公开(公告)号：US20150254669A1

公开(公告)日：2015-09-10

申请号：US14438647

申请日：2013-10-18

Applicant: GEMALTO SA

Inventor： Lorenzo Gaston ,  Aline Gouget

IPC: G06Q20/40 ,  G06Q20/38

CPC classification number: G06Q20/4016 ,  G06Q20/0655 ,  G06Q20/38215

Abstract: The invention relates to a system (1) for issuing electonic money, transfering said money from an e-Money sender (30) to an e-Money receiver (40) and compensating said money, said system comprising an issuer (10) or e-Money Issuer for issuing said electonic money, characterized in that it comprises at least one regulated entity (60), so that the issuance of the electonic money is regulated, and the transfer and subsequent usage or misuse of the e-money is monitored.

Abstract translation: 本发明涉及一种用于发行电子货币的系统（1），将所述货币从电子货币发送者（30）转移到电子货币接收器（40）并补偿所述货币，所述系统包括发行人（10）或e - 发行人发行所述电子钱，其特征在于，它包括至少一个受管制实体（60），从而监管电子金钱的发行，并监督电子货币的转移和随后的使用或滥用。

公开(公告)号：US20150163220A1

公开(公告)日：2015-06-11

申请号：US14406759

申请日：2013-07-11

Applicant: GEMALTO SA

Inventor： Lorenzo Gaston

IPC: H04L29/06 ,  G06K9/00

CPC classification number: H04L63/0861 ,  G06K9/00087 ,  G06Q20/341 ,  G06Q20/352 ,  G06Q20/40145 ,  G07F7/0873 ,  G07F7/10

Abstract: A method is intended for authenticating a user of a contactless chip card by means of a contactless card reader. This method comprises the steps of: (i) using this contactless card reader for acquiring a first image of at least a part of the user hand that holds the card when it is presented to this contactless card reader, (ii) comparing this first image with a second image stored into this contactless chip card, this second image defining a reference image of at least this part of the user hand when it holds the contactless chip card, to determine if this first image is similar to this second image, and (iii) authenticating this user if this first image is effectively similar to this second image.

Abstract translation: 一种方法用于通过非接触式读卡器认证非接触式芯片卡的用户。 该方法包括以下步骤：（i）使用该非接触式读卡器获取在将该卡提供给该非接触式读卡器时保持卡的用户手的至少一部分的第一图像，（ii）比较该第一图像 将第二图像存储到该非接触式芯片卡中，该第二图像在其保持非接触式芯片卡时定义用户手的至少这部分的参考图像，以确定该第一图像是否类似于该第二图像，以及（ iii）如果该第一图像有效地类似于该第二图像，则认证该用户。