REMOVABLE CARD FOR A CONTACTLESS COMMUNICATION, ITS UTILIZATION AND THE METHOD OF PRODUCTION
    31.
    发明公开
    REMOVABLE CARD FOR A CONTACTLESS COMMUNICATION, ITS UTILIZATION AND THE METHOD OF PRODUCTION 审中-公开
    移动卡用于非接触通信,你的用途和方法

    公开(公告)号:EP2329563A2

    公开(公告)日:2011-06-08

    申请号:EP09786881.4

    申请日:2009-08-10

    Abstract: Removable card for a contactless communication contains an antenna (4) formed of threads (10) placed on the external surface of the body (1) of the card and covered by a layer (7) of a ferromagnetic material. In advantageous adjustment the antenna (4) contains on one area (2) of the card eight threads (10) and both areas (2) of the card are covered by a layer (7) of a ferritic foil. The antenna (4) is connected to the series with element (12) with capacity and the resistance (11) on the other side. Resonant circuit is tuned in for the final frequency from 13.0 to 15.0 MHz. The signal from the antenna (4) is read between the first and the second thread (10) from the side of the element (12) with capacity. The production method for the antenna on the body of the removable card resides in the fact that a groove of the conductive path (5) shape is dredged on the surface of the card's body (1), the groove is filled with a conductive material and a ferromagnetic material layer (7) is applied on the surface of the area (2) covering the antenna (4).

    Abstract translation: 用于非接触通信可移动卡包含天线(4)而形成放置在主体的外表面的螺纹(10)的(1)的卡,并通过一个铁磁材料的层(7)覆盖。 卡八个线程(10)和两个区域(2)的卡的由铁素体箔的层(7)覆盖的有利调整所述天线(4)包含在一个区域上(2)。 天线(4)被连接到串联与元件(12)具有的容量和在另一侧的电阻(11)。 谐振电路被调谐在用于最终频率从13.0到15.0兆赫。 从天线(4)的信号被从所述元件(12)容量的侧的第一和第二螺纹(10)之间的读出。 用于在可移动卡的主体中的天线的制造方法,在factthat的导电路径的凹槽(5)的形状的卡的主体的表面上挖出驻留(1),所述凹槽填充有导电材料,并且 铁磁材料层(7)被施加的区域(2)覆盖所述天线的表面上(4)。

    THE METHOD OF CASHLESS PERSON-TO-PERSON MONEY TRANSFER OF USING A MOBILE PHONE
    33.
    发明公开
    THE METHOD OF CASHLESS PERSON-TO-PERSON MONEY TRANSFER OF USING A MOBILE PHONE 审中-公开
    FOR CASH方法对人人称汇款用手机

    公开(公告)号:EP2702572A1

    公开(公告)日:2014-03-05

    申请号:EP12724399.6

    申请日:2012-04-22

    Abstract: An indifferent payment-terminal application is located in the payer's (6) mobile phone (4). As a response to payer's (6) request, the mobile phone (4) requests the payment terminal configuration data belonging to a desired money recipient (7) from the center (1 ); subsequently, from the indifferent payment terminal, a specific POS (8) payment terminal of the payment recipient's (7) bank (2) is created using the received configuration data. The POS (8) created in this way communicates with the payment card located within the payer's (6) mobile phone circuits and subsequently the payment cryptogram is sent by the payer's (6) mobile phone (4) to the center (1 ) to be processed in the payment recipient's (7) bank (2). POS (8) terminal creates a cryptogram in the form of TC or ARQC or AAC within the payment-terminal application and besides sending it into the center (1 ) it stores it into the memory in the mobile phone (4), which stops the course of the payment-terminal application until a response in the form of ARPC arrives.

    PAYMENT CARD, CASHLESS PAYMENT METHOD
    34.
    发明公开
    PAYMENT CARD, CASHLESS PAYMENT METHOD 审中-公开
    支付卡,VERFHAREN对于现金付款,地段

    公开(公告)号:EP2697755A1

    公开(公告)日:2014-02-19

    申请号:EP12724397.0

    申请日:2012-04-13

    Abstract: The payment card, apart from a chip with the common payment card unit, also contains a second chip with an indifferent POS payment terminal, which becomes a specific POS terminal on behalf of the payments recipient after connection with the reader of the payments recipient. These two chips on the payment card are connected in a contact way. The reader contains the common POS terminals identification data which are sent 10 to the payment card of the customer, where they are moved to the second chip for the configuration of the POS terminal. Then on the payment card, the payment-terminal application is realized as if it were a common POS with the inserted card in a contact way, using the payment account data from the first chip. The payment cryptogram generated in the other chip on the payment card is sent to the reader for payment processing on 15 behalf of the reader-holder (merchant).

