公开(公告)号：WO2011132025A1

公开(公告)日：2011-10-27

申请号：PCT/IB2010/054229

申请日：2010-09-19

Applicant: LOGOMOTION, S.R.O. ,  FLOREK, Miroslav ,  MASARYK, Michal

Inventor： FLOREK, Miroslav ,  MASARYK, Michal

IPC: G07F7/10

CPC classification number: G07F7/1008 ,  G06Q20/12 ,  G06Q20/32 ,  G06Q20/3226 ,  G06Q20/40

Abstract: The process encompasses the communication between trade system accessible over GUI of the mobile communication device (4), when after the item being purchased is selected, the acquirer's (12) identification is loaded from the removable memory card (1). The acquirer's (12) identification is sent to the trade system's (2) headquarters, where after it is approved, the transaction payment parameters are created and these enter the removable memory card (1) as an initiator of the payment terminal application. The payment terminal application runs on the removable memory card (1) and it creates a payment cryptogram. This one is sent into the trade system's (2) headquarters, where it can be handled as a common cryptogram of usual POS terminals. The process can encompass even a preparation and pre-preparation phase, thanks to which corresponding applications of individual participants of the system are installed, configured and activated. The online payment can preferably realize even the reset of the counter on the payment device.

Abstract translation: 该过程包括在移动通信设备（4）的GUI上可访问的交易系统之间的通信，当选择了被购买的商品之后，从可移动存储卡（1）加载获取者的（12）标识。 收单方（12）的身份证明被发送到交易系统（2）总部，经批准后，创建交易支付参数，并将其作为支付终端应用程序的发起人进入可移动存储卡（1）。 支付终端应用程序在可移动存储卡（1）上运行，并创建支付密码。 这一个发送到贸易系统（2）总部，可以作为通常POS终端的常见密码来处理。 该过程可以包括准备和预准备阶段，这得益于系统的各个参与者的相应应用程序的安装，配置和激活。 在线支付可以优选地实现支付设备上的计数器的重置。

公开(公告)号：WO2010023574A2

公开(公告)日：2010-03-04

申请号：PCT/IB2009/053513

申请日：2009-08-10

Applicant: LOGOMOTION, S.R.O. ,  FLOREK, Miroslav ,  MASARYK, Michal

Inventor： FLOREK, Miroslav ,  MASARYK, Michal

IPC: H01Q7/06 ,  H01Q1/22 ,  G06K19/077

CPC classification number: H01Q7/06 ,  G06K19/07732 ,  G06K19/07749 ,  G06K19/07771 ,  G06K19/07779 ,  G06K19/07783 ,  H01Q1/2225 ,  H01Q1/2275 ,  H05K1/117 ,  H05K1/165 ,  H05K2201/10098 ,  H05K2201/10159 ,  Y10T29/49016

Abstract: Removable card for a contactless communication contains an antenna (4) formed of threads (10) placed on the external surface of the body (1) of the card and covered by a layer (7) of a ferromagnetic material. In advantageous adjustment the antenna (4) contains on one area (2) of the card eight threads (10) and both areas (2) of the card are covered by a layer (7) of a ferritic foil. The antenna (4) is connected to the series with element (12) with capacity and the resistance (11) on the other side. Resonant circuit is tuned in for the final frequency from 13.0 to 15.0 MHz. The signal from the antenna (4) is read between the first and the second thread (10) from the side of the element (12) with capacity. The production method for the antenna on the body of the removable card resides in the fact that a groove of the conductive path (5) shape is dredged on the surface of the card's body (1), the groove is filled with a conductive material and a ferromagnetic material layer (7) is applied on the surface of the area (2) covering the antenna (4).

Abstract translation: 用于非接触式通信的可移动卡包含由线（10）形成的天线（4），所述线设置在所述卡的主体（1）的外表面上并且被层（7）覆盖 铁磁材料。 在有利的调整中，天线（4）在卡的一个区域（2）上包含八个线（10），并且卡的两个区域（2）都被铁素体箔层（7）覆盖。 天线（4）与具有容量的元件（12）和另一侧的电阻（11）串联连接。 谐振电路调谐到13.0到15.0 MHz的最终频率。 来自天线（4）的信号以容量从元件（12）侧面的第一和第二螺纹（10）之间读取。 可移动卡片主体上的天线的制造方法在于，导电路径（5）形状的凹槽被疏浚在卡体（1）的表面上，凹槽填充有导电材料并且 在覆盖天线（4）的区域（2）的表面上施加铁磁材料层（7）。

