公开(公告)号：WO2012114260A1

公开(公告)日：2012-08-30

申请号：PCT/IB2012/050770

申请日：2012-02-20

Applicant: LOGOMOTION, S.R.O. ,  HUBINÁK, Emil ,  FLOREK, Miroslav ,  MASARYK, Michal

Inventor： HUBINÁK, Emil ,  FLOREK, Miroslav ,  MASARYK, Michal

IPC: G06Q20/00

CPC classification number: G06Q20/3227 ,  G06Q20/20 ,  G06Q20/3226 ,  G06Q20/3229 ,  G06Q20/3278 ,  G06Q20/353

Abstract: A mobile communication device (4) for contactless payments has two independent chips with Secure Elements (2, 3) on its printed circuit board. One Secure Element (2) contains an indifferent POS payment terminal, the second Secure Element (3) contains a payment card. The Secure Elements (2, 3) are interconnected through a contact circuit (1 ) on the printed circuit board of the mobile communication device (4). In suitable configuration, the circuit (1) will be formed by a contact interface that will enable communication according ISO 7816. An indifferent POS payment terminal is being changed to a specific terminal in accordance with the received configuration data. The payment terminal started on the Secure Element (2) communicates over the circuit (1) with the payment card on the Secure Element (3) using the same process as if it was a payment card inserted in a payment card contact reader. The payment cryptogram can be in a standard form.

Abstract translation: 用于非接触式支付的移动通信设备（4）在其印刷电路板上具有两个具有安全元件（2,3）的独立芯片。 一个安全元素（2）包含无关的POS支付终端，第二个安全元素（3）包含支付卡。 安全元件（2,3）通过移动通信设备（4）的印刷电路板上的接触电路（1）相互连接。 在合适的配置中，电路（1）将由能够根据ISO 7816进行通信的接口接口形成。根据接收到的配置数据，将无关的POS支付终端改变为特定终端。 安全元件（2）上启动的支付终端通过电路（1）与安全元件（3）上的支付卡进行通信，使用与插入支付卡联系人阅读器中的支付卡相同的过程。 付款密码可以是标准的形式。

公开(公告)号：WO2011154889A1

公开(公告)日：2011-12-15

申请号：PCT/IB2011/052464

申请日：2011-06-06

Applicant: LOGOMOTION, S.R.O. ,  FLOREK, Miroslav ,  MASARYK, Michal

Inventor： FLOREK, Miroslav ,  MASARYK, Michal

IPC: G06K7/00 ,  G06K19/077

CPC classification number: G06K19/077 ,  G06K7/0047 ,  G06K19/07732 ,  G06K19/07749 ,  G06K19/07771

Abstract: An antenna is located in the body of a removable memory card in such a way that at least one part of the antenna (2) is adjacent to that outer rim (10) of the card, which is near the entrance of the SD card slot after the card is inserted into the slot. The surface of the removable memory card (1) is covered with a ferrite layer (4) and a metal layer (4). The metal layer (4) screens the antenna (2) besides the uncovered zone (9), which is next to the outer rim (10) of the card. The uncovered zone (9) can be formed by a stripe with a width of up to 2 mm. The metal layer (4) can be made of copper or of aluminium and the ferrite layer (3) contains at least 50%, preferably however more that 60% of ferrite. The antenna (2) can be made of conductive loops basically of a rectangular shape, preferably in two separate parts on both sides of a PCB layer (5). The material of the card can contain a powder ferrite with at least 25% volume share. The powder ferrite can be made of ferrite particles having various chemical composition and various shape, preferably with a granularity from 20 μm to 70 μm.

Abstract translation: 天线位于可移动存储卡的主体中，使得天线（2）的至少一部分与卡的外边缘（10）相邻，其位于SD卡插槽的入口附近 卡插入插槽后。 可移动存储卡（1）的表面被铁氧体层（4）和金属层（4）覆盖。 金属层（4）除了位于卡的外边缘（10）旁边的未覆盖区域（9）之外还屏蔽天线（2）。 未覆盖区域（9）可以由宽度高达2mm的条纹形成。 金属层（4）可由铜或铝制成，铁素体层（3）含有铁素体的至少50％，优选含有60％以上。 天线（2）可以由基本上为矩形形状的导电回路制成，优选地在PCB层（5）两侧的两个分开的部分中。 卡的材料可以含有至少25％体积份额的粉末铁氧体。 粉末铁氧体可以由具有各种化学成分和各种形状的铁氧体颗粒制成，优选粒度为20μm至70μm。

公开(公告)号：WO2009118681A1

公开(公告)日：2009-10-01

申请号：PCT/IB2009/051212

申请日：2009-03-23

Applicant: LOGOMOTION, S.R.O. ,  HUBINÁK, Emil ,  FLOREK, Miroslav ,  MASARYK, Michal

