METHOD AND SYSTEM OF CONTACTLESS AUTHENTICATION, AND CARRIER OF PIN CODE
    61.
    发明公开
    METHOD AND SYSTEM OF CONTACTLESS AUTHENTICATION, AND CARRIER OF PIN CODE 有权
    PIN码的方法和系统无线认证和运营商元

    公开(公告)号:EP2452300A1

    公开(公告)日:2012-05-16

    申请号:EP10742584.5

    申请日:2010-07-08

    CPC classification number: G06Q20/3278 G06Q20/32 G06Q20/352 G07F7/1091

    Abstract: The method and system of authentication over a PIN code within a separate identifier (3) during a cashless payment realized over the payment terminal (1) is based on the fact that a unique identification file containing the data on a current payment is sent from the payment terminal (1) to a distance lower than 10 cm into the identifier (3) put to the payment terminal (1). The identifier (3) is supplied with energy (received and/or received and accumulated energy) in a contactless way over the payment terminal's (1) electromagnetic field. The PIN code is assigned to the received identification file in the identifier's (3) processor, the resulting file is signed electronically using the private key stored in the identifier's memory (6) and the electronically signed file thus created is sent to the payment processing centre (2) for the verification of the PIN code's correctness.

    THE SYSTEM AND METHOD OF CONTACTLESS AUTHORIZATION OF A PAYMENT
    62.
    发明公开
    THE SYSTEM AND METHOD OF CONTACTLESS AUTHORIZATION OF A PAYMENT 审中-公开
    系统VERFAHREN ZUR KONTAKTLOSEN AUTORISIERUNG EINER BEZAHLUNG

    公开(公告)号:EP2347375A1

    公开(公告)日:2011-07-27

    申请号:EP09787243.6

    申请日:2009-09-18

    Abstract: The system consists of a POS terminal (6), a secure element (2), a mobile communication device (1) with a display and a keyboard, such as a mobile phone. The mobile communication device (1) is equipped with a removable memory card (3), in which there are at least two physically separate secure elements (2) located. The mobile communication device (1) is connected to the POS terminal (6) through a contactless transmission channel (5) and at least one secure element (2) on the removable memory card (3) contains a payment card unit (9). The removable memory card (3) contains a NFC communication element (7). The system can also encompass a separate carrier (13) for PIN entering. The carrier (13) is energetically supplied from the field of the received electromagnetic field. During the payment's authorization, the managing unit (4) in the mobile communication device (1) activates a corresponding secure element (2) with the chosen payment card unit (9) on the removable memory card (3). The mobile communication device (1) communicates with the POS terminal (6) through contactless transmission channel (5).

    Abstract translation: 该系统包括POS终端(6),安全元件(2),具有显示器的移动通信设备(1)和诸如移动电话的键盘。 移动通信设备(1)配备有可移动存储卡(3),其中存在至少两个物理上分离的安全元件(2)。 移动通信设备(1)通过非接触传输通道(5)连接到POS终端(6),并且可移动存储卡(3)上的至少一个安全元件(2)包含支付卡单元(9)。 可移动存储卡(3)包含NFC通信元件(7)。 该系统还可以包括用于PIN进入的单独载体(13)。 载体(13)从接收的电磁场的场被能量供给。 在付款授权期间,移动通信设备(1)中的管理单元(4)利用所选择的支付卡单元(9)在可移动存储卡(3)上激活相应的安全元件(2)。 移动通信设备(1)通过非接触式传输信道(5)与POS终端(6)进行通信。

    METHOD AND SYSTEM OF AUTHENTICITY PARTICULARLY AT THE PAYMENTS, IDENTIFIER OF IDENTITY AND/OR APPROVAL
    63.
    发明公开
    METHOD AND SYSTEM OF AUTHENTICITY PARTICULARLY AT THE PAYMENTS, IDENTIFIER OF IDENTITY AND/OR APPROVAL 审中-公开
    方法和系统进行身份验证,尤其是金,标识符身份和/或批准

    公开(公告)号:EP2245582A1

    公开(公告)日:2010-11-03

    申请号:EP08870090.1

    申请日:2008-12-30

    Abstract: The method and system of authentication of authorized person and transaction approval principally at the direct debits by means of a mobile communication device (2) is based on the fact that an alphanumerical chain is sent from the mobile communication device (2) into energy passive identifier (3) approached to the mobile communication device (2), the identifier (3) is supplied contact free by electromagnetic field of the mobile communication device (2) while in the identifier the received alphanumerical chain is signed electronically and in such signed alphanumerical chain is sent back into the mobile communication device (2). Payment approval is realized by the correctness approval of the electronically signed alphanumerical chain and by approaching the mobile communication device (2) to the payment terminal (1). The invention enables to use a high level of cryptography security by using a passive identifier (3) which does not demand own energy source.

