METHOD AND SYSTEM OF CONTACTLESS AUTHENTICATION, AND CARRIER OF PIN CODE
    41.
    发明申请
    METHOD AND SYSTEM OF CONTACTLESS AUTHENTICATION, AND CARRIER OF PIN CODE 审中-公开
    无缝认证的方法和系统,以及PIN码的载体

    公开(公告)号:WO2011004339A1

    公开(公告)日:2011-01-13

    申请号:PCT/IB2010/053130

    申请日:2010-07-08

    CPC classification number: G06Q20/3278 G06Q20/32 G06Q20/352 G07F7/1091

    Abstract: The method and system of authentication over a PIN code within a separate identifier (3) during a cashless payment realized over the payment terminal (1) is based on the fact that a unique identification file containing the data on a current payment is sent from the payment terminal (1) to a distance lower than 10 cm into the identifier (3) put to the payment terminal (1). The identifier (3) is supplied with energy (received and/or received and accumulated energy) in a contactless way over the payment terminal's (1) electromagnetic field. The PIN code is assigned to the received identification file in the identifier's (3) processor, the resulting file is signed electronically using the private key stored in the identifier's memory (6) and the electronically signed file thus created is sent to the payment processing centre (2) for the verification of the PIN code's correctness.

    Abstract translation: 在通过支付终端(1)实现的无现金支付期间,在单独的标识符(3)内的PIN码的认证方法和系统是基于以下事实:包含当前支付的数据的唯一标识文件从 支付终端(1)到放在支付终端(1)的标识符(3)中的距离低于10厘米。 标识符(3)通过支付终端的(1)电磁场以无接触的方式被提供能量(接收和/或接收和累积的能量)。 PIN码被分配给标识符(3)处理器中的接收到的标识文件,使用存储在标识符存储器(6)中的专用密钥电子地签名所得文件,并且将由此创建的电子签名文件发送到支付处理中心 (2)验证PIN码的正确性。

    A PAYMENT TERMINAL USING A MOBILE COMMUNICATION DEVICE, SUCH AS A MOBILE PHONE; A METHOD OF DIRECT DEBIT PAYMENT TRANSACTION
    42.
    发明申请
    A PAYMENT TERMINAL USING A MOBILE COMMUNICATION DEVICE, SUCH AS A MOBILE PHONE; A METHOD OF DIRECT DEBIT PAYMENT TRANSACTION 审中-公开
    使用移动通信设备的支付终端,例如移动电话; 直接付款交易的一种方法

    公开(公告)号:WO2010128442A4

    公开(公告)日:2010-11-11

    申请号:PCT/IB2010/051915

    申请日:2010-05-01

    Abstract: A payment terminal using a mobile communication device (4), such as a mobile phone, is located on a removable memory card (1), e.g. type microSD card, which is adjusted in such a way so it can be inserted into an additional hardware slot, e.g. memory slot. A payment POS terminal application runs on a removable memory card (1), which contains at least one payment card. The payment card's unit (7) with the card's payment application is located in the secured part of the memory, separately from the terminal's configuration data unit (6). The configuration data of the terminal's selected identity and the payment card's data are located in the separate parts of the secure element or in completely independent secure elements or they can also be localized in the Sales Device of the merchant and there e.g. within the ICC card (29) or SAM card (42).

    Abstract translation: 使用诸如移动电话之类的移动通信设备(4)的支付终端位于例如移动存储卡(1)的可移动存储卡(1)上。 类型的microSD卡,其以这样的方式被调整,使得它可以被插入到附加的硬件插槽中,例如, 内存插槽。 付款POS终端应用程序运行在包含至少一个支付卡的可移动存储卡(1)上。 具有卡的支付应用程序的支付卡单元(7)位于存储器的安全部分中,与终端的配置数据单元(6)分开。 终端选择的身份和支付卡的数据的配置数据位于安全元件的独立部分或者完全独立的安全元件中,或者也可以位于商家的销售设备中,并且例如在那里。 在IC卡(29)或SAM卡(42)内。

    ANTENNA SYSTEM WITH AT LEAST TWO ANTENNAS, MAINLY FOR NFC TRANSMISSION

    公开(公告)号:WO2020026203A1

    公开(公告)日:2020-02-06

    申请号:PCT/IB2019/056595

    申请日:2019-08-02

    Inventor: HUBINÁK, Emil

    Abstract: Antenna system has at least one spiral antenna (1) and at least one solenoid antenna (2) with a magnetic core. The solenoid antenna (2) is placed against the flat spiral antenna (1) in such a way that the groundplan of the solenoid antenna (2) at least partially overlaps the respective strip (3) and the respective strip (3) and the groundplan of the solenoid antenna (2) are symmetrically centered in order to achieve the match of their axes without significant deviation. The solenoid antenna (2) is placed in the plane of the flat spiral antenna (1) or on the flat spiral antenna (1) or under the flat spiral antenna (1). The antenna system can include two solenoid antennas (2, 22) where the second solenoid antenna (22) is placed on the second strip (3) and mutually they form a topology shaped "II" or "L". The output from the receiving flat spiral antenna (1) is connected to the phase modulator of the transmitting solenoid antenna (2) and the transmission of the solenoid antenna (2) is synchronized with the signal simultaneously received on the receiving flat spiral antenna (1).