公开(公告)号：WO2010131226A1

公开(公告)日：2010-11-18

申请号：PCT/IB2010/052149

申请日：2010-05-14

Applicant: LOGOMOTION, S.R.O. ,  FLOREK, Miroslav ,  MASARYK, Michal

Inventor： FLOREK, Miroslav ,  MASARYK, Michal

IPC: G07F7/08 ,  G07F7/10 ,  G06Q20/00

CPC classification number: G06Q20/3226 ,  G06Q20/20 ,  G06Q20/32 ,  G06Q20/3229 ,  G06Q20/341 ,  G06Q20/349 ,  G07F7/0866 ,  G07F7/1008

Abstract: Cashless payment device with prepaid credit contains a block for storage of data about the of current credit amount and is located on the removable memory card (1), which is located in the mobile communication device (4). In case of contactless top-up of electronic money on the pre-paid card, a message, preferably in the form of SMS, with the information about prepared money for the increase of the current credit is sent from the host (2) to the corresponding mobile communication device (4) according to the database of assigned numbers. The authorization request cryptogram, especially in the form of ARQC, is generated in the block on the payment device and the block is switched into the IDLE mode, in which the same authorization request cryptogram is generated permanently until the corresponding authorization response cryptogram is received, especially in the form of ARPC, which is created in the host (2).

Abstract translation: 具有预付信用的无现金支付装置包含用于存储关于当前信用额的数据的块，并且位于位于移动通信装置（4）中的可移动存储卡（1）上。 在预付卡上电子货币非接触式充值的情况下，从主机（2）向主机（2）发送优选以SMS形式的消息，以及关于用于增加当前信用的准备货币的信息 相应的移动通信设备（4）根据分配号码的数据库。 授权请求密码，特别是以ARQC的形式，在支付设备上的块中生成，并且块被切换到空闲模式，其中持续地生成相同的授权请求密码，直到接收到相应的授权响应密码， 特别是在主机（2）中创建的ARPC的形式。

公开(公告)号：WO2010122520A3

公开(公告)日：2010-10-28

申请号：PCT/IB2010/051779

申请日：2010-04-23

Applicant: LOGOMOTION, S.R.O. ,  FLOREK, Miroslav ,  MASARYK, Michal

Inventor： FLOREK, Miroslav ,  MASARYK, Michal

IPC: G06Q30/00

Abstract: A method of electronic payment transaction is characterized by the fact that during processing of one payment transaction, a communication link (3) between the card (1) and the terminal (2) is interrupted and the ARPC answering file is received to the card (1) after the original communication link (5) is interrupted. Two phases are separated by a reset of the card (1) where in the second phase initial payment data (ARQC) are used. Electronically signed ARQC payment file is stored in the card's (1) memory for at least until the corresponding time ARPC answering file is of received and processed. The solution enables to place the mobile phone with a payment card (1) near to the terminal's (2) reader twice. The first time, a request for on-line authorization is generated and during the second touch the information from the payment processor (5) is recorded into the payment application.

公开(公告)号：WO2010097777A1

公开(公告)日：2010-09-02

申请号：PCT/IB2010/050846

申请日：2010-02-26

Applicant: LOGOMOTION, S.R.O. ,  VIDUREK, Michal ,  MASARYK, Michal

Inventor： VIDUREK, Michal ,  MASARYK, Michal

IPC: G06F21/00 ,  G06F3/038 ,  G06F3/033

CPC classification number: G06F21/606 ,  G06F3/03541 ,  G06F3/038 ,  G06F21/85 ,  G06F2221/2153

Abstract: As disclosed herein, a computer mouse (1) may include a contact- less communication element (2) for communication with a mobile communication device (3), such as a mobile phone. The communication element (2) may be a near-field communication (NFC) element, and may be adapted to establish a connection with a secure element (4) for processing data communicated between a computer (5) and the mobile communication device (3). The secure element (4) may be configured in a memory device, which may be located in the computer mouse (1) or on a separate carrier (6). The carrier (6) may be a removable memory card, the insertion of which into a corresponding connector (7) may establish a connection between the communication element (2) and the secure element (4). The communication element (2) may include an antenna, which may be formed on a printed circuit board in the computer mouse (1). A computer mouse (1) as described herein may enable a computer (5) to communicate with a mobile communication device (3) in a secure manner.

