公开(公告)号：ZA9801129B

公开(公告)日：1999-05-28

申请号：ZA9801129

申请日：1998-02-11

Applicant: CITIBANK NA

Inventor： SCHUTZER DANIEL ,  HULL FORSTER WILLIAM JR ,  HU HUANRUI ,  LEE WENKE ,  STOLFO SAVATORE J ,  FAN WEI

IPC: G06Q20/00 ,  G06Q20/10 ,  G06Q20/18 ,  G06Q40/00 ,  G06F

CPC classification number: G06Q40/02 ,  G06Q20/10 ,  G06Q20/108 ,  G06Q20/18 ,  G06Q40/128

公开(公告)号：ZA981129B

公开(公告)日：1999-05-28

申请号：ZA981129

申请日：1998-02-11

Applicant: CITIBANK NA

Inventor： SCHUTZER DANIEL ,  HU HUANRUI ,  LEE WENKE ,  FAN WEI ,  STOLFO SAVATORE J ,  HULL FORSTER WILLIAM JR

IPC: G06Q20/00 ,  G06Q20/10 ,  G06Q20/18 ,  G06Q40/00 ,  G06F

Abstract: The present invention relates to the use of computerized intelligent agents to facilitate the integration of networked performance of financial transactions with computerized methods of financial accounting. Incorporated into this combined financial transaction/financial accounting system are intelligent agents that automatically analyze the system information to provide users with financial advice. This invention permits the automated performance on-line of a wide variety of financial transactions and integrates these transactions with computerized financial accounting. All of this information is collated and analyzed automatically by intelligent agents, which generate user-specific financial reports, profiles, and advice, and under appropriate conditions take action.