公开(公告)号：WO2015102943A1

公开(公告)日：2015-07-09

申请号：PCT/US2014/071477

申请日：2014-12-19

Applicant: APPLE INC.

Inventor： HAGGERTY, David T. ,  DICKER, George R. ,  KHAN, Ahmer A. ,  SHARP, Christopher B. ,  HURLEY, Timothy S. ,  CHADHA, Vineet

IPC: G06Q20/32 ,  G06Q20/40

CPC classification number: G06Q20/3226 ,  G06Q20/322 ,  G06Q20/40 ,  G06Q20/4014 ,  H04W8/22

Abstract: If a user loses an electronic device that has the capability to conduct financial transactions, the user may report that the electronic device is lost using a lost-device software application to a management electronic device associated with a provider of the electronic device. In response to receiving this information, a disabling command is sent to a payment network associated with the financial account of the user to temporarily disable use of the electronic device to conduct the financial transactions. In particular, the electronic device may include a secure element that stores a payment applet for a financial account, and the disabling command may disable a mapping from a virtual identifier for the financial account to a financial primary account number. Subsequently, if the user finds the electronic device, the user may re-enable the capability (and, thus, the mapping) by providing authentication information to the electronic device.

Abstract translation: 如果用户丢失了具有进行金融交易能力的电子设备，则用户可以使用丢失的设备软件应用向与电子设备的提供商相关联的管理电子设备报告电子设备丢失。 响应于接收到该信息，禁用命令被发送到与用户的财务帐户相关联的支付网络，以暂时禁止使用电子设备进行金融交易。 特别地，电子设备可以包括存储用于金融帐户的支付小应用程序的安全元件，并且禁用命令可以禁用从财务帐户的虚拟标识符到财务主帐号的映射。 随后，如果用户发现电子设备，则用户可以通过向电子设备提供认证信息来重新启用能力（并且因此映射）。

公开(公告)号：WO2012166247A2

公开(公告)日：2012-12-06

申请号：PCT/US2012/032944

申请日：2012-04-10

Applicant: APPLE INC. ,  HURLEY, Timothy S. ,  NEITZER, Guido ,  DICKENS, Joshua B. ,  HERBOLD, John K. ,  GAUTIER, Patrice O.

Inventor： HURLEY, Timothy S. ,  NEITZER, Guido ,  DICKENS, Joshua B. ,  HERBOLD, John K. ,  GAUTIER, Patrice O.

IPC: G06F15/16

CPC classification number: H04L67/06 ,  G06F17/30165 ,  H04L67/18 ,  H04L67/26 ,  H04L67/2814 ,  H04L67/2823 ,  H04L67/2857 ,  H04L67/303 ,  H04L67/306

Abstract: Techniques are provided for causing a file to be sent from a source device over a network to one or more destination devices. An intermediary receives a notification of a file and determines which destination device(s) are to retrieve the file. The intermediary may determine the destination device(s) based on one or more attributes of the file. The intermediary may cause the file to be stored in persistent storage that is maintained by a separate storage service. The intermediary may cause the file to be deleted after a particular period of time. The source device may send multiple versions of a file to the intermediary, which determines which destination device is to receive which version. The file may be a digital image and a destination device may be a device that displays a slideshow of digital images while the destination device receives the digital image over a network.

Abstract translation: 提供了用于使文件通过网络从源设备发送到一个或多个目的地设备的技术。 中介接收文件的通知，并确定哪个目标设备要检索文件。 中介可以基于文件的一个或多个属性来确定目的地设备。 中介可能导致文件存储在由单独存储服务维护的永久存储中。 中介人可能会在特定时间段后删除该文件。 源设备可以向中介发送文件的多个版本，其确定哪个目的地设备要接收哪个版本。 该文件可以是数字图像，并且目的地设备可以是在目的地设备通过网络接收数字图像时显示数字图像的幻灯片放映的设备。

公开(公告)号：WO2015102790A1

公开(公告)日：2015-07-09

申请号：PCT/US2014/068100

申请日：2014-12-02

Applicant: APPLE INC.

Inventor： KHAN, Ahmer A. ,  HURLEY, Timothy S.

