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    Systems and methods for communicating with an electric vehicle
    11.
    发明授权
    Systems and methods for communicating with an electric vehicle 有权

    公开(公告)号：US11748816B1

    公开(公告)日：2023-09-05

    申请号：US16867101

    申请日：2020-05-05

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： David W. Thurber

    IPC: G06Q40/08 ,  B60L53/00

    CPC classification number: G06Q40/08 ,  B60L53/00

    Abstract: Methods and systems for communicating data with an electric vehicle are disclosed. According to some aspects, insurance risk related data associated with use of the electric vehicle may be collected and stored in one or more memories included in the electric vehicle. When the electric vehicle is connected to an electrical grid for charging a battery included in the electric vehicle, in some implementations, a power-line communication unit may transmit the insurance risk related data over the electrical grid to one or more remote computer systems. The insurance risk related data may be used by an insurer to calculate insurance rating data so that an insurance premium (or rate, discount, usage-based insurance, etc.) associated with the electric vehicle and/or its driver can be adjusted to more accurately reflect a risk of recognizable loss. The insurance risk data may be related to driving or driving behavior, and/or vehicle operation.

    SYSTEM AND METHOD TO MONITOR AND ALERT VEHICLE OPERATOR OF IMPAIRMENT
    17.
    发明申请
    SYSTEM AND METHOD TO MONITOR AND ALERT VEHICLE OPERATOR OF IMPAIRMENT 有权
    监控和提醒车辆操作员的系统和方法

    公开(公告)号：US20150314681A1

    公开(公告)日：2015-11-05

    申请号：US14269490

    申请日：2014-05-05

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Matthew Eric Riley, SR. ,  Gregory Dwayne Carter ,  James M. Freeman ,  Vaidya Balasubramanian Pillai ,  Jason Chang ,  David W. Thurber

    IPC: B60K28/06

    CPC classification number: B60K28/066 ,  A61B5/0077 ,  A61B5/02055 ,  A61B5/024 ,  A61B5/0476 ,  A61B5/0533 ,  A61B5/18 ,  A61B5/6802 ,  A61B5/7455 ,  A61B5/746 ,  A61B2562/0219 ,  B60W40/08 ,  B60W50/16 ,  B60W2040/0818 ,  B60W2040/0827 ,  B60Y2400/902 ,  G08B21/06

    Abstract: The method, system, and computer-readable medium facilitates monitoring a vehicle operator during the course of vehicle operation to determine whether the vehicle operator is impaired (e.g., distracted, drowsy, intoxicated) and alerting the vehicle operator using a haptic alert delivered by a wearable computing device worn by the vehicle operator when impairment is detected. The method, system, and computer-readable medium may monitor the vehicle operator, the environment surrounding the vehicle, and/or forces acting on the vehicle using a variety of sensors, including optical sensors or accelerometers. In particular, optical sensors may monitor the vehicle operator to detect eye blinks, head nods, head rotations, and/or gaze fixation. Optical sensors may also monitor the road ahead of the vehicle to detect lane deviation, lane centering, and time to collision. Accelerometers may detect acceleration in the direction of vehicle travel and/or lateral acceleration.

    Abstract translation: 方法，系统和计算机可读介质便于在车辆操作过程中监视车辆操作者，以确定车辆操作者是否受损（例如，分心，困倦，醉人），并且使用由 当检测到损伤时，由车辆操作者佩戴的可穿戴计算装置。 方法，系统和计算机可读介质可以使用包括光学传感器或加速度计的各种传感器来监视车辆操作者，车辆周围的环境和/或作用在车辆上的力。 特别地，光学传感器可以监视车辆操作者以检测眨眼，头部头部，头部旋转和/或注视固定。 光学传感器还可以监视车辆前方的道路，以检测车道偏离，车道居中和碰撞时间。 加速度计可以检测车辆行驶方向和/或横向加速度的加速度。

    System and method to monitor and alert vehicle operator of impairment
    20.
    发明授权
    System and method to monitor and alert vehicle operator of impairment 有权

    公开(公告)号：US10118487B1

    公开(公告)日：2018-11-06

    申请号：US15005300

    申请日：2016-01-25

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Matthew Eric Riley, Sr. ,  Gregory Dwayne Carter ,  James M. Freeman ,  Vaidya Balasubramanian Pillai ,  Jason Chang ,  David W. Thurber

    IPC: G08B23/00 ,  B60K28/06 ,  B60W40/08

    Abstract: The method, system, and computer-readable medium facilitates monitoring a vehicle operator during the course of vehicle operation to determine whether the vehicle operator is impaired (e.g., distracted, drowsy, intoxicated) and alerting the vehicle operator using a haptic alert delivered by a wearable computing device worn by the vehicle operator when impairment is detected. The method, system, and computer-readable medium may monitor the vehicle operator, the environment surrounding the vehicle, and/or forces acting on the vehicle using a variety of sensors, including optical sensors or accelerometers. In particular, optical sensors may monitor the vehicle operator to detect eye blinks, head nods, head rotations, and/or gaze fixation. Optical sensors may also monitor the road ahead of the vehicle to detect lane deviation, lane centering, and time to collision. Accelerometers may detect acceleration in the direction of vehicle travel and/or lateral acceleration.

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