    ANTENNA SYSTEM FOR NFC READER
    44.
    发明申请

    公开(公告)号:WO2018198082A1

    公开(公告)日:2018-11-01

    申请号:PCT/IB2018/052929

    申请日:2018-04-27

    Inventor: FLOREK, Miroslav

    Abstract: Two solenoid antennas (2, 3) with a ferrite core are placed mutually in parallel and outside the groundplan of the flat spiral antenna (1). Longitudinal axes (4) of the solenoid antennas (2, 3) are in parallel with the lateral sides of the flat spira antenna (1) and the distance between the longitudinal axes (4) of the solenoid antennas (2, 3) is 0,5 to 1,25 times the width of the flat spiral antenna (1) at most. The middle of the flat spira antenna (1) lies in a zone defined by the prolonged longitudinal axes (4) of the solenoid antennas (2, 3). The solenoid antennas (2, 3) are connected to the same output of the excitation element; preferably the solenoid antennas (2, 3) are identical. The flat spiral antenna (1) can be connected to the NFC chip (7) thorugh the low noise amplifier (6). The solenoid antennas (2, 3) can be on one side of the printed circuit board (5) and the flat spiral antenna (1) can be on the opposite side of the printed circuit board (5).

    RFID ANTENNA AND METHOD OF ITS PRODUCTION
    45.
    发明申请
    RFID ANTENNA AND METHOD OF ITS PRODUCTION 审中-公开
    RFID天线及其生产方法

    公开(公告)号:WO2018051302A1

    公开(公告)日:2018-03-22

    申请号:PCT/IB2017/055634

    申请日:2017-09-18

    Inventor: HUBINÁK, Emil

    Abstract: Part of the conductive loop of the threads is formed by a printed circuit on the substrate (5), where the group of the conductive strips (2) placed side by side is produced, and the core (1) is placed on them. The conductive strips (2) overhang from the groundplan of the core (1) and the ends of the conductive strips (2) overhanging on both sides of the core (1) form the connecting surfaces (4). The wires (3) shaped for the encirclement of the core (1) are connected to the connecting surfaces (4), whereby the wire (3) connects a connecting surface (4) of one conductive strip (2) with the connecting surface (4) on the opposite end of the neighboring conductive strip (2). After bonding to one end of the conductive strip (2) the wire is shaped above the substrate (5) by bending in such a way that it arches over the space intended for the core (1) and all wires (3) are shaped in such a way that they produce a channel for the core (1) placed on the substrate (5). The conductive strips (2) are sloped from the normal of the core (1) under an angle pursuant to the pitch of the thread and the wires (3) are led in the opposite slope under the same angle.

    Abstract translation: 线的导电环的一部分由衬底(5)上的印刷电路形成,其中制造并排放置的导电带(2)组,并且芯( 1)被放置在它们上面。 导电条(2)从芯部(1)的基面突出并且导电条(2)的在芯部(1)的两侧悬垂的端部形成连接表面(4)。 形成用于环绕芯部1的导线3连接到连接表面4,由此导线3将一个导电条2的连接表面4与连接表面4连接, 4)在相邻导电条(2)的相对端上。 在结合到导电条(2)的一端之后,通过以这样的方式弯曲使得导线在基板(5)上方成形,使得它在用于芯(1)的空间上拱起并且所有导线(3)成形为 使得它们为放置在衬底(5)上的芯(1)产生通道。 导电条(2)从芯线(1)的法线倾斜,与丝线的节距成一定角度,并且导线(3)以相同的角度在相反的斜面上引导。

    ANTENNA SYSTEM WITH TWO ANTENNAS, MAINLY FOR NFC TRANSMISSION
    46.
    发明申请
    ANTENNA SYSTEM WITH TWO ANTENNAS, MAINLY FOR NFC TRANSMISSION 审中-公开
    带两个天线的天线系统,主要用于NFC传输