Inventor： HUBINÁK, Emil ,  FLOREK, Miroslav ,  MASARYK, Michal

IPC: G06Q20/00 ,  G06K7/00

CPC classification number: G06Q20/3278 ,  G06Q20/32 ,  G06Q20/322 ,  G06Q20/3226 ,  G06Q20/341 ,  G06Q20/346 ,  G06Q20/353 ,  G07C9/00039 ,  G07F7/0886 ,  G07F7/1008

Abstract: When processing repeated operations on the keyboard of a mobile communication device, mainly at direct debits, used is a separate data carrier with a memory in which is stored at least one file with a sequence of keyboard orders of a macro type. Data carrier is energetically supplied contact- free by electromagnetic field of the mobile communication device while receiving the requiring order and, according to this order, chooses from the memory and encodes appropriate file with a sequence of keyboard orders. Data carrier sends the encoded file into the mobile communication device which decodes the received file and performs processes representing the keystrokes according to the sequence of keyboard orders. The invention also describes connection and data carrier to perform above described method where the data carrier consists of a processor, transmitting and receiving unit, block for transforming electromagnetic field and a memory to store a file of orders.

Abstract translation: 在主要以直接借记的移动通信设备的键盘上处理重复操作时，所使用的是具有存储器的单独数据载体，其中存储有至少一个具有宏类型的键盘顺序序列的文件。 通过移动通信设备的电磁场，数据载体在接收到所需要的命令的同时，通过电磁场进行供能接触，根据该顺序，从存储器中选择一个键盘顺序的适当的文件。 数据载体将编码文件发送到移动通信设备中，该移动通信设备对接收到的文件进行解码，并根据键盘顺序执行表示按键的处理。 本发明还描述了执行上述方法的连接和数据载体，其中数据载体由处理器，发送和接收单元，用于变换电磁场的块和用于存储订单文件的存储器组成。

公开(公告)号：WO2013140376A4

公开(公告)日：2013-09-26

申请号：PCT/IB2013/052286

申请日：2013-03-22

Applicant: LOGOMOTION, S.R.O.

Inventor： FLOREK, Miroslav ,  MASARYK, Michal ,  TRÁVNÍČEK, Pavel

IPC: G06K19/077 ,  G06K19/073

Abstract: A temporary carrier of a removable memory card (2) is in the shape of a flat card (1), where the removable memory card (2) forms an element to be released from the flat card body (1). The removable memory card (2) has at least five additional contacts (4) for temporary usage before the removable memory card is removed from the flat card (1) body. The additional contacts (4) take up a smaller surface as a contact field (5) of a standardized flat card (1). The removable memory card (2) is located within the flat card (1) in such a way that the position of additional contacts (4) corresponds to the position of a standardized flat card (1) contact field (5). The suitable sixth additional switch contact (8) can be used to switch secure elements. The temporary carrier is inserted into a standard burning device, which operates with it in the same way as it would with a common card with a contact field (5).

公开(公告)号：WO2011141864A1

公开(公告)日：2011-11-17

申请号：PCT/IB2011/052041

申请日：2011-05-09

Applicant: LOGOMOTION, S.R.O. ,  FLOREK, Miroslav ,  MASARYK, Michal

Inventor： FLOREK, Miroslav ,  MASARYK, Michal

IPC: G06K19/077 ,  G06K19/073

CPC classification number: G06K19/07345 ,  G06K19/07716 ,  G06K19/07741 ,  G06K19/07745 ,  H01L2924/0002 ,  H01L2924/00

Abstract: The carrier of a memory card (2) is in the shape of a flat card (1) with a contact field (6), which is connected to inner circuits of the memory card (2) over a conductive connection (8). Mechanical connection of the memory card (2) with the remaining body of the flat card (1) can be in the form of connection strips (5) that interrupt the snap-out line (3). A conductive connection (8) can run through a connection strip (5). The flat card (1) can be equipped with a foil (9). The flat card (1) can be inserted into an automated device, which operates with it as if it was a standard card with a contact field (6). The user snaps out the memory card (2) from the carrier's body by which the conductive connection (8) is mechanically interrupted. The conductive connection (8) can be deactivated electrically using disconnecter (10).

