and a memory to store a file of orders.

    Abstract translation: 在主要以直接借记的移动通信设备的键盘上处理重复操作时,所使用的是具有存储器的单独数据载体,其中存储有至少一个具有宏类型的键盘顺序序列的文件。 通过移动通信设备的电磁场,数据载体在接收到所需要的命令的同时,通过电磁场进行供能接触,根据该顺序,从存储器中选择一个键盘顺序的适当的文件。 数据载体将编码文件发送到移动通信设备中,该移动通信设备对接收到的文件进行解码,并根据键盘顺序执行表示按键的处理。 本发明还描述了执行上述方法的连接和数据载体,其中数据载体由处理器,发送和接收单元,用于变换电磁场的块和用于存储订单文件的存储器组成。

    CONTACTLESS PAYMENT DEVICE, METHOD OF CONTACTLESS TOP-UP OF ELECTRONIC MONEY ON A PAYMENT DEVICE
    5.
    发明申请
    CONTACTLESS PAYMENT DEVICE, METHOD OF CONTACTLESS TOP-UP OF ELECTRONIC MONEY ON A PAYMENT DEVICE 审中-公开
    无偿付款设备,电子货币在付款设备上的无缝上网方法

    公开(公告)号:WO2010131226A1

    公开(公告)日:2010-11-18

    申请号:PCT/IB2010/052149

    申请日:2010-05-14

    Abstract: Cashless payment device with prepaid credit contains a block for storage of data about the of current credit amount and is located on the removable memory card (1), which is located in the mobile communication device (4). In case of contactless top-up of electronic money on the pre-paid card, a message, preferably in the form of SMS, with the information about prepared money for the increase of the current credit is sent from the host (2) to the corresponding mobile communication device (4) according to the database of assigned numbers. The authorization request cryptogram, especially in the form of ARQC, is generated in the block on the payment device and the block is switched into the IDLE mode, in which the same authorization request cryptogram is generated permanently until the corresponding authorization response cryptogram is received, especially in the form of ARPC, which is created in the host (2).

    Abstract translation: 具有预付信用的无现金支付装置包含用于存储关于当前信用额的数据的块,并且位于位于移动通信装置(4)中的可移动存储卡(1)上。 在预付卡上电子货币非接触式充值的情况下,从主机(2)向主机(2)发送优选以SMS形式的消息,以及关于用于增加当前信用的准备货币的信息 相应的移动通信设备(4)根据分配号码的数据库。 授权请求密码,特别是以ARQC的形式,在支付设备上的块中生成,并且块被切换到空闲模式,其中持续地生成相同的授权请求密码,直到接收到相应的授权响应密码, 特别是在主机(2)中创建的ARPC的形式。

    METHOD AND SYSTEM OF ELECTRONIC PAYMENT TRANSACTION, IN PARTICULAR BY USING CONTACTLESS PAYMENT MEANS

    公开(公告)号:WO2010122520A3

    公开(公告)日:2010-10-28

    申请号:PCT/IB2010/051779

    申请日:2010-04-23

    Abstract: A method of electronic payment transaction is characterized by the fact that during processing of one payment transaction, a communication link (3) between the card (1) and the terminal (2) is interrupted and the ARPC answering file is received to the card (1) after the original communication link (5) is interrupted. Two phases are separated by a reset of the card (1) where in the second phase initial payment data (ARQC) are used. Electronically signed ARQC payment file is stored in the card's (1) memory for at least until the corresponding time ARPC answering file is of received and processed. The solution enables to place the mobile phone with a payment card (1) near to the terminal's (2) reader twice. The first time, a request for on-line authorization is generated and during the second touch the information from the payment processor (5) is recorded into the payment application.

    THE METHOD OF COMMUNICATION WITH THE POS TERMINAL, THE FREQUENCY CONVERTER FOR THE POS TERMINAL
    7.
    发明申请
    THE METHOD OF COMMUNICATION WITH THE POS TERMINAL, THE FREQUENCY CONVERTER FOR THE POS TERMINAL 审中-公开
    POS终端通信方法,POS终端的频率转换器

    公开(公告)号:WO2010044041A1

    公开(公告)日:2010-04-22

    申请号:PCT/IB2009/054457

    申请日:2009-10-11

    CPC classification number: G06K7/0008 G06K19/0723 G06Q20/204

    Abstract: The communication method with the POS terminal that improves transmission characteristics of the authorized payment from the mobile communication device (9) is based upon a fact that the frequency converter (1) on that side of the communication channel where the POS terminals NFC antenna (8) is. The frequency converter (1) receives and processes the signal from the POS terminals NFC antenna (8) on the 13.56 MHz frequency, sends it on a higher frequency into the mobile communication device (9) and vice versa. The frequency converter (1) is outwardly energetically passive and is power supplied from the electromagnetic field received from the POS terminals antenna (8). The frequency converter (1) contains an antenna, tuned to the frequency in the range of 13.00 to 14.00 MHz, that is connected to the power supply element (4). The frequency converter (1) is located in the proximity of the POS terminal's antenna.

