Assigning mobile device data to a vehicle

    公开(公告)号:US11182859B2

    公开(公告)日:2021-11-23

    申请号:US14096709

    申请日:2013-12-04

    Abstract: A method for identifying a primary vehicle associated with a user of a mobile device includes receiving an indication of a vehicle entry event from a mobile device and retrieving sensor data from the mobile device. The method further includes receiving an indication of a vehicle exit event from the mobile device, generating a trip log including portions of the sensor data, and storing the trip log in a trip database. A server, or other suitable computing device, then analyzes the trip log and a plurality of previously stored trip logs in the trip database to determine a primary vehicle corresponding to the user of the mobile device. The method may allow a computing device to assign gathered mobile device data to a specific household vehicle.

    Systems And Methods Using A Mobile Device To Collect Data For Insurance Premiums
    4.
    发明申请
    Systems And Methods Using A Mobile Device To Collect Data For Insurance Premiums 审中-公开
    使用移动设备收集保险费用数据的系统和方法

    公开(公告)号:US20150170289A1

    公开(公告)日:2015-06-18

    申请号:US14630738

    申请日:2015-02-25

    Abstract: A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data.

    Abstract translation: 一种用于至少部分地基于收集的车辆操作数据来确定一段时间的车辆保险费的系统和方法,所述系统包括:移动设备,包括:与所述移动设备相关联并被配置为自动收集的一个或多个传感器 数据采集​​期间的车辆操作数据; 处理器 非暂时性存储介质; 一个显示器 发射机 以及一组存储在非暂时性存储介质中的计算机可读指令,并且当被处理器执行时被配置为允许移动设备收集车辆操作数据并发送所收集的车辆操作数据; 以及远程处理计算机,包括:服务器,其接收收集的车辆操作数据; 存储收集的车辆操作数据的数据库; 以及评级引擎,其至少部分地基于收集的车辆操作数据来确定车辆保险费。

    In-vehicle insurance applications, Methods and systems for automatically collecting insurance risk related data
    5.
    发明申请
    In-vehicle insurance applications, Methods and systems for automatically collecting insurance risk related data 审中-公开
    车载保险申请,自动收集保险风险相关数据的方法和系统

    公开(公告)号:US20150112733A1

    公开(公告)日:2015-04-23

    申请号:US14061385

    申请日:2013-10-23

    CPC classification number: G06Q40/08

    Abstract: The applications, methods and systems of the present disclosure provide selective and automatic data collection for insurance risk determination purposes. In particular, an insurance application may be stored in a vehicle computing system memory and may be executed by a vehicle computing system processor to collect and store vehicle operation related data. An in-vehicle computing device may transmit the collected data to a remote server via a wireless communication network. Alternatively, the in-vehicle computing device may transmit the collected data to a mobile telephone via a wireless communication network.

    Abstract translation: 本公开的应用,方法和系统提供用于保险风险确定目的的选择性和自动数据收集。 特别地,保险申请可以存储在车辆计算系统存储器中,并且可以由车辆计算系统处理器执行以收集和存储车辆操作相关数据。 车载计算设备可以经由无线通信网络将收集的数据发送到远程服务器。 或者,车载计算设备可以经由无线通信网络将收集的数据发送到移动电话。

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