公开(公告)号：WO2018057284A1

公开(公告)日：2018-03-29

申请号：PCT/US2017/050144

申请日：2017-09-05

Applicant: APPLE INC.

Inventor： ELLIOTT, Thomas ,  HURLEY, Timothy, S. ,  KRAKOWSKI, Richard, M. ,  EWING, Richard, D. ,  STEELE, Glen, W. ,  VAZIRANI, Rupa, B.

IPC: G06Q20/38 ,  G06Q20/32

CPC classification number: G06Q20/322 ,  G06Q20/10 ,  G06Q20/223 ,  G06Q20/383

Abstract: The systems and methods disclosed herein provide features that allow a user (e.g., sender) to make anonymous direct person-to-person payments to a recipient (e.g., another user). In some cases, the recipient may be someone that the sender of the payment does not know. Thus, the sender and/or recipient of the payment may wish to obfuscate (e.g., hide, obscure, etc.) at least a portion their respective identities. The sender and/or recipient can configure the system to provide a limited amount (e.g., some, or none) of personal information to the other party to the transaction. When the system processes the transaction, the configured amount of personal information can be shared with each party (e.g., sender, recipient) to the transaction so that each party can maintain a desired level of anonymity.

Abstract translation: 这里公开的系统和方法提供了允许用户（例如，发送者）对接收者（例如，另一个用户）进行匿名直接个人对个人支付的特征。 在某些情况下，收件人可能是付款发件人不知道的人。 因此，支付的发送者和/或接收者可能希望混淆（例如，隐藏，模糊等）至少一部分他们各自的身份。 发件人和/或收件人可以将系统配置为向交易的另一方提供有限的数量（例如，一些或没有）个人信息。 当系统处理交易时，配置的个人信息量可以与交易对方（例如，发件人，收件人）共享，以便每个参与方可以保持所需的匿名级别。