公开(公告)号：CA2418709A1

公开(公告)日：2003-02-04

申请号：CA2418709

申请日：2002-06-07

Applicant: SONY CORP

Inventor： HASUMI YOSHITSUGU ,  SHIOTANI KEIJI

IPC: G06Q50/00 ,  G06Q20/00 ,  G06Q20/24 ,  G06Q20/40 ,  G06Q20/42 ,  G06F17/60

Abstract: An electronic commerce support method reducing a charge back risk of a virtu al store in an electronic commerce by sale on credit and an electronic commerce method using the same. A system for realizing the method includes a commodit y purchaser (6) who can select a payment by a credit card when purchasing a commodity by establishing connection to a virtual store (10) via a communication network (4), a virtual store (10) which prompts the commodity purchaser (6) to transmit personal data on the credit card and adds the personal data to a credit confirmation text to be transferred, and an electronic commerce support center (2) which compares the personal data adde d to the credit confirmation text with personal data on an authentic owner of the credit card registered in an authentication database (24), creates authentication support data for supporting to decide whether the commodity purchaser (6) is an authentic owner, and transmits the data to the virtual store (10).

公开(公告)号：EP1396805A4

公开(公告)日：2006-11-08

申请号：EP02738639

申请日：2002-06-07

Applicant: SONY CORP

Inventor： KAWASHIMA TAKASHI ,  HAGIWARA KOTARO ,  HAYAASHI HIROFUMI ,  HASUMI YOSHITSUGU ,  SHIOTANI KEIJI ,  SUGANUMA MAKI

IPC: G06Q20/00 ,  G06Q30/00 ,  G07F7/08 ,  G06F17/60

CPC classification number: G06Q20/28 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q20/12 ,  G06Q20/24 ,  G06Q20/363 ,  G06Q20/4016 ,  G06Q30/04 ,  G07F7/0866

Abstract: An electronic money system for network type and IC card type electronic money which prevents impossibility of collecting money for shopping by member stores and enables a user to do shopping via a network. A user terminal (2-1) accesses a member store terminal (4-1) via the Internet (1) and purchases a commodity. The member store terminal (4-1) inquires of a clearance apparatus (7) the electronic money balance stored in a database (25) of a user e-Wallet (24) of the user terminal (2-1). When the balance is greater than the shopping price, the clearance apparatus (7) subtracts the shopping price from the balance to update the balance. When the balance is smaller than the shopping price, a creditor account according to the user credit level is added to the balance and if the resultant total is greater than the shopping price, a transaction is performed.

Abstract translation: 与网络类型和IC卡型电子货币相关的电子货币系统，用于防止附属商店不能收集购买金额，并允许通过网络中介安全地完成购物。 用户终端（2-1）通过互联网（1）的中介访问附属的商店终端（4-1）以购买商品。 附属商店终端（4-1）是指通过因特网（1）中介的用于存储在用户的电子钱包（24）的数据库（25）中的电子货币余额的结算设备（7） 的用户终端（2-1）。 如果余额大于购买金额，则结算装置（7）从余额中减去购买金额以更新余额。 如果余额小于购买金额，则将根据用户的信用级别的透支额额添加到余额中，如果所得到的总金额大于购买金额，则进行结算。

公开(公告)号：EP1396804A4

公开(公告)日：2006-05-24

申请号：EP02736032

申请日：2002-06-07

Applicant: SONY CORP

Inventor： HASUMI YOSHITSUGU ,  SHIOTANI KEIJI

IPC: G06Q50/00 ,  G06Q20/00 ,  G06Q20/24 ,  G06Q20/40 ,  G06Q20/42 ,  G06F17/60

CPC classification number: G06Q30/06 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/12 ,  G06Q20/24 ,  G06Q20/4014 ,  G06Q20/409 ,  G06Q30/0601

Abstract: An electronic commerce support method reducing a charge back risk of a virtual store in an electronic commerce by sale on credit and an electronic commerce method using the same. A system for realizing the method includes a commodity purchaser (6) who can select a payment by a credit card when purchasing a commodity by establishing connection to a virtual store (10) via a communication network (4), a virtual store (10) which prompts the commodity purchaser (6) to transmit personal data on the credit card and adds the personal data to a credit confirmation text to be transferred, and an electronic commerce support center (2) which compares the personal data added to the credit confirmation text with personal data on an authentic owner of the credit card registered in an authentication database (24), creates authentication support data for supporting to decide whether the commodity purchaser (6) is an authentic owner, and transmits the data to the virtual store (10).

