-
公开(公告)号：WO2015073263A1
公开(公告)日：2015-05-21
申请号：PCT/US2014/063939
申请日：2014-11-04
Applicant: APPLE INC.
Inventor： DICKER, George R. , SHARP, Christopher B. , KHAN, Ahmer A. , VAID, Yousuf H. , STEELE, Glen W. , ADAMS, Christopher D. , HAGGERTY, David T.
CPC classification number: G06Q20/382 , G06Q20/02 , G06Q20/0453 , G06Q20/327 , G06Q20/3827 , G06Q20/385
Abstract: To facilitate conducting a financial transaction via wireless communication between an electronic device and another electronic device, the electronic device determines a unique transaction identifier for the financial transaction based on financial-account information communicated to the other electronic device. The financial-account information specifies a financial account that is used to pay for the financial transaction. Moreover, the unique transaction identifier may be capable of being independently computed by one or more other entities associated with the financial transaction (such as a counterparty in the financial transaction or a payment network that processes payment for the financial transaction) based on the financial-account information communicated by the portable electronic device. The electronic device may also associate receipt information, which is subsequently received from a third party (such as the payment network), with the financial transaction by comparing the determined unique transaction identifier to the computed unique transaction identifier.
Abstract translation: 为了通过电子设备和另一电子设备之间的无线通信进行金融交易，电子设备基于传送到另一电子设备的金融账户信息确定用于金融交易的唯一交易标识符。 财务账户信息指定用于支付金融交易的金融账户。 此外，唯一交易标识符可能能够由与金融交易相关联的一个或多个其他实体（诸如金融交易中的交易对手或处理金融交易支付的支付网络）独立计算， 由便携式电子设备传送的帐户信息。 电子设备还可以将随后从第三方（例如支付网络）接收到的接收信息与金融交易相关联，通过将确定的唯一交易标识符与所计算的唯一交易标识符进行比较。
-
公开(公告)号：WO2015073264A1
公开(公告)日：2015-05-21
申请号：PCT/US2014/063944
申请日：2014-11-04
Applicant: APPLE INC.
Inventor： VAID, Yousuf H. , DICKER, George R. , KHAN, Ahmer A. , SHARP, Christopher B. , STEELE, Glen W. , ADAMS, Christopher D. , HAGGERTY, David T.
CPC classification number: G06Q20/3278 , G06Q20/02 , G06Q20/0453 , G06Q20/10 , G06Q20/327
Abstract: To facilitate conducting a financial transaction via wireless communication between an electronic device and another electronic device, a secure element in the electronic device receives, from a third party, a notification associated with a financial transaction. This third party may be independent of a counterparty in the financial transaction, such as: a provider of the electronic device or a payment network that processes payment for the financial transaction. In response to the notification, the secure element requests, from the third party, receipt information associated with the financial transaction, and then receives the receipt information from the third party. This receipt information may include a first-level information, such as payment status. Alternatively or additionally, the receipt information may include a second-level information, such as an itemized list of purchased items, links to information and/or discounts.
Abstract translation: 为了通过电子设备和另一电子设备之间的无线通信进行金融交易，电子设备中的安全元件从第三方接收与金融交易相关联的通知。 该第三方可能独立于金融交易中的交易对手，例如：电子设备的提供商或处理金融交易支付的支付网络。 响应于通知，安全元件从第三方请求与金融交易相关联的收据信息，然后从第三方接收收据信息。 该收据信息可以包括诸如付款状态的第一级信息。 或者或另外，收据信息可以包括第二级信息，诸如所购项目的逐项列表，到信息和/或折扣的链接。
-
Patent Agency Ranking
公开(公告)号：EP4546238A3
公开(公告)日：2025-05-07
申请号：EP25164254.2
申请日：2016-01-28
Applicant: Apple Inc.
Inventor： VAN OS, Marcel , DICKER, George R. , ADAMS, Christopher D. , STEELE, Glen W. , CARO, Pablo F. , ANTON, Peter , PITSCHEL, Donald , KOSTKA, Petr , SARPESHKAR, Balaji A. , FU, Jack I-Chieh , PAINE, Brittany D. , KURTZ, Daniel
Abstract: The present disclosure generally relates to making payments with a mobile device. In one example process, the device receives first authentication data, such as fingerprint authentication information, and second authentication data, such as a bank authorization code. The device then transmits a transaction request for a payment transactions. In another example process, the device detects activation of a physical input mechanism and detects a fingerprint using a biometric sensor. The device is enabled to participate in NFC payment transactions. In another example process, the device displays a live preview of images obtained via a camera sensor while the device detects partial credit card information of a credit card in a field of view of the camera sensor.
-
公开(公告)号：EP3154014A1
公开(公告)日：2017-04-12
申请号：EP16201205.8
申请日：2015-05-29
Applicant: Apple Inc.