Abstract translation: 如本文所公开的，计算机鼠标（1）可以包括用于与诸如移动电话的移动通信设备（3）通信的非接触式通信元件（2）。 通信元件（2）可以是近场通信（NFC）元件，并且可以适于建立与安全元件（4）的连接以用于处理在计算机（5）和移动通信设备（3）之间传送的数据 ）。 安全元件（4）可以被配置在存储器设备中，该存储器设备可以位于计算机鼠标（1）中或单独的载体（6）上。 载体（6）可以是可移除的存储卡，其插入相应的连接器（7）中可以在通信元件（2）和安全元件（4）之间建立连接。 通信元件（2）可以包括天线，该天线可以形成在计算机鼠标（1）中的印刷电路板上。 如本文所述的计算机鼠标（1）可以使计算机（5）以安全的方式与移动通信设备（3）通信。

公开(公告)号：WO2010044041A1

公开(公告)日：2010-04-22

申请号：PCT/IB2009/054457

申请日：2009-10-11

Applicant: LOGOMOTION, S.R.O. ,  FLOREK, Miroslav ,  MASARYK, Michal

Inventor： FLOREK, Miroslav ,  MASARYK, Michal

IPC: G06K7/00 ,  G06K19/07

CPC classification number: G06K7/0008 ,  G06K19/0723 ,  G06Q20/204

Abstract: The communication method with the POS terminal that improves transmission characteristics of the authorized payment from the mobile communication device (9) is based upon a fact that the frequency converter (1) on that side of the communication channel where the POS terminals NFC antenna (8) is. The frequency converter (1) receives and processes the signal from the POS terminals NFC antenna (8) on the 13.56 MHz frequency, sends it on a higher frequency into the mobile communication device (9) and vice versa. The frequency converter (1) is outwardly energetically passive and is power supplied from the electromagnetic field received from the POS terminals antenna (8). The frequency converter (1) contains an antenna, tuned to the frequency in the range of 13.00 to 14.00 MHz, that is connected to the power supply element (4). The frequency converter (1) is located in the proximity of the POS terminal's antenna.

Abstract translation: 具有改善来自移动通信装置（9）的授权支付的传输特性的POS终端的通信方法基于以下事实：POS终端NFC天线（8）的通信信道的该侧的频率转换器（1） ）是。 频率转换器（1）接收并处理来自13.56MHz频率的POS终端NFC天线（8）的信号，并将其以更高的频率发送到移动通信设备（9），反之亦然。 变频器（1）向外是无源的，并且是从从POS终端天线（8）接收的电磁场供电。 变频器（1）包含调谐到13.00至14.00MHz范围内的频率的天线，其连接到电源元件（4）。 变频器（1）位于POS终端天线附近。

公开(公告)号：WO2010032215A4

公开(公告)日：2010-03-25

申请号：PCT/IB2009/054097

申请日：2009-09-18

Applicant: LOGOMOTION, S.R.O. ,  FLOREK, Miroslav ,  MASARYK, Michal

Inventor： FLOREK, Miroslav ,  MASARYK, Michal

IPC: G06Q20/00

Abstract: The system consists of a POS terminal (6), a secure element (2), a mobile communication device (1) with a display and a keyboard, such as a mobile phone. The mobile communication device (1) is equipped with a removable memory card (3), in which there are at least two physically separate secure elements (2) located. The mobile communication device (1) is connected to the POS terminal (6) through a contactless transmission channel (5) and at least one secure element (2) on the removable memory card (3) contains a payment card unit (9). The removable memory card (3) contains a NFC communication element (7). The system can also encompass a separate carrier (13) for PIN entering. The carrier (13) is energetically supplied from the field of the received electromagnetic field. During the payment's authorization, the managing unit (4) in the mobile communication device (1) activates a corresponding secure element (2) with the chosen payment card unit (9) on the removable memory card (3). The mobile communication device (1) communicates with the POS terminal (6) through contactless transmission channel (5).

公开(公告)号：WO2009087539A1

公开(公告)日：2009-07-16

申请号：PCT/IB2008/055587

申请日：2008-12-30

Applicant: LOGOMOTION, s.R.O. ,  HUBINÁK, Emil ,  FLOREK, Miroslav ,  MASARYK, Michal

Inventor： HUBINÁK, Emil ,  FLOREK, Miroslav ,  MASARYK, Michal

IPC: G06Q20/00

CPC classification number: G06Q20/327 ,  G06Q20/32 ,  G06Q20/3226 ,  G06Q20/3278 ,  G06Q20/352 ,  G06Q20/3829 ,  G06Q20/40

Abstract: The method and system of authentication of authorized person and transaction approval principally at the direct debits by means of a mobile communication device (2) is based on the fact that an alphanumerical chain is sent from the mobile communication device (2) into energy passive identifier (3) approached to the mobile communication device (2), the identifier (3) is supplied contact free by electromagnetic field of the mobile communication device (2) while in the identifier the received alphanumerical chain is signed electronically and in such signed alphanumerical chain is sent back into the mobile communication device (2). Payment approval is realized by the correctness approval of the electronically signed alphanumerical chain and by approaching the mobile communication device (2) to the payment terminal (1). The invention enables to use a high level of cryptography security by using a passive identifier (3) which does not demand own energy source.