    公开(公告)号:WO2017109681A1

    公开(公告)日:2017-06-29

    申请号:PCT/IB2016/057796

    申请日:2016-12-19

    Inventor: HUBINÁK, Emil

    CPC classification number: H04B5/0031 H04B5/0081

    Abstract: The antenna system has a solenoid antenna (2) with the ferrite core and the flat spiral antenna (1 ) with the quadrilateral shape of the loop. Each antenna (1, 2) has its own impedance matching (3). Antennas (1, 2) are placed in the same basic plane or in the mutually parallel basic planes and the longitudinal axes (4) of both antennas (1, 2) are parallel. The solenoid antenna (2) has a length which corresponds to the length of the flat spiral antenna (1 ). The magnetic middle of the flat spiral antenna (1 ) lies in the identical middle plane with the magnetic middle of the solenoid antenna (2). The distance between the longitudinal axis (4) of the solenoid antenna (2) and the longitudinal axis (4) of the flat spiral antenna (1 ) is at least 0,75 times the length of the solenoid antenna (2), preferably it has the value of the length of the solenoid antenna (2). The output from the receiving flat spiral antenna (1 ) is connected to the phase modulator (5) of the transmitting solenoid antenna (2) and the transmission of the solenoid antenna (2) is synchronized with the signal which is at the same time received by the receiving flat spiral antenna (1 ).

    Abstract translation: 天线系统具有带铁氧体磁芯的螺线管天线(2)和具有环形四边形形状的扁平螺旋天线(1)。 每个天线(1,2)都有自己的阻抗匹配(3)。 天线(1,2)被放置在相同的基本平面或相互平行的基本平面中,并且两个天线(1,2)的纵轴(4)是平行的。 螺线管天线(2)的长度对应于扁平螺旋天线(1)的长度。 平面螺旋天线(1)的磁性中间与螺线管天线(2)的磁性中间位于同一中间平面内。 螺线管天线(2)的纵向轴线(4)与扁平螺旋天线(1)的纵向轴线(4)之间的距离至少为螺线管天线(2)长度的0.75倍,最好是 具有螺线管天线(2)长度的值。 来自接收平面螺旋天线(1)的输出连接到发射螺线管天线(2)的相位调制器(5),并且螺线管天线(2)的发射与同时接收的信号同步 通过接收扁平螺旋天线(1)。

    NON-STATIONARY MAGNETIC FIELD EMITTER, ITS CONNECTION IN SYSTEM AND DATA MODULATION METHOD

    公开(公告)号:WO2014076669A4

    公开(公告)日:2014-05-22

    申请号:PCT/IB2013/060178

    申请日:2013-11-15

    Abstract: The emitter is intended to provide a contactless communication channel (particularly RFID/NFC) in miniature build space. The emitter has an oblong, at least partially ferrite core (1), the core (1) is winded up by a wire (4) with at least two threads (2), the threads (2) are on the core (1) placed tightly next to each other and the effective width (w)of one thread (2) corresponds to the radius of the core (1) in the circular core (1) cross-section, or corresponds to the equivalent radius in other shapes of the core (1) with deviation up to +-75%. The wire (4) of the coil is flat, or the coil includes several wires held parallel to each other (41 to 4N) forming a multi-stage thread. The emitter can be placed in the removable memory card (5) and/or on the PCB board (10) and/or SIM card (9) and/or battery (11). Modulation of data transmitted by the emitter uses electromagnetic wave generator with a frequency different from the receiver, difference of these frequencies corresponds to the subcarrier frequency.

    PAYMENT CARD, CASHLESS PAYMENT METHOD
    48.
    发明申请
    PAYMENT CARD, CASHLESS PAYMENT METHOD 审中-公开
    付款卡,无偿付款方式

    公开(公告)号:WO2012140625A1

    公开(公告)日:2012-10-18

    申请号:PCT/IB2012/051849

    申请日:2012-04-13

    Abstract: The payment card, apart from a chip with the common payment card unit, also contains a second chip with an indifferent POS payment terminal, which becomes a specific POS terminal on behalf of the payments recipient after connection with the reader of the payments recipient. These two chips on the payment card are connected in a contact way. The reader contains the common POS terminals identification data which are sent 10 to the payment card of the customer, where they are moved to the second chip for the configuration of the POS terminal. Then on the payment card, the payment-terminal application is realized as if it were a common POS with the inserted card in a contact way, using the payment account data from the first chip. The payment cryptogram generated in the other chip on the payment card is sent to the reader for payment processing on 15 behalf of the reader-holder (merchant).