Inventor： VAN OS, Marcel , DICKER, George R. , STEELE, Glen, W. , CARO, Pablo, F. , ADAMS, Christopher D.
CPC classification number: G06Q20/40145 , G06Q20/32 , G06Q20/3224 , G06Q20/3278 , G06Q20/367 , G06Q20/405 , G06Q20/42
Abstract: A method, comprising:
at an electronic device with a display:
displaying, on the display, an electronic wallet comprising a respective representation of a payment account, wherein the respective representation of the payment account includes first transaction information for a first payment transaction associated with the payment account;
a second payment transaction associated with the payment account that was authorized using the electronic device; and
after proceeding with the second payment transaction that was authorized using the electronic device, and prior to receiving information about the second payment transaction from the financial institution involved in the second transaction, displaying second transaction information for the second payment transaction, the second transaction information based on information locally available to the electronic device.Abstract translation: 一种方法，包括：在具有显示器的电子设备上：在显示器上显示包括支付帐户的相应表示的电子钱包，其中所述支付帐户的相应表示包括与第一支付交易相关联的第一交易信息 付款账户; 与使用电子设备授权的支付帐户相关联的第二支付交易; 在进行了使用电子装置授权的第二支付交易之后，在从第二交易涉及的金融机构接收到关于第二支付交易的信息之前，显示第二支付交易的第二交易信息，第二交易信息 基于本地可用于电子设备的信息。
-
公开(公告)号：EP4546238A2
公开(公告)日：2025-04-30
申请号：EP25164254.2
申请日：2016-01-28
Applicant: Apple Inc.
Inventor： VAN OS, Marcel , DICKER, George R. , ADAMS, Christopher D. , STEELE, Glen W. , CARO, Pablo F. , ANTON, Peter , PITSCHEL, Donald , KOSTKA, Petr , SARPESHKAR, Balaji A. , FU, Jack I-Chieh , PAINE, Brittany D. , KURTZ, Daniel
IPC: G06Q20/24
Abstract: The present disclosure generally relates to making payments with a mobile device. In one example process, the device receives first authentication data, such as fingerprint authentication information, and second authentication data, such as a bank authorization code. The device then transmits a transaction request for a payment transactions. In another example process, the device detects activation of a physical input mechanism and detects a fingerprint using a biometric sensor. The device is enabled to participate in NFC payment transactions. In another example process, the device displays a live preview of images obtained via a camera sensor while the device detects partial credit card information of a credit card in a field of view of the camera sensor.
-
公开(公告)号：EP3855381A1
公开(公告)日：2021-07-28
申请号：EP21150992.2
申请日：2016-01-28
Applicant: Apple Inc.
Inventor： VAN OS, Marcel , DICKER, George R. , ADAMS, Christopher D. , STEELE, Glen W. , CARO, Pablo F. , ANTON, Peter , PITSCHEL, Donald , KOSTKA, Petr , SARPESHKAR, Balaji A. , FU, Jack I-Chieh , PAINE, Brittany D. , KURTZ, Daniel
Abstract: The present disclosure generally relates to making payments with a mobile device. In one example process, the device receives first authentication data, such as fingerprint authentication information, and second authentication data, such as a bank authorization code. The device then transmits a transaction request for a payment transactions. In another example process, the device detects activation of a physical input mechanism and detects a fingerprint using a biometric sensor. The device is enabled to participate in NFC payment transactions. In another example process, the device displays a live preview of images obtained via a camera sensor while the device detects partial credit card information of a credit card in a field of view of the camera sensor.
-
公开(公告)号：EP3069308A1
公开(公告)日：2016-09-21
申请号：EP14799311.7
申请日：2014-11-04
Applicant: Apple Inc.
Inventor： DICKER, George R. , SHARP, Christopher B. , KHAN, Ahmer A. , VAID, Yousuf H. , STEELE, Glen W. , ADAMS, Christopher D. , HAGGERTY, David T.
CPC classification number: G06Q20/382 , G06Q20/02 , G06Q20/0453 , G06Q20/327 , G06Q20/3827 , G06Q20/385
Abstract: To facilitate conducting a financial transaction via wireless communication between an electronic device and another electronic device, the electronic device determines a unique transaction identifier for the financial transaction based on financial-account information communicated to the other electronic device. The financial-account information specifies a financial account that is used to pay for the financial transaction. Moreover, the unique transaction identifier may be capable of being independently computed by one or more other entities associated with the financial transaction (such as a counterparty in the financial transaction or a payment network that processes payment for the financial transaction) based on the financial-account information communicated by the portable electronic device. The electronic device may also associate receipt information, which is subsequently received from a third party (such as the payment network), with the financial transaction by comparing the determined unique transaction identifier to the computed unique transaction identifier.
-
-
-
-
-
-
Search Results
7
records
(took 0.024 seconds)