    Abstract translation: 具有改善来自移动通信装置(9)的授权支付的传输特性的POS终端的通信方法基于以下事实:POS终端NFC天线(8)的通信信道的该侧的频率转换器(1) )是。 频率转换器(1)接收并处理来自13.56MHz频率的POS终端NFC天线(8)的信号,并将其以更高的频率发送到移动通信设备(9),反之亦然。 变频器(1)向外是无源的,并且是从从POS终端天线(8)接收的电磁场供电。 变频器(1)包含调谐到13.00至14.00MHz范围内的频率的天线,其连接到电源元件(4)。 变频器(1)位于POS终端天线附近。

    THE SYSTEM AND METHOD OF CONTACTLESS AUTHORIZATION OF A PAYMENT

    公开(公告)号:WO2010032215A4

    公开(公告)日:2010-03-25

    申请号:PCT/IB2009/054097

    申请日:2009-09-18

    Abstract: The system consists of a POS terminal (6), a secure element (2), a mobile communication device (1) with a display and a keyboard, such as a mobile phone. The mobile communication device (1) is equipped with a removable memory card (3), in which there are at least two physically separate secure elements (2) located. The mobile communication device (1) is connected to the POS terminal (6) through a contactless transmission channel (5) and at least one secure element (2) on the removable memory card (3) contains a payment card unit (9). The removable memory card (3) contains a NFC communication element (7). The system can also encompass a separate carrier (13) for PIN entering. The carrier (13) is energetically supplied from the field of the received electromagnetic field. During the payment's authorization, the managing unit (4) in the mobile communication device (1) activates a corresponding secure element (2) with the chosen payment card unit (9) on the removable memory card (3). The mobile communication device (1) communicates with the POS terminal (6) through contactless transmission channel (5).

    METHOD AND SYSTEM OF AUTHENTICITY PARTICULARLY AT THE PAYMENTS, IDENTIFIER OF IDENTITY AND/OR APPROVAL
    9.
    发明申请
    METHOD AND SYSTEM OF AUTHENTICITY PARTICULARLY AT THE PAYMENTS, IDENTIFIER OF IDENTITY AND/OR APPROVAL 审中-公开
    付款方式和身份证明方式和制度特征及/或批准

    公开(公告)号:WO2009087539A1

    公开(公告)日:2009-07-16

    申请号:PCT/IB2008/055587

    申请日:2008-12-30

    Abstract: The method and system of authentication of authorized person and transaction approval principally at the direct debits by means of a mobile communication device (2) is based on the fact that an alphanumerical chain is sent from the mobile communication device (2) into energy passive identifier (3) approached to the mobile communication device (2), the identifier (3) is supplied contact free by electromagnetic field of the mobile communication device (2) while in the identifier the received alphanumerical chain is signed electronically and in such signed alphanumerical chain is sent back into the mobile communication device (2). Payment approval is realized by the correctness approval of the electronically signed alphanumerical chain and by approaching the mobile communication device (2) to the payment terminal (1). The invention enables to use a high level of cryptography security by using a passive identifier (3) which does not demand own energy source.

    Abstract translation: 经移动通信设备(2)主要以直接借记的授权人和交易审批的认证方法和系统是基于以下事实:从移动通信设备(2)将字母数字链发送到能量被动标识符 (3)接近移动通信设备(2)时,标识符(3)由移动通信设备(2)的电磁场提供无接触,而在标识符中,所接收的字母数字链是以电子方式签名的,并且在这种签名的字母数字链 被发送回移动通信设备(2)。 通过电子签名的字母数字链的正确性批准和通过将移动通信设备(2)接近支付终端(1)来实现支付许可。 本发明能够通过使用不要求自己的能量源的被动标识符(3)来使用高级别的加密安全性。

    TEMPORARY CARRIER OF A REMOVABLE MEMORY CARD, METHOD OF PRODUCTION AND PROCESSING OF A REMOVABLE MEMORY CARD

    公开(公告)号:WO2013140376A4

    公开(公告)日:2013-09-26

    申请号:PCT/IB2013/052286

    申请日:2013-03-22

    Abstract: A temporary carrier of a removable memory card (2) is in the shape of a flat card (1), where the removable memory card (2) forms an element to be released from the flat card body (1). The removable memory card (2) has at least five additional contacts (4) for temporary usage before the removable memory card is removed from the flat card (1) body. The additional contacts (4) take up a smaller surface as a contact field (5) of a standardized flat card (1). The removable memory card (2) is located within the flat card (1) in such a way that the position of additional contacts (4) corresponds to the position of a standardized flat card (1) contact field (5). The suitable sixth additional switch contact (8) can be used to switch secure elements. The temporary carrier is inserted into a standard burning device, which operates with it in the same way as it would with a common card with a contact field (5).

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