    Abstract translation: 除了具有普通支付卡单元的芯片之外,支付卡还包含具有无关POS支付终端的第二芯片,在与付款接收者的读者连接之后,它代表支付接收者成为特定的POS终端。 支付卡上的这两个芯片以联系方式连接。 读卡器包含向客户的支付卡发送10的通用PO​​S终端识别数据,移动到第二芯片以配置POS终端。 然后,在支付卡上,使用来自第一芯片的支付账户数据,支付终端应用程序被实现为如果它是具有插入的卡的通用PO​​S的联系方式。 支付卡上的其他芯片中生成的付款密码由代表读者持有者(商家)发送给读者进行支付处理。

    THE PROCESS OF SELLING IN ELECTRONIC SHOP ACCESSIBLE FROM THE MOBILE COMMUNICATION DEVICE
    49.
    发明申请
    THE PROCESS OF SELLING IN ELECTRONIC SHOP ACCESSIBLE FROM THE MOBILE COMMUNICATION DEVICE 审中-公开
    从移动通信设备获取的电子商店中的销售过程

    公开(公告)号:WO2011132025A1

    公开(公告)日:2011-10-27

    申请号:PCT/IB2010/054229

    申请日:2010-09-19

    CPC classification number: G07F7/1008 G06Q20/12 G06Q20/32 G06Q20/3226 G06Q20/40

    Abstract: The process encompasses the communication between trade system accessible over GUI of the mobile communication device (4), when after the item being purchased is selected, the acquirer's (12) identification is loaded from the removable memory card (1). The acquirer's (12) identification is sent to the trade system's (2) headquarters, where after it is approved, the transaction payment parameters are created and these enter the removable memory card (1) as an initiator of the payment terminal application. The payment terminal application runs on the removable memory card (1) and it creates a payment cryptogram. This one is sent into the trade system's (2) headquarters, where it can be handled as a common cryptogram of usual POS terminals. The process can encompass even a preparation and pre-preparation phase, thanks to which corresponding applications of individual participants of the system are installed, configured and activated. The online payment can preferably realize even the reset of the counter on the payment device.

    Abstract translation: 该过程包括在移动通信设备(4)的GUI上可访问的交易系统之间的通信,当选择了被购买的商品之后,从可移动存储卡(1)加载获取者的(12)标识。 收单方(12)的身份证明被发送到交易系统(2)总部,经批准后,创建交易支付参数,并将其作为支付终端应用程序的发起人进入可移动存储卡(1)。 支付终端应用程序在可移动存储卡(1)上运行,并创建支付密码。 这一个发送到贸易系统(2)总部,可以作为通常POS终端的常见密码来处理。 该过程可以包括准备和预准备阶段,这得益于系统的各个参与者的相应应用程序的安装,配置和激活。 在线支付可以优选地实现支付设备上的计数器的重置。

    REMOVABLE CARD FOR A CONTACTLESS COMMUNICATION, ITS UTILIZATION AND THE METHOD OF PRODUCTION
    50.
    发明申请
    REMOVABLE CARD FOR A CONTACTLESS COMMUNICATION, ITS UTILIZATION AND THE METHOD OF PRODUCTION 审中-公开
    可接触卡用于无接触通讯,其使用和生产方法

    公开(公告)号:WO2010023574A2

    公开(公告)日:2010-03-04

    申请号:PCT/IB2009/053513

    申请日:2009-08-10

    Abstract: Removable card for a contactless communication contains an antenna (4) formed of threads (10) placed on the external surface of the body (1) of the card and covered by a layer (7) of a ferromagnetic material. In advantageous adjustment the antenna (4) contains on one area (2) of the card eight threads (10) and both areas (2) of the card are covered by a layer (7) of a ferritic foil. The antenna (4) is connected to the series with element (12) with capacity and the resistance (11) on the other side. Resonant circuit is tuned in for the final frequency from 13.0 to 15.0 MHz. The signal from the antenna (4) is read between the first and the second thread (10) from the side of the element (12) with capacity. The production method for the antenna on the body of the removable card resides in the fact that a groove of the conductive path (5) shape is dredged on the surface of the card's body (1), the groove is filled with a conductive material and a ferromagnetic material layer (7) is applied on the surface of the area (2) covering the antenna (4).

    Abstract translation: 用于非接触式通信的可移动卡包含由线(10)形成的天线(4),所述线设置在所述卡的主体(1)的外表面上并且被层(7)覆盖 铁磁材料。 在有利的调整中,天线(4)在卡的一个区域(2)上包含八个线(10),并且卡的两个区域(2)都被铁素体箔层(7)覆盖。 天线(4)与具有容量的元件(12)和另一侧的电阻(11)串联连接。 谐振电路调谐到13.0到15.0 MHz的最终频率。 来自天线(4)的信号以容量从元件(12)侧面的第一和第二螺纹(10)之间读取。 可移动卡片主体上的天线的制造方法在于,导电路径(5)形状的凹槽被疏浚在卡体(1)的表面上,凹槽填充有导电材料并且 在覆盖天线(4)的区域(2)的表面上施加铁磁材料层(7)。

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