    METHOD OF PROCESSING OF SIGNAL TRANSMITTED FROM THE ANALOG NFC DRIVER AND SYSTEM FOR REALIZATION OF SAID METHOD
    65.
    发明公开
    METHOD OF PROCESSING OF SIGNAL TRANSMITTED FROM THE ANALOG NFC DRIVER AND SYSTEM FOR REALIZATION OF SAID METHOD 审中-公开
    从模拟NFC驱动器传输的信号处理方法和用于实现所述方法的系统

    公开(公告)号:EP3304838A1

    公开(公告)日:2018-04-11

    申请号:EP16742391.2

    申请日:2016-06-01

    Inventor: FLOREK, Miroslav

    CPC classification number: H04L27/06 E04H15/20 E04H2015/201 H04B5/0025

    Abstract: During the contactless transfer of the data from PICC (1) to PCD (4) with the load modulation within PICC (1) the analogue signal between the transmitting antenna (3) and the output of the driver (2) is demodulated. From the demodulated output the digital data are generated for the direction of the subsequent modification of the signal led to the PICC (1) antenna set. The digital data gather from the demodulated signal are used for the amplification and/or attenuation of the signal received on the side of the PCD (4) and/or for synchronization or other modification of the signal on the side of the PICC (1), whereby no further modification of the driver (2) is needed. The connection on the LA, LB outputs appears to the driver (2) by its characteristics, mainly by its impedance, in the same way as the connected antenna (3) of the original connection according to the prior state of the art. Such processing and connection allows to use broadly available analogue drivers (2) which can be combined with various other elements of other producers, which achieves real compatibility and high amount of freedom when designing the circuits, as well as the independence from the particular producer of the chips.

    A REMOVABLE MEMORY CARD WITH AN ANTENNA, ARRANGEMENT OF ITS LEVELS
    67.
    发明公开
    A REMOVABLE MEMORY CARD WITH AN ANTENNA, ARRANGEMENT OF ITS LEVELS 有权
    与天线可拆卸存储卡

    公开(公告)号:EP2577556A1

    公开(公告)日:2013-04-10

    申请号:EP11733704.8

    申请日:2011-06-06

    Abstract: An antenna is located in the body of a removable memory card in such a way that at least one part of the antenna (2) is adjacent to that outer rim (10) of the card, which is near the entrance of the SD card slot after the card is inserted into the slot. The surface of the removable memory card (1) is covered with a ferrite layer (4) and a metal layer (4). The metal layer (4) screens the antenna (2) besides the uncovered zone (9), which is next to the outer rim (10) of the card. The uncovered zone (9) can be formed by a stripe with a width of up to 2 mm. The metal layer (4) can be made of copper or of aluminium and the ferrite layer (3) contains at least 50%, preferably however more that 60% of ferrite. The antenna (2) can be made of conductive loops basically of a rectangular shape, preferably in two separate parts on both sides of a PCB layer (5). The material of the card can contain a powder ferrite with at least 25% volume share. The powder ferrite can be made of ferrite particles having various chemical composition and various shape, preferably with a granularity from 20 μm to 70 μm.

    THE METHOD AND SOLUTION OF DATA TRANSMISSION FROM THE TRANSPONDER TO THE READER, ESPECIALLY IN PAYMENT SOLUTIONS WITH A MOBILE COMMUNICATION DEVICE
    68.
    发明公开
    THE METHOD AND SOLUTION OF DATA TRANSMISSION FROM THE TRANSPONDER TO THE READER, ESPECIALLY IN PAYMENT SOLUTIONS WITH A MOBILE COMMUNICATION DEVICE 有权
    方法及解决办法DATENÜEBRTRAGUNG从转发到读取器,特别是在支付解决方案与移动通信设备

    公开(公告)号:EP2499746A1

    公开(公告)日:2012-09-19

    申请号:EP10773986.4

    申请日:2010-09-30

    Inventor: FLOREK, Miroslav

    Abstract: During transmission the transformer connection coefficient can have the value k=0.2-0.001, while the antenna (3) of the receiver (2) is tuned narrowly to the transmitter's (2) frequency without considering the subcarrier frequency. The transmitter is preferably located on a memory card or on a card with a format and interface of a memory card, e.g. micro SD.