Abstract translation: 经移动通信设备（2）主要以直接借记的授权人和交易审批的认证方法和系统是基于以下事实：从移动通信设备（2）将字母数字链发送到能量被动标识符 （3）接近移动通信设备（2）时，标识符（3）由移动通信设备（2）的电磁场提供无接触，而在标识符中，所接收的字母数字链是以电子方式签名的，并且在这种签名的字母数字链 被发送回移动通信设备（2）。 通过电子签名的字母数字链的正确性批准和通过将移动通信设备（2）接近支付终端（1）来实现支付许可。 本发明能够通过使用不要求自己的能量源的被动标识符（3）来使用高级别的加密安全性。

公开(公告)号：EP2678811A1

公开(公告)日：2014-01-01

申请号：EP12719448.8

申请日：2012-02-20

Applicant: Logomotion, s.r.o.

Inventor： HUBINÁK, Emil ,  FLOREK, Miroslav ,  MASARYK, Michal

IPC: G06Q20/00

CPC classification number: G06Q20/3227 ,  G06Q20/20 ,  G06Q20/3226 ,  G06Q20/3229 ,  G06Q20/3278 ,  G06Q20/353

Abstract: A mobile communication device (4) for contactless payments has two independent chips with Secure Elements (2, 3) on its printed circuit board. One Secure Element (2) contains an indifferent POS payment terminal, the second Secure Element (3) contains a payment card. The Secure Elements (2, 3) are interconnected through a contact circuit (1 ) on the printed circuit board of the mobile communication device (4). In suitable configuration, the circuit (1) will be formed by a contact interface that will enable communication according ISO 7816. An indifferent POS payment terminal is being changed to a specific terminal in accordance with the received configuration data. The payment terminal started on the Secure Element (2) communicates over the circuit (1) with the payment card on the Secure Element (3) using the same process as if it was a payment card inserted in a payment card contact reader. The payment cryptogram can be in a standard form.

公开(公告)号：EP2462567A2

公开(公告)日：2012-06-13

申请号：EP10726578.7

申请日：2010-05-01

Applicant: Logomotion, s.r.o.

Inventor： FLOREK, Miroslav ,  MASARYK, Michal ,  RIFFELMACHER, David, Alan

IPC: G07F7/10 ,  G06Q20/00

CPC classification number: G06Q20/20 ,  G06Q20/204 ,  G06Q20/32 ,  G06Q20/3226 ,  G06Q20/353 ,  G06Q20/3574 ,  G06Q20/3576 ,  G07F7/0826 ,  G07F7/0886 ,  G07F7/1008 ,  H04M15/00 ,  H04M17/00 ,  H04M17/02 ,  H04M17/026 ,  H04M17/103 ,  H04M17/106 ,  H04M2017/12 ,  H04M2017/14 ,  H04W4/24

Abstract: A payment terminal using a mobile communication device, such as a mobile phone, is located on a removable memory card (1) which is adjusted in such a way so it can be inserted into an additional hardware slot which is used to add functionalities that surpasses the basic functions of the mobile communication device. (4). A payment POS terminal application runs on a removable memory card (1), which also contains at least one payment card. The configuration data of the terminal's selected identity and the payment card's data are located in the separate parts of the secure element (3, 31, 32) or in completely independent secure elements (3, 31, 32). The payment card's unit (7) with the card's payment application is located in the secured part of the memory, separately from the terminal's configuration data unit (6). The memory card (1) is of SD type or miniSD or microSD card or an M2 card. The memory card (1) is capable of operating operate as a multi-identity terminal and it can also cooperate with several payment cards. In preferable configuration it is equipped with a contactless communication element. (13).

Abstract translation: 使用移动通信设备的支付终端，检查移动电话，位于可移动存储卡（1）所有其在寻求一种方式调整，以便它能够被插入到在附加的硬件槽所有这些用于添加功能并赶超上 移动通信设备的基本功能。 （4）。 的支付POS终端的应用程序运行的可移动存储器卡（1）上，使其中包含的至少一个支付卡。 该终端的身份的和配置数据所选择的支付卡的数据位于所述安全元件（3，31，32）的分开的部分或完全中呼叫独立安全元件（3，31，32）。 支付卡的单元（7）与所述卡的支付应用程序位于存储器的安全部分，分别从终端的配置数据单元（6）。 存储卡（1）的类型是SD或miniSD卡或microSD卡的或M2卡上。 存储卡（1）能够操作的作为多身份终端操作，因此它可以与几个支付卡合作。 在优选的构造中，配备了非接触式通信元件。 （13）。