公开(公告)号：GB2605936A

公开(公告)日：2022-10-19

申请号：GB202211038

申请日：2018-02-28

Applicant: APPLE INC

Inventor： BOB BRADLEY ,  MARC J KROCHMAL ,  WILLIAM M BUMGARNER ,  VIJAY SUNDARAM ,  MARGARET A MOORE ,  NICHOLAS J SHEARER ,  BRANDON J KIEFT

IPC: G06Q20/08 ,  G06Q20/10 ,  G06Q20/32 ,  G06Q20/40 ,  G06Q30/06

Abstract: A device, comprising a processor configured to receive a request to perform a payment transaction; identify, using a first communication protocol, a respective device identifier of each of a plurality of proximate devices 102A-C, potentially from an advertisement message received from each of the proximate devices; and select, based on a payment factor, a default payment device from the plurality of devices, potentially using suitability scores. The processor transmits, via a second communication protocol, a message to perform the payment transaction. The message comprising the device identifier of the default payment device. A first device of the plurality of proximate devices is associated with a first user account and a second device of the plural devices is associated with a second user account, different from the first. The processor may also receive confirmation that the transaction is successful from an electronic payment system 108, the confirmation indicating whether the transaction was completed by the default device or another device from the plural devices. The attribute of the payment transaction may be a merchant identifier, information regarding content or a service associated with the transaction or a payment requirement. A system is also claimed.

公开(公告)号：GB2574156A

公开(公告)日：2019-11-27

申请号：GB201912496

申请日：2018-02-28

Applicant: APPLE INC

Inventor： BOB BRADLEY ,  MARC J KROCHMAL ,  WILLIAM M BUMGARNER ,  VIJAY SUNDARAM ,  MARGARET A MOORE ,  NICHOLAS J SHEARER ,  BRANDON J KIEFT

IPC: G06Q20/08 ,  G06Q20/22 ,  G06Q20/32 ,  G06Q30/06

Abstract: A device in a payment transaction handoff system may include at least one processor configured to receive a request to perform a payment transaction and identify, using a first communication protocol, a respective device identifier of each of a plurality of proximate devices. The at least one processor is configured to select, based at least in part on a payment factor, a default payment device from the plurality of proximate devices. The at least one processor is configured to transmit, via a second communication protocol, a message to perform the payment transaction, the message comprising the device identifier of the default payment device. In one or more implementations, a first device of the plurality of proximate devices may be associated with a first user account and a second device of the plurality of proximate devices may be associated with a second user account, different from the first user account.

公开(公告)号：BR112018014982A2

公开(公告)日：2018-12-11

申请号：BR112018014982

申请日：2017-01-25

Applicant: APPLE INC

Inventor： GEORGE R DICKER ,  NICHOLAS J SHEARER

IPC: G06Q20/34 ,  G06Q20/38

Abstract: são apresentados sistemas, métodos e mídias legíveis por computador para conduzir uma transação usando um dispositivo eletrônico com uma credencial não nativa. em uma modalidade, um dispositivo eletrônico cliente em um sistema que inclui um subsistema de credencial, um subsistema de processamento e um dispositivo eletrônico hospedeiro, pode incluir um componente de comunicação on-line e um processador que acessa, a partir do subsistema de processamento, dados de transação em potencial indicativos de uma transação, comunica ao dispositivo eletrônico hospedeiro, mediante o uso do componente de comunicação on-line, dados de solicitação de credencial com base nos dados de transação em potencial, recebe do dispositivo eletrônico hospedeiro, mediante o uso do componente de comunicação on-line, dados de credencial de hospedeiro com base nos dados de solicitação de credencial, e comunica ao subsistema de processamento os dados de credencial de hospedeiro, sendo que os dados de credencial de hospedeiro são operacionais para acessar fundos ou outros elementos de habilitação adequados provenientes do subsistema de credencial, a fim de custear ao menos uma porção da transação. são apresentadas, também, modalidades adicionais.