    Abstract translation: 该方法和溶液,可以主要用于数据传输在无现金支付应用程序,爱尤其是那些在使用RFID和/或NFC平台从移动电话实现。 具有不同频率的信号被组合在接收器中的天线系统(M)(1)和发射器(2),然后将载波信号从组合信号和反式mitted数据被解调的结果分离。 频率之间的差具有一个值,没有对应于到哪个(1)所述接收器是预设的副载波频率的大小。 在发射期间所述变压器连接系数的值可以是K = 0.2-0.001,而天线(3)接收机(2)的狭调谐到发射机(2)的频率不考虑子载波频率。 发射机优选位于存储卡或与存储器卡的格式和接口卡上,E.G. 微型SD。

    METHOD AND SYSTEM OF ELECTRONIC PAYMENT TRANSACTION, IN PARTICULAR BY USING CONTACTLESS PAYMENT MEANS
    69.
    发明公开
    METHOD AND SYSTEM OF ELECTRONIC PAYMENT TRANSACTION, IN PARTICULAR BY USING CONTACTLESS PAYMENT MEANS 审中-公开
    方法和系统特别是电子支付交易BY使用非接触式支付手段

    公开(公告)号:EP2449512A2

    公开(公告)日:2012-05-09

    申请号:EP10717837.8

    申请日:2010-04-23

    Abstract: A method of electronic payment transaction is characterized by the fact that during processing of one payment transaction, a communication link (3) between the card (1) and the terminal (2) is interrupted and the ARPC answering file is received to the card (1) after the original communication link (5) is interrupted. Two phases are separated by a reset of the card (1) where in the second phase initial payment data (ARQC) are used. Electronically signed ARQC payment file is stored in the card's (1) memory for at least until the corresponding time ARPC answering file is of received and processed. The solution enables to place the mobile phone with a payment card (1) near to the terminal's (2) reader twice. The first time, a request for on-line authorization is generated and during the second touch the information from the payment processor (5) is recorded into the payment application.

    REMOVABLE CARD FOR A CONTACTLESS COMMUNICATION, ITS UTILIZATION AND THE METHOD OF PRODUCTION
    70.
    发明公开
    REMOVABLE CARD FOR A CONTACTLESS COMMUNICATION, ITS UTILIZATION AND THE METHOD OF PRODUCTION 审中-公开
    移动卡用于非接触通信,你的用途和方法

    公开(公告)号:EP2329563A2

    公开(公告)日:2011-06-08

    申请号:EP09786881.4

    申请日:2009-08-10

    Abstract: Removable card for a contactless communication contains an antenna (4) formed of threads (10) placed on the external surface of the body (1) of the card and covered by a layer (7) of a ferromagnetic material. In advantageous adjustment the antenna (4) contains on one area (2) of the card eight threads (10) and both areas (2) of the card are covered by a layer (7) of a ferritic foil. The antenna (4) is connected to the series with element (12) with capacity and the resistance (11) on the other side. Resonant circuit is tuned in for the final frequency from 13.0 to 15.0 MHz. The signal from the antenna (4) is read between the first and the second thread (10) from the side of the element (12) with capacity. The production method for the antenna on the body of the removable card resides in the fact that a groove of the conductive path (5) shape is dredged on the surface of the card's body (1), the groove is filled with a conductive material and a ferromagnetic material layer (7) is applied on the surface of the area (2) covering the antenna (4).

    Abstract translation: 用于非接触通信可移动卡包含天线(4)而形成放置在主体的外表面的螺纹(10)的(1)的卡,并通过一个铁磁材料的层(7)覆盖。 卡八个线程(10)和两个区域(2)的卡的由铁素体箔的层(7)覆盖的有利调整所述天线(4)包含在一个区域上(2)。 天线(4)被连接到串联与元件(12)具有的容量和在另一侧的电阻(11)。 谐振电路被调谐在用于最终频率从13.0到15.0兆赫。 从天线(4)的信号被从所述元件(12)容量的侧的第一和第二螺纹(10)之间的读出。 用于在可移动卡的主体中的天线的制造方法,在factthat的导电路径的凹槽(5)的形状的卡的主体的表面上挖出驻留(1),所述凹槽填充有导电材料,并且 铁磁材料层(7)被施加的区域(2)覆盖所述天线的表面上(4)。

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