中科微点-全球专利检索

  1. Login
  2. Sign Up

Search Results

1788 records (took 0.039 seconds)

    METHOD AND DEVICE FOR DEPOSITING CHECKS
    111.
    发明申请
    METHOD AND DEVICE FOR DEPOSITING CHECKS 有权
    用于沉积检查的方法和装置

    公开(公告)号：US20110276483A1

    公开(公告)日：2011-11-10

    申请号：US13143876

    申请日：2010-01-12

    Applicant: Ralf Saegert ,  Heinz Werner Münstermann ,  Thomas Maiwald

    Inventor： Ralf Saegert ,  Heinz Werner Münstermann ,  Thomas Maiwald

    IPC: G06Q40/00

    CPC classification number: G07F19/20 ,  G06Q20/042 ,  G06Q20/1085 ,  G06Q40/02 ,  G07D11/009 ,  G07F19/201 ,  G07F19/202 ,  G07F19/206

    Abstract: The Invention relates to a method for submitting and processing checks using an ATM, which comprises a reading unit in order to read in the image data of a check, using a web service, which is provided over a network, comprising the following steps: capturing the image data of the check by means of the ATM using the reading unit; transmitting the image data to the web service based on an open API (application programming interface) without resorting to the standard protocols of the ATMs in the field of payment transactions; processing the image data by means of the web service so that the text data on the check are recognized; posting the recognized data.

    Abstract translation: 本发明涉及一种使用ATM提交和处理检查的方法，其包括读取单元，以便使用通过网络提供的web服务来读取支票的图像数据，包括以下步骤：捕获 使用读取单元通过ATM的支票的图像数据; 基于开放式API（应用程序编程接口）将图像数据传输到Web服务，而不依赖于支付交易领域的ATM的标准协议; 通过Web服务处理图像数据，使得支票上的文本数据被识别; 发布公认的数据。

    Systems and methods of introducing and receiving information across a computer network
    112.
    发明授权
    Systems and methods of introducing and receiving information across a computer network 有权
    通过计算机网络引入和接收信息的系统和方法

    公开(公告)号：US08051003B2

    公开(公告)日：2011-11-01

    申请号：US10855666

    申请日：2004-05-26

    Applicant: Dean A. Seifert ,  Mark Thompson

    Inventor： Dean A. Seifert ,  Mark Thompson

    IPC: G06Q40/00

    CPC classification number: G07F19/20 ,  G06Q20/00 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/1085 ,  G06Q20/20 ,  G06Q20/381 ,  G06Q30/06 ,  G06Q40/02 ,  G06Q99/00 ,  G07F19/201 ,  G07F19/203

    Abstract: One method involves the use of stored value account that may be used, for example, to make internet payments, and that can be credited using a variety of payment techniques. Such a method involves receiving money at a money transfer location from a potential purchaser. The money is then stored as an electronic record in a stored value account of the purchaser. This money is then available for transfer at the request of the purchaser. Upon such a request, the money may be electronically sent to a recipient and the stored value account may be debited.

    Abstract translation: 一种方法涉及使用可以用于例如互联网支付的存储值账户，并且可以使用各种支付技术来记账。 这种方法涉及从潜在购买者在汇款位置接收货币。 然后将钱作为电子记录存储在购买者的储值账户中。 这笔款项随后可根据买方要求转让。 根据这样的要求，这些钱可以被电子地发送给接收者，并且存储的价值账户可以被借记。

    ATMemo
    114.
    发明授权
    ATMemo 有权

    公开(公告)号：US08033453B2

    公开(公告)日：2011-10-11

    申请号：US11480602

    申请日：2006-07-03

    Applicant: Michael Scanlon

    Inventor： Michael Scanlon

    IPC: G07F19/00

    CPC classification number: G07F19/201 ,  G07F19/20

    Abstract: An ATMemo arrangement is disclosed. The arrangement allows an ATM to present a person's own reminder memo to that person. A personal memo is authored by an ATMemo customer with a personal computer and then the memo is stored at a remote data store. The data store is accessible by an ATM network. The stored memo is associated with the customer and a display period. Any ATM in the network is operative to display the memo to the customer. Display of a stored memo at an ATM is based on valid customer identification, the memo's display period, and the current date. The ATM accesses and displays the memo if both the ATM customer ID matches the memo author ID and the current date is within the time period for displaying the memo. The ATM can also print the memo on a transaction receipt.

    Abstract translation: 公开了ATMemo安排。 该安排允许ATM向该人呈现一个人自己的提醒备忘录。 个人备忘录由ATMemo客户使用个人计算机创建，然后备忘录存储在远程数据存储区。 数据存储可通过ATM网络访问。 存储的备忘录与客户和显示周期相关联。 网络中的任何ATM都可以向客户显示备忘录。 在ATM上显示存储的备忘录是基于有效的客户识别，备忘录的显示周期和当前日期。 如果ATM客户ID与备忘录作者ID相匹配，ATM访问并显示备忘录，当前日期在显示备忘录的时间段内。 ATM还可以在交易收据上打印备忘录。