Abstract translation: 存储卡（2）的载体是具有接触场（6）的平板卡（1）的形状，其通过导电连接（8）连接到存储卡（2）的内部电路。 存储卡（2）与平板卡（1）的剩余体的机械连接可以是中断卡扣线（3）的连接条（5）的形式。 导电连接（8）可穿过连接条（5）。 平板卡（1）可以装有箔（9）。 平板卡（1）可以插入自动化设备中，如同是具有接触区域的标准卡（6）一样操作。 使用者将存储卡（2）从导体连接（8）被机械地中断的载体的主体上扣出。 导电连接（8）可以使用断路器（10）电动停用。

公开(公告)号：WO2010032216A4

公开(公告)日：2010-03-25

申请号：PCT/IB2009/054101

申请日：2009-09-18

Applicant: LOGOMOTION, S.R.O. ,  FLOREK, Miroslav ,  MASARYK, Michal

Inventor： FLOREK, Miroslav ,  MASARYK, Michal

IPC: G06Q20/00 ,  G07F7/08

Abstract: The system contains a virtual POS terminal's unit in the user's personal device. The mobile communication device (1) contains a virtual POS terminal's unit (4) and also a removable memory card (3), on which there are at least two physically separate secure elements (2) stored. The removable memory card (3) is connected to the secure element (2) containing the secured part of the virtual POS terminal. The mobile communication device (1) and/or the separate portable element (6) is adjusted in such a way to be able to connect to a remote payment procession server. The removable memory card (3) and the separate portable element (6) can be equipped with the NFC communication element. Depending on the user choice, a corresponding secure element (2) with the selected payment card unit (14) is activated on the removable memory card (3). The user's payment card's identification data are supplemented by the payment receiver's identification data and also by a one-time password that was created in the one-time password unit.

公开(公告)号：WO2012143911A1

公开(公告)日：2012-10-26

申请号：PCT/IB2012/052017

申请日：2012-04-22

Applicant: LOGOMOTION, S.R.O. ,  FLOREK, Miroslav ,  MASARYK, Michal

Inventor： FLOREK, Miroslav ,  MASARYK, Michal

IPC: G07F7/08 ,  G07G1/00 ,  G06Q20/20

CPC classification number: G06Q20/3226 ,  G06F21/6272 ,  G06Q20/20 ,  G06Q20/223 ,  G06Q20/353 ,  G06Q20/3552 ,  G06Q20/3574 ,  G06Q20/3576 ,  G07F7/0826 ,  G07F7/0886 ,  G07G1/0081

Abstract: An indifferent payment-terminal application is located in the payer's (6) mobile phone (4). As a response to payer's (6) request, the mobile phone (4) requests the payment terminal configuration data belonging to a desired money recipient (7) from the center (1 ); subsequently, from the indifferent payment terminal, a specific POS (8) payment terminal of the payment recipient's (7) bank (2) is created using the received configuration data. The POS (8) created in this way communicates with the payment card located within the payer's (6) mobile phone circuits and subsequently the payment cryptogram is sent by the payer's (6) mobile phone (4) to the center (1 ) to be processed in the payment recipient's (7) bank (2). POS (8) terminal creates a cryptogram in the form of TC or ARQC or AAC within the payment-terminal application and besides sending it into the center (1 ) it stores it into the memory in the mobile phone (4), which stops the course of the payment-terminal application until a response in the form of ARPC arrives.

Abstract translation: 一个无关紧要的支付终端应用程序位于付款人（6）手机（4）中。 作为对支付者（6）请求的响应，移动电话（4）从中心（1）请求属于期望的收款人（7）的支付终端配置数据; 随后，从无关支付终端，使用接收到的配置数据创建支付接收方（7）组（2）的特定POS（8）支付终端。 以这种方式创建的POS（8）与位于付款人（6）移动电话电路内的支付卡通信，随后付款人（6）移动电话（4）将支付密码发送到中心（1），以便 在付款收据的（7）银行（2）中处理。 POS（8）终端在支付终端应用程序内以TC或ARQC或AAC的形式创建密码，除了将其发送到中心（1）之外，还将其存储在移动电话（4）中的存储器中，从而停止 付款终端应用程序的过程，直到以ARPC形式的响应到达。

公开(公告)号：WO2011004339A1

公开(公告)日：2011-01-13

申请号：PCT/IB2010/053130

申请日：2010-07-08

Applicant: LOGOMOTION, S.R.O. ,  HUBINÁK, Emil ,  FLOREK, Miroslav ,  MASARYK, Michal

Inventor： HUBINÁK, Emil ,  FLOREK, Miroslav ,  MASARYK, Michal

IPC: G06Q20/00

CPC classification number: G06Q20/3278 ,  G06Q20/32 ,  G06Q20/352 ,  G07F7/1091

Abstract: The method and system of authentication over a PIN code within a separate identifier (3) during a cashless payment realized over the payment terminal (1) is based on the fact that a unique identification file containing the data on a current payment is sent from the payment terminal (1) to a distance lower than 10 cm into the identifier (3) put to the payment terminal (1). The identifier (3) is supplied with energy (received and/or received and accumulated energy) in a contactless way over the payment terminal's (1) electromagnetic field. The PIN code is assigned to the received identification file in the identifier's (3) processor, the resulting file is signed electronically using the private key stored in the identifier's memory (6) and the electronically signed file thus created is sent to the payment processing centre (2) for the verification of the PIN code's correctness.

