Abstract:
An antenna on a removable card An antenna on a removable memory card (1) is intended for the creation of contactless communication channel of the mobile communication device. The antenna is in the form of a high-frequency transformer (2) with an oblong ferrite kernel (3) with resonantly tuned primary winding L1. The emitted signal is brought to the primary winding L1. The secondary winding L2 is left open circuited, without closing the load circuit in a contact way, without ohm load; it emits electrical field with its outputs. The high-frequency transformer (2) can be in the form of auto-transformer with one winding. The signal emitted in the direction towards the removable memory card (1) can be received through the auxiliary winding L3 or through an independent receiving antenna (8). The secondary winding L2 can have a larger number of loops than the primary winding L1 or it can be formed by only one winding in the form of a pipe.
Abstract:
A mobile communication device (4) for contactless payments has two independent chips with Secure Elements (2, 3) on its printed circuit board. One Secure Element (2) contains an indifferent POS payment terminal, the second Secure Element (3) contains a payment card. The Secure Elements (2, 3) are interconnected through a contact circuit (1 ) on the printed circuit board of the mobile communication device (4). In suitable configuration, the circuit (1) will be formed by a contact interface that will enable communication according ISO 7816. An indifferent POS payment terminal is being changed to a specific terminal in accordance with the received configuration data. The payment terminal started on the Secure Element (2) communicates over the circuit (1) with the payment card on the Secure Element (3) using the same process as if it was a payment card inserted in a payment card contact reader. The payment cryptogram can be in a standard form.
Abstract:
A payment terminal using a mobile communication device, such as a mobile phone, is located on a removable memory card (1) which is adjusted in such a way so it can be inserted into an additional hardware slot which is used to add functionalities that surpasses the basic functions of the mobile communication device. (4). A payment POS terminal application runs on a removable memory card (1), which also contains at least one payment card. The configuration data of the terminal's selected identity and the payment card's data are located in the separate parts of the secure element (3, 31, 32) or in completely independent secure elements (3, 31, 32). The payment card's unit (7) with the card's payment application is located in the secured part of the memory, separately from the terminal's configuration data unit (6). The memory card (1) is of SD type or miniSD or microSD card or an M2 card. The memory card (1) is capable of operating operate as a multi-identity terminal and it can also cooperate with several payment cards. In preferable configuration it is equipped with a contactless communication element. (13).
Abstract:
Cashless payment device with prepaid credit contains a block for storage of data about the of current credit amount and is located on the removable memory card (1), which is located in the mobile communication device (4). In case of contactless top-up of electronic money on the pre-paid card, a message, preferably in the form of SMS, with the information about prepared money for the increase of the current credit is sent from the host (2) to the corresponding mobile communication device (4) according to the database of assigned numbers. The authorization request cryptogram, especially in the form of ARQC, is generated in the block on the payment device and the block is switched into the IDLE mode, in which the same authorization request cryptogram is generated permanently until the corresponding authorization response cryptogram is received, especially in the form of ARPC, which is created in the host (2).
Abstract:
As disclosed herein, a computer mouse (1) may include a contact- less communication element (2) for communication with a mobile communication device (3), such as a mobile phone. The communication element (2) may be a near-field communication (NFC) element, and may be adapted to establish a connection with a secure element (4) for processing data communicated between a computer (5) and the mobile communication device (3). The secure element (4) may be configured in a memory device, which may be located in the computer mouse (1) or on a separate carrier (6). The carrier (6) may be a removable memory card, the insertion of which into a corresponding connector (7) may establish a connection between the communication element (2) and the secure element (4). The communication element (2) may include an antenna, which may be formed on a printed circuit board in the computer mouse (1). A computer mouse (1) as described herein may enable a computer (5) to communicate with a mobile communication device (3) in a secure manner.
Abstract:
The system contains a virtual POS terminal's unit in the user's personal device. The mobile communication device (1) contains a virtual POS terminal's unit (4) and also a removable memory card (3), on which there are at least two physically separate secure elements (2) stored. The removable memory card (3) is connected to the secure element (2) containing the secured part of the virtual POS terminal. The mobile communication device (1) and/or the separate portable element (6) is adjusted in such a way to be able to connect to a remote payment procession server. The removable memory card (3) and the separate portable element (6) can be equipped with the NFC communication element. Depending on the user choice, a corresponding secure element (2) with the selected payment card unit (14) is activated on the removable memory card (3). The user's payment card's identification data are supplemented by the payment receiver's identification data and also by a one-time password that was created in the one-time password unit.
Abstract:
The antenna system has a solenoid antenna (2) with the ferrite core and the flat spiral antenna (1 ) with the quadrilateral shape of the loop. Each antenna (1, 2) has its own impedance matching (3). Antennas (1, 2) are placed in the same basic plane or in the mutually parallel basic planes and the longitudinal axes (4) of both antennas (1, 2) are parallel. The solenoid antenna (2) has a length which corresponds to the length of the flat spiral antenna (1 ). The magnetic middle of the flat spiral antenna (1 ) lies in the identical middle plane with the magnetic middle of the solenoid antenna (2). The distance between the longitudinal axis (4) of the solenoid antenna (2) and the longitudinal axis (4) of the flat spiral antenna (1 ) is at least 0,75 times the length of the solenoid antenna (2), preferably it has the value of the length of the solenoid antenna (2). The output from the receiving flat spiral antenna (1 ) is connected to the phase modulator (5) of the transmitting solenoid antenna (2) and the transmission of the solenoid antenna (2) is synchronized with the signal which is at the same time received by the receiving flat spiral antenna (1 ).
Abstract:
The carrier of a memory card (2) is in the shape of a flat card (1) with a contact field (6), which is connected to inner circuits of the memory card (2) over a conductive connection (8). Mechanical connection of the memory card (2) with the remaining body of the flat card (1) can be in the form of connection strips (5) that interrupt the snap-out line (3). A conductive connection (8) can run through a connection strip (5). The flat card (1) can be equipped with a foil (9). The flat card (1) can be inserted into an automated device, which operates with it as if it was a standard card with a contact field (6). The user snaps out the memory card (2) from the carrier's body by which the conductive connection (8) is mechanically interrupted. The conductive connection (8) can be deactivated electrically using disconnecter (10).