    THE PROCESS OF SELLING IN ELECTRONIC SHOP ACCESSIBLE FROM THE MOBILE COMMUNICATION DEVICE
    35.
    发明公开
    THE PROCESS OF SELLING IN ELECTRONIC SHOP ACCESSIBLE FROM THE MOBILE COMMUNICATION DEVICE 审中-公开
    程序与对移动通信设备开放的电子业务销售

    公开(公告)号:EP2561489A1

    公开(公告)日:2013-02-27

    申请号:EP10773712.4

    申请日:2010-09-19

    CPC classification number: G07F7/1008 G06Q20/12 G06Q20/32 G06Q20/3226 G06Q20/40

    Abstract: The process encompasses the communication between trade system accessible over GUI of the mobile communication device (4), when after the item being purchased is selected, the acquirer's (12) identification is loaded from the removable memory card (1). The acquirer's (12) identification is sent to the trade system's (2) headquarters, where after it is approved, the transaction payment parameters are created and these enter the removable memory card (1) as an initiator of the payment terminal application. The payment terminal application runs on the removable memory card (1) and it creates a payment cryptogram. This one is sent into the trade system's (2) headquarters, where it can be handled as a common cryptogram of usual POS terminals. The process can encompass even a preparation and pre-preparation phase, thanks to which corresponding applications of individual participants of the system are installed, configured and activated. The online payment can preferably realize even the reset of the counter on the payment device.

    THE METHOD OF COMMUNICATION WITH THE POS TERMINAL, THE FREQUENCY CONVERTER FOR THE POS TERMINAL
    36.
    发明公开
    THE METHOD OF COMMUNICATION WITH THE POS TERMINAL, THE FREQUENCY CONVERTER FOR THE POS TERMINAL 有权
    VERFAHREN ZUR KOMMUNIKATION MIT DEM POS-ENDGERÄT,FREQUENZUMSETZERFÜRDAS POS-ENDGERÄT

    公开(公告)号:EP2344977A1

    公开(公告)日:2011-07-20

    申请号:EP09737157.9

    申请日:2009-10-11

    CPC classification number: G06K7/0008 G06K19/0723 G06Q20/204

    Abstract: The communication method with the POS terminal that improves transmission characteristics of the authorized payment from the mobile communication device (9) is based upon a fact that the frequency converter (1) on that side of the communication channel where the POS terminals NFC antenna (8) is. The frequency converter (1) receives and processes the signal from the POS terminals NFC antenna (8) on the 13.56 MHz frequency, sends it on a higher frequency into the mobile communication device (9) and vice versa. The frequency converter (1) is outwardly energetically passive and is power supplied from the electromagnetic field received from the POS terminals antenna (8). The frequency converter (1) contains an antenna, tuned to the frequency in the range of 13.00 to 14.00 MHz, that is connected to the power supply element (4). The frequency converter (1) is located in the proximity of the POS terminal's antenna.

    Abstract translation: 具有改善来自移动通信装置(9)的授权支付的传输特性的POS终端的通信方法是基于以下事实:POS终端NFC天线(8)的通信信道的该侧的频率转换器(1) )是。 频率转换器(1)接收并处理来自13.56MHz频率的POS终端NFC天线(8)的信号,并将其以更高的频率发送到移动通信设备(9),反之亦然。 变频器(1)向外能量无源并且从从POS终端天线(8)接收的电磁场供电。 变频器(1)包含调谐到13.00至14.00MHz范围内的频率的天线,其连接到电源元件(4)。 变频器(1)位于POS终端天线附近。

    METHOD, CONNECTION AND DATA CARRIER TO PERFORM REPEATED OPERATIONS ON THE KEYBOARD OF MOBILE COMMUNICATION DEVICE
    37.
    发明公开
    METHOD, CONNECTION AND DATA CARRIER TO PERFORM REPEATED OPERATIONS ON THE KEYBOARD OF MOBILE COMMUNICATION DEVICE 审中-公开
    方法,连接和介质上用于执行重复这样的操作在移动通信设备的键盘

    公开(公告)号:EP2266086A1

    公开(公告)日:2010-12-29

    申请号:EP09726001.2

    申请日:2009-03-23

    Abstract: When processing repeated operations on the keyboard of a mobile communication device, mainly at direct debits, used is a separate data carrier with a memory in which is stored at least one file with a sequence of keyboard orders of a macro type. Data carrier is energetically supplied contact- free by electromagnetic field of the mobile communication device while receiving the requiring order and, according to this order, chooses from the memory and encodes appropriate file with a sequence of keyboard orders. Data carrier sends the encoded file into the mobile communication device which decodes the received file and performs processes representing the keystrokes according to the sequence of keyboard orders. The invention also describes connection and data carrier to perform above described method where the data carrier consists of a processor, transmitting and receiving unit, block for transforming electromagnetic field and a memory to store a file of orders.

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