Abstract translation: 在通过支付终端（1）实现的无现金支付期间，在单独的标识符（3）内的PIN码的认证方法和系统是基于以下事实：包含当前支付的数据的唯一标识文件从 支付终端（1）到放在支付终端（1）的标识符（3）中的距离低于10厘米。 标识符（3）通过支付终端的（1）电磁场以无接触的方式被提供能量（接收和/或接收和累积的能量）。 PIN码被分配给标识符（3）处理器中的接收到的标识文件，使用存储在标识符存储器（6）中的专用密钥电子地签名所得文件，并且将由此创建的电子签名文件发送到支付处理中心 （2）验证PIN码的正确性。

公开(公告)号：WO2010128442A4

公开(公告)日：2010-11-11

申请号：PCT/IB2010/051915

申请日：2010-05-01

Applicant: LOGOMOTION, S.R.O. ,  FLOREK, Miroslav ,  MASARYK, Michal ,  RIFFELMACHER, David, Alan

Inventor： FLOREK, Miroslav ,  MASARYK, Michal ,  RIFFELMACHER, David, Alan

IPC: G07F7/10 ,  G06Q20/00

Abstract: A payment terminal using a mobile communication device (4), such as a mobile phone, is located on a removable memory card (1), e.g. type microSD card, which is adjusted in such a way so it can be inserted into an additional hardware slot, e.g. memory slot. A payment POS terminal application runs on a removable memory card (1), which contains at least one payment card. The payment card's unit (7) with the card's payment application is located in the secured part of the memory, separately from the terminal's configuration data unit (6). The configuration data of the terminal's selected identity and the payment card's data are located in the separate parts of the secure element or in completely independent secure elements or they can also be localized in the Sales Device of the merchant and there e.g. within the ICC card (29) or SAM card (42).

Abstract translation: 使用诸如移动电话之类的移动通信设备（4）的支付终端位于例如移动存储卡（1）的可移动存储卡（1）上。 类型的microSD卡，其以这样的方式被调整，使得它可以被插入到附加的硬件插槽中，例如， 内存插槽。 付款POS终端应用程序运行在包含至少一个支付卡的可移动存储卡（1）上。 具有卡的支付应用程序的支付卡单元（7）位于存储器的安全部分中，与终端的配置数据单元（6）分开。 终端选择的身份和支付卡的数据的配置数据位于安全元件的独立部分或者完全独立的安全元件中，或者也可以位于商家的销售设备中，并且例如在那里。 在IC卡（29）或SAM卡（42）内。

公开(公告)号：WO2012140625A1

公开(公告)日：2012-10-18

申请号：PCT/IB2012/051849

申请日：2012-04-13

Applicant: Logomotion, s.r.o. ,  HUBINÁK, Emil ,  FLOREK, Miroslav ,  MASARYK, Michal

Inventor： HUBINÁK, Emil ,  FLOREK, Miroslav ,  MASARYK, Michal

IPC: G06Q20/32

CPC classification number: G06Q20/353 ,  G06Q20/204 ,  G06Q20/3227 ,  G06Q20/352 ,  G06Q20/357

Abstract: The payment card, apart from a chip with the common payment card unit, also contains a second chip with an indifferent POS payment terminal, which becomes a specific POS terminal on behalf of the payments recipient after connection with the reader of the payments recipient. These two chips on the payment card are connected in a contact way. The reader contains the common POS terminals identification data which are sent 10 to the payment card of the customer, where they are moved to the second chip for the configuration of the POS terminal. Then on the payment card, the payment-terminal application is realized as if it were a common POS with the inserted card in a contact way, using the payment account data from the first chip. The payment cryptogram generated in the other chip on the payment card is sent to the reader for payment processing on 15 behalf of the reader-holder (merchant).

Abstract translation: 除了具有普通支付卡单元的芯片之外，支付卡还包含具有无关POS支付终端的第二芯片，在与付款接收者的读者连接之后，它代表支付接收者成为特定的POS终端。 支付卡上的这两个芯片以联系方式连接。 读卡器包含向客户的支付卡发送10的通用PO​​S终端识别数据，移动到第二芯片以配置POS终端。 然后，在支付卡上，使用来自第一芯片的支付账户数据，支付终端应用程序被实现为如果它是具有插入的卡的通用PO​​S的联系方式。 支付卡上的其他芯片中生成的付款密码由代表读者持有者（商家）发送给读者进行支付处理。