公开(公告)号：JP2001312672A

公开(公告)日：2001-11-09

申请号：JP2001008098

申请日：2001-01-16

Applicant: SONY CORP

Inventor： KUWABARA TORU ,  ASANO MOTOJI ,  KAKINUMA HIDEHIKO ,  SHIOTANI KEIJI ,  HASUMIZU YOSHITSUGU

IPC: G07G1/12 ,  G06Q20/00 ,  G06Q20/10 ,  G06Q20/16 ,  G06Q20/40 ,  G06Q20/42 ,  G06Q30/04 ,  G06Q30/06 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q50/00 ,  G07G1/14 ,  G06F17/60

Abstract: PROBLEM TO BE SOLVED: To provide an online shopping system where a mall except for a registered online shopping mall can be used by a simple procedure with the same settlement processing. SOLUTION: A user 200 accesses the other online shop 400 which is not registered by using virtual ID which is previously set. When a commodity is purchased, an online shop 400 transmits ordering data to a money gate 500 and a mall businessman 300 to whom the user is registered transmits information such as a credit number on settlement to the money gate 500 in accordance with a request from the money gate 500. They are adjusted in the money gate 500 and final ordering data is generated. Thus, a settlement processing is performed to a card company 600.

公开(公告)号：JPH1186201A

公开(公告)日：1999-03-30

申请号：JP23673797

申请日：1997-09-02

Applicant: SONY CORP

Inventor： SHIOTANI KEIJI

IPC: G11B5/004

Abstract: PROBLEM TO BE SOLVED: To make an information memory medium compact and exchangeable by adapting the information memory medium to rotate in a noncontact state to other members and read, write information in a noncontact state to a head. SOLUTION: When a current is fed to coil bodies of a coil unit 14, an information memory medium 3 is kept levitated between medium-holding parts 11A and 12B because of a reaction of a generated magnetic flux and a permanent magnet 7 of the information memory medium 3. In this state, the current is sent to each coil body 16 of the coil unit 14 in a determined order, whereby a force rotating the information memory medium 3 is generated. The information memory medium 3 consequently rotates at the position without touching other members, and writes or reads information to an optical data memory part 5 in this state with moving a head 21 of a data access means 20 along a rotation center thereof. Particularly when the medium is used as a means for storing sound information and images, sound quality and image quality are improved.

公开(公告)号：JP2002366864A

公开(公告)日：2002-12-20

申请号：JP2001176070

申请日：2001-06-11

Applicant: Sony Corp ,  ソニー株式会社

Inventor： HASUMIZU YOSHITSUGU ,  SHIOTANI KEIJI ,  SUGANUMA MAKI

IPC: G06K19/00 ,  G06K17/00 ,  G06Q20/00 ,  G06Q20/06 ,  G06Q20/24 ,  G06Q20/30 ,  G06Q20/36 ,  G06F17/60

Abstract: PROBLEM TO BE SOLVED: To prevent a member store from being unable to collect a user's purchase amount and to enable a user to surely carry out shopping via a network.
SOLUTION: A user terminal 2-1 accesses a member store terminal 4-1 via the Internet 1 to buy an article. The member store terminal 4-1 inquires of a settlement device 7 the balance of the electronic money stored in the database 25 of the e-wallet 24 of the user of the user terminal 2-1 via the Internet 1. The settlement device 7 updates the balance by subtracting the shopping amount when the balance is larger than the shopping amount. When the balance is less than the shopping amount, on the other hand, an overdraft amount corresponding to the credit level of the user is added to the balance and when the total amount is larger than the shopping amount, settlement is carried out.
COPYRIGHT: (C)2003,JPO