    Paper discharge device
    117.
    发明申请
    Paper discharge device 有权
    排纸装置

    公开(公告)号：US20110198802A1

    公开(公告)日：2011-08-18

    申请号：US12931990

    申请日：2011-02-15

    Applicant: Shuji Tozaki

    Inventor： Shuji Tozaki

    IPC: B65H29/20

    CPC classification number: G07F19/201 ,  G07F19/20 ,  G07G5/00

    Abstract: Provided is a paper discharge device (1) capable of securing. the sufficient length of the waiting path while achieving downsizing of the entire device, and of allowing the paper in the waiting state to wait without being brought into contact with the collected paper until the processings such as printing are ended. The paper discharge device (1) includes: a waiting path (43), one side of which is connected to the input port (40) and another side of which is connected to the discharge port (41); a collection path (44), one side of which is connected to the waiting path through a merged portion (48) and another side of which is connected to the collection chamber (47); and conveyance mechanisms (45) for conveying the paper which was conveyed through the input port until the discharge port in a forward direction, and for conveying, after lapse of a given period of time after the conveyance of the paper, the paper in a reverse direction through the merged portion to feed into the collection path, in which the waiting path is formed into a curve so that the interval between the merged portion and the discharge port is swelled downward.

    Abstract translation: 提供能够固定的排纸装置（1）。 等待路径的足够的长度，同时实现整个设备的小型化，并且允许纸张处于等待状态等待而不与收集的纸张接触，直到诸如打印的处理结束。 排纸装置（1）包括：等待路径（43），其一侧连接到输入端口（40），另一侧连接到排出口（41）; 收集路径（44），其一侧通过合并部分（48）连接到等待路径，另一侧连接到收集室（47）; 以及用于输送通过输入端口传送到正向排出口的纸张的输送机构（45），并且在纸张传送之后经过给定时间段之后输送纸张 方向通过合并部分进入收集路径，其中等待路径形成曲线，使得合并部分和排出口之间的间隔向下膨胀。

    Card activated automated banking machine with improved resistance to fraud
    119.
    发明授权
    Card activated automated banking machine with improved resistance to fraud 有权
    卡片激活的自动银行机具有改善的抗欺诈性

    公开(公告)号：US07971779B2

    公开(公告)日：2011-07-05

    申请号：US11975293

    申请日：2007-10-18

    Applicant: Randall Jenkins ,  Natarajan Ramachandran ,  Jeffery M. Enright ,  Dale H. Blackson

    Inventor： Randall Jenkins ,  Natarajan Ramachandran ,  Jeffery M. Enright ,  Dale H. Blackson

    IPC: G06F17/60

    CPC classification number: G06Q40/00 ,  G06Q20/18 ,  G07F19/20 ,  G07F19/201 ,  G07F19/2055 ,  G07F19/207 ,  G07F19/211

    Abstract: A banking system that is controlled by data bearing records includes a cash dispensing automated banking machine that includes a card reader, a keypad, a cash outlet, a deposit accepting opening and other transaction locations that may be susceptible to the installation of fraud devices. The machine is operative to sense the probable installation of unauthorized devices. Such unauthorized devices may include fraudulent card reading devices, fraudulent keypad input intercepting devices, cash outlet trap devices, deposit input diversion devices or other fraud devices. Control circuitry in operative connection with radiation output and radiation sensing devices, operates to identify conditions corresponding to the probable installation of a fraud device on the machine and to take actions in response thereto.

    Abstract translation: 由数据承载记录控制的银行系统包括现金分配自动银行机，其包括读卡器，小键盘，现金出口，存款接收开口以及可能易于安装欺诈设备的其他交易位置。 该机器可操作以感测未经授权的设备的可能安装。 此类未经授权的设备可能包括欺诈性读卡设备，欺诈键盘输入拦截设备，现金出口陷阱设备，存款输入转接设备或其他欺诈设备。 与辐射输出和辐射感测装置操作性连接的控制电路用于识别与在机器上可能安装的欺诈装置相对应的条件，并响应于此而作出响应。

    Transaction data capture system and method therefor
    120.
    发明授权
    Transaction data capture system and method therefor 有权
    交易数据采集系统及其方法

    公开(公告)号：US07971778B2

    公开(公告)日：2011-07-05

    申请号：US11709561

    申请日：2007-02-22

    Applicant: Alan Kissick

    Inventor： Alan Kissick

    IPC: G06Q40/00 ,  G07D11/00 ,  G07F19/00

    CPC classification number: G07F19/20 ,  G06Q20/0453 ,  G06Q20/18 ,  G07F19/201 ,  G07G1/00 ,  G07G5/00

    Abstract: A transaction data capture system comprises a data capture interface, a portable data capture module (herein, the “PDCM”), and a data transfer interface. Transaction data from an electronic transaction device that would normally be directed to a paper printer is sent to the data capture interface and written to the PDCM. A data transfer interface formats the captured and stored transaction data for import into a software application operating on a computing device. The software application is selectable by a user of the computing device.

    Abstract translation: 交易数据捕获系统包括数据捕获接口，便携式数据捕获模块（这里为“PDCM”）和数据传输接口。 来自电子交易设备的通常被指向纸张打印机的交易数据被发送到数据捕获接口并写入PDCM。 数据传输接口格式化捕获和存储的交易数据以便导入到在计算设备上运行的软件应用中。 软件应用程序可由计算设备的用户选择。

Patent Agency Ranking