IPC: G06Q20/32

CPC classification number: G06Q20/32 ,  G06Q20/223 ,  G06Q20/3226 ,  G06Q20/3278 ,  G06Q20/3821

Abstract: Using electronic devices (such as cellular telephones) that communicate wirelessly, two individuals can make person-to-person payments. In particular, an individual using an electronic device may identify another proximate electronic device of a counterparty in a financial transaction, and may provide an encrypted payment packet to the other electronic device that includes: a financial credential for a financial account of the individual, a payment amount, and a payment sign. When the other electronic device receives the encrypted payment applet, the counterparty may accept the payment in the financial transaction specified by the encrypted payment packet. Then, the other electronic device may provide the encrypted payment packet and another encrypted payment packet (with a financial credential for a financial account of the counterparty, the payment amount and the opposite payment sign) to a third party that completes the financial transaction.

Abstract translation: 使用无线通信的电子设备（如蜂窝电话），两个人可以进行个人对人的付款。 特别地，使用电子设备的个人可以识别金融交易中对方方的另一邻近的电子设备，并且可以向另一电子设备提供加密的支付分组，其包括：用于个人的金融账户的财务凭证， 付款金额和付款标志。 当另一电子设备接收到加密的支付小程序时，对方可以接受由加密的支付分组指定的金融交易中的支付。 然后，另一个电子设备可以向完成金融交易的第三方提供加密的支付分组和另一个加密的支付分组（具有对方方的金融账户的财务凭证，支付金额和相反的支付符号）。

公开(公告)号：EP3041276B1

公开(公告)日：2019-02-13

申请号：EP16155938.0

申请日：2012-05-22

Applicant: Apple Inc.

Inventor： VERON, Maxime ,  PARTHASARATHI, Murthy ,  PAI, Raghu ,  HURLEY, Timothy S. ,  GAUTIER, Patrice Olivier ,  NARAYANAN, Karthik

IPC: G01S5/00 ,  H04W64/00 ,  H04W4/02

公开(公告)号：EP3041276A1

公开(公告)日：2016-07-06

申请号：EP16155938.0

申请日：2012-05-22

Applicant: Apple Inc.

Inventor： VERON, Maxime ,  PARTHASARATHI, Murthy ,  PAI, Raghu ,  HURLEY, Timothy S. ,  GAUTIER, Patrice Olivier ,  NARAYANAN, Karthik

IPC: H04W4/02 ,  H04W64/00

CPC classification number: H04W4/023 ,  G01S5/0072 ,  H04L69/28 ,  H04W4/02 ,  H04W64/00 ,  H04W64/006 ,  Y02D70/1222 ,  Y02D70/142 ,  Y02D70/146 ,  Y02D70/164

Abstract: A system and method of locating "friends" having mobile devices connected to a network and associated with a user account is disclosed. The method includes sending a request to a mobile device, the mobile device determining its present geographic location and responding to the requestor with this information. This information may be in the form of a coordinate location such as a GPS location or it may be in the form of a name that the mobile device owner assigned to a particular area (e.g., "home"). Having this location information, a user is able to view the location of the friend that is associated with the mobile device.

Abstract translation: 公开了一种具有连接到网络并与用户帐户相关联的移动设备的“朋友”的系统和方法。 该方法包括向移动设备发送请求，移动设备确定其当前地理位置并且利用该信息来响应请求者。 该信息可以是诸如GPS位置的坐标位置的形式，或者其可以是移动设备所有者分配给特定区域（例如，“家”）的名称的形式。 具有该位置信息，用户能够查看与移动设备相关联的朋友的位置。

公开(公告)号：EP4064653A1

公开(公告)日：2022-09-28

申请号：EP22173298.5

申请日：2013-06-11

Applicant: Apple Inc.

Inventor： PAI, Raghunandan K. ,  HURLEY, Timothy S.

IPC: H04L67/52

Abstract: One or more relay servers can access first data received from one or more first devices (e.g., a phone, tablet computer, vehicle tracking device, or badge reader). The one or more relay servers can aggregate the data and infer a location of a person. The one or more relay servers can transmit second signals including second data to one or more second devices (e.g., lighting systems, security systems, garage-door openers, music controllers, climate controllers, or kitchen appliances), the second data being based at least in part on the estimated location. The second-signal transmission can be pushed to the second devices or pulled by the second devices. Operations of the second devices can be controlled at least in part on the second data.

公开(公告)号：EP3149681A1

公开(公告)日：2017-04-05

申请号：EP15715016.0

申请日：2015-03-18

Applicant: Apple Inc.

Inventor： SHARP, Christopher ,  HAGGERTY, David T. ,  DICKER, George R. ,  STEELE, Glen W. ,  MURPHY, Matthew R. ,  HURLEY, Timothy S.