Abstract translation: 要解决的问题：防止会员商店无法收集用户的购买金额，并使用户能够肯定地通过网络进行购物。 解决方案：用户终端2-1通过因特网1访问会员商店终端4-1以购买商品。 会员商店终端4-1通过因特网1向用户终端2-1的用户的电子钱包24的数据库25中存储的电子货币的余额询问结算装置7.结算装置7更新 当余额大于购物量时减去购物量的余额。 另一方面，当余额小于购物量时，将与用户的信用级别对应的透支额额加到余额中，当总金额大于购物金额时，进行结算。

公开(公告)号：JP2003085146A

公开(公告)日：2003-03-20

申请号：JP2002193096

申请日：2002-07-02

Applicant: Sony Corp ,  ソニー株式会社

Inventor： KUWABARA TORU ,  ASANO MOTOJI ,  KAKINUMA HIDEHIKO ,  SHIOTANI KEIJI ,  HASUMIZU YOSHITSUGU

IPC: G06Q20/40 ,  G06F15/00 ,  G06F21/31 ,  G06Q20/00 ,  G06Q20/42 ,  G06Q30/06 ,  G06Q50/00 ,  G06F17/60

Abstract: PROBLEM TO BE SOLVED: To provide an on-line shopping system usable by the same settlement processing in a simple procedure even on a mall other than a registered on-line shopping mall. SOLUTION: A user 200 makes access to the unregistered other on-line shop 400 by using preset temporary ID. When buying a commodity, the on-line shop 400 transmits order receiving data to a money gate 500. The user transmits information such as a credit number for allowing a registered mall enterprise 300 to take part in settlement to the money gate 500 according to a request from the money gate 500. These information are checked up by the money gate 500, and the final order receiving data is generated. Thus, the settlement processing is executed for a card company 600.

Abstract translation: 要解决的问题：即使在注册的在线购物中心以外的购物中心，也可以通过简单的程序提供通过相同的结算处理可以使用的在线购物系统。 解决方案：用户200通过使用预设临时ID访问未注册的其他在线商店400。 在购买商品时，在线商店400将订单接收数据发送到货币门500.用户发送诸如用于允许注册商场企业300参与货币对500的结算的信用号码，根据 这些信息由钱门500检查，产生最终订单接收数据。 因此，对卡公司600执行结算处理。

公开(公告)号：JP2002366859A

公开(公告)日：2002-12-20

申请号：JP2001176071

申请日：2001-06-11

Applicant: Sony Corp ,  ソニー株式会社

Inventor： HASUMIZU YOSHITSUGU ,  SHIOTANI KEIJI

IPC: G07F7/12 ,  G06Q20/00 ,  G06Q20/24 ,  G07F7/08 ,  G06F17/60

CPC classification number: G06Q40/02 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/24 ,  G06Q20/4016 ,  G06Q20/403 ,  G06Q40/025

Abstract: PROBLEM TO BE SOLVED: To lighten the load of credit processing on a company which issues a credit card. SOLUTION: An alliance store terminal A1 obtains the security code and bearer's attribute information of the credit card at a step S52. The bearer's attribute information consists, for example, of the birthday the lower 4 digits of the home telephone number, the Kana (square form of Japanese syllabary) name of the family name and the Kana name of the given name of the credit card user. An authorization request sent from the alliance store terminal A1 at a step S53 is sent to a card company device 2A as a use card company device and further sent to a card company device 2B as a card issuing company device through a mediation center device 11. The card company device 2B performs authorization at a step S122 and sends the authorization result of OK or NG to the alliance store terminal A1 through the mediation center device 11 and card company device 2A.

Abstract translation: 要解决的问题：减轻发放信用卡的公司的信用处理负担。 解决方案：联盟存储终端A1在步骤S52获得信用卡的安全码和承载的属性信息。 承运人的属性信息例如包括家庭电话号码的低4位数字，家庭姓氏的假名（日语音节的正方形）和信用卡用户的给定名称的假名的生日。 在步骤S53从联盟商店终端A1发送的授权请求作为使用卡公司装置发送到卡公司装置2A，并通过中介中心装置11进一步作为发卡公司装置发送给卡公司装置2B。 卡公司装置2B在步骤S122执行授权，并通过中介中心装置11和卡公司装置2A向联盟存储终端A1发送OK或NG的授权结果。

公开(公告)号：JP2002312702A

公开(公告)日：2002-10-25

申请号：JP2001112279

申请日：2001-04-11

Applicant: SONY CORP

Inventor： HASUMIZU YOSHITSUGU ,  SHIOTANI KEIJI

IPC: G06Q20/24 ,  G06Q20/00 ,  G06Q20/40 ,  G06Q20/42 ,  G06Q40/02 ,  G06Q50/00 ,  G06F17/60

Abstract: PROBLEM TO BE SOLVED: To reduce the ratio of an authorization charge and a communication network using charge occupied in an account settlement money amount by a credit card, to accelerate the utilization of small amount account settlement and to prevent excessive burdens on a communication network even when the credit card account settlement of a small amount is frequently performed. SOLUTION: In the case of receiving an authorization request for a prescribed credit card number from a trader device 302, authorization request and reply are executed with a credit card company 201 and the result is stored in a storage device 103b. Thereafter, in the case of receiving the authorization request for the prescribed credit card number from the trader device 302, the propriety of order approval is judged by retrieving the result of the authorization reply stored in the storage device 103b and transmitted to the trader device 302. Also, in the case of transmitting account settlement information to the credit card company 201 as sales data, the account settlement information is summed up by a prescribed unit and then transmitted.

公开(公告)号：JP2006004448A

公开(公告)日：2006-01-05

申请号：JP2005212426

申请日：2005-07-22

Applicant: Sony Corp ,  ソニー株式会社

Inventor： HASUMIZU YOSHITSUGU ,  SHIOTANI KEIJI

IPC: G06Q20/00 ,  G06Q20/24 ,  G06Q20/40 ,  G06Q20/42

Abstract: PROBLEM TO BE SOLVED: To reduce a burden on credit processing of a company which has issued credit cards. SOLUTION: A member's shop terminal A1 acquires a security code and personal attribute information of a credit card in a step S52. The personal attribute information comprises, for example, the month and the day of the birthday of a user of the credit card, lower 4 digits of his or her home telephone number, a kana (Japanese syllabary) family name of his or her full name, and a Kana first-name of his or her full name. An authorization request transmitted from the member's shop terminal A1 in a step S53 is transmitted to a credit card company device 2A being a credit card company device for use and is furthermore transmitted to a credit card company device 2B being a card issue company device, through a mediating center device 11. The credit card company device 2B performs authorization in a step S122 and transmits an authorization result of OK or NG to the member's shop terminal A1 through the device 11 and the credit card company device 2A. COPYRIGHT: (C)2006,JPO&NCIPI

Abstract translation: 要解决的问题：减轻已发行信用卡公司的信贷处理负担。

解决方案：在步骤S52中，会员商店终端A1获取信用卡的安全码和个人属性信息。 个人属性信息例如包括信用卡的用户的生日的月份和日期，他或她的家庭电话号码的低4位，他或她的全名的假名（日语音节）姓氏 ，以及他或她全名的假名名字。 在步骤S53中从会员商店终端A1发送的授权请求被发送到作为使用信用卡公司设备的信用卡公司设备2A，并且进一步被传送到作为卡发行公司设备的信用卡公司设备2B，通过 中介中心装置11.信用卡公司装置2B在步骤S122中进行授权，并通过装置11和信用卡公司装置2A向会员商店终端A1发送OK或NG的授权结果。 版权所有（C）2006，JPO＆NCIPI