IPC: G06Q20/32

CPC classification number: H04L63/08 ,  G06Q20/322 ,  G06Q20/3821 ,  H04L63/0823 ,  H04W12/06

Abstract: Systems, methods, and computer-readable media for using an online resource to manage credentials on an electronic device are provided. In one example embodiment, a method, at an electronic device, includes,
inter alia , receiving account data via an online resource, accessing commerce credential status data from a secure element of the electronic device, providing initial credential management option data via the online resource based on the received account data and based on the accessed commerce credential status data, in response to the providing, receiving a selection of an initial credential management option via the online resource, and changing the status of a credential on the secure element based on the received selection. Additional embodiments are also provided.

Abstract translation: 系统，方法，以及使用在线资源来管理电子设备凭证的计算机可读介质提供。 在一个示例实施例中，一种方法，在以电子设备，包括，除其他外，通过对网络资源接收账户数据，从电子设备的安全元件访问商业凭证状态数据，通过在线资源提供初始凭证管理选项数据 基于所接收的帐户数据和基于所访问的商业凭证状态数据，以响应所述提供，通过在线资源接收选择的初始证书管理选项，并且基于所述改变安全元件上的证书的状态 接收的选择。 因此，提供附加的实施例。

公开(公告)号：EP3090394A1

公开(公告)日：2016-11-09

申请号：EP14827956.5

申请日：2014-12-19

Applicant: Apple Inc.

Inventor： HAGGERTY, David T. ,  DICKER, George R. ,  KHAN, Ahmer A. ,  SHARP, Christopher B. ,  HURLEY, Timothy S. ,  CHADHA, Vineet

IPC: G06Q20/32 ,  G06Q20/40

CPC classification number: G06Q20/3226 ,  G06Q20/322 ,  G06Q20/40 ,  G06Q20/4014 ,  H04W8/22

Abstract: If a user loses an electronic device that has the capability to conduct financial transactions, the user may report that the electronic device is lost using a lost-device software application to a management electronic device associated with a provider of the electronic device. In response to receiving this information, a disabling command is sent to a payment network associated with the financial account of the user to temporarily disable use of the electronic device to conduct the financial transactions. In particular, the electronic device may include a secure element that stores a payment applet for a financial account, and the disabling command may disable a mapping from a virtual identifier for the financial account to a financial primary account number. Subsequently, if the user finds the electronic device, the user may re-enable the capability (and, thus, the mapping) by providing authentication information to the electronic device.

公开(公告)号：EP3053120A1

公开(公告)日：2016-08-10

申请号：EP14782022.9

申请日：2014-09-23

Applicant: Apple Inc.

Inventor： KHAN, Ahmer A. ,  HURLEY, Timothy S. ,  DIEDERICH, Anton K. ,  DICKER, George R. ,  HERZ, Scott M. ,  SHARP, Christopher

IPC: G06Q20/38 ,  G06Q20/40 ,  G06Q20/32

CPC classification number: G06Q20/325 ,  G06Q20/10 ,  G06Q20/12 ,  G06Q20/3227 ,  G06Q20/3278 ,  G06Q20/382 ,  G06Q20/3823 ,  G06Q20/3829 ,  G06Q20/40

Abstract: Systems, methods, and computer-readable media for securely conducting online payments with a secure element of an electronic device are provided. In one example embodiment, a method includes, inter alia, at an electronic device, generating first data that includes payment card data, generating second data by encrypting the first data and merchant information with a first key, transmitting to a commercial entity subsystem the generated second data, receiving third data that includes the first data encrypted with a second key that is associated with the merchant information, and transmitting the received third data to a merchant subsystem that is associated with the merchant information, where the first key is not accessible to the merchant subsystem, and where the second key is not accessible to the electronic device. Additional embodiments are also provided.

Abstract translation: 提供了使用电子设备的安全元件安全地进行在线支付的系统，方法和计算机可读介质。 在一个示例实施例中，一种方法尤其包括在电子设备上，生成包括支付卡数据的第一数据，通过用第一密钥加密第一数据和商家信息来生成第二数据，向商业实体子系统发送所产生的 第二数据，接收包括用与所述商家信息相关联的第二密钥加密的所述第一数据的第三数据，以及将所接收的第三数据发送到与所述商家信息相关联的商户子系统，其中所述第一密钥不可访问 商业子系统，以及电子设备不能访问第二密钥的位置。 还提供了另外的实施例。