公开(公告)号：US07542944B1

公开(公告)日：2009-06-02

申请号：US09505594

申请日：2000-02-16

Applicant: Jay Paul Drummond ,  Bob Cichon ,  Mark Smith ,  Dale Blackson ,  David Weis ,  James R. Church ,  Mikal R. Gilger

Inventor： Jay Paul Drummond ,  Bob Cichon ,  Mark Smith ,  Dale Blackson ,  David Weis ,  James R. Church ,  Mikal R. Gilger

IPC: G06Q40/00

CPC classification number: G06F9/548 ,  G06Q20/102 ,  G06Q20/1085 ,  G06Q40/00 ,  G06Q40/025 ,  G06Q40/04 ,  G07F19/20 ,  G07F19/201 ,  G07F19/211

Abstract: A system for connecting transaction services to an ATM (10, 500) that includes a network (20). A user interface service (12) and a lookup service (22) are in operative connection with the network. Transaction services such as a printer service (16), card reader service (18), and cash dispenser service (14) are also in operative connection with the network. These transaction services are operative to register with the lookup service and to upload a service proxy to the lookup service. The user interface service is operative to locate transaction services on the network by invoking a remote lookup method on the lookup service. The lookup service is operative to return service proxies that match the type of service that is required. The user interface service is further operative to invoke methods of the service proxies that remotely control the functionality of the transaction services on the network. The user interface service is further operative to register events with the service proxies for notification when certain events on the services occur.

公开(公告)号：US20090114719A1

公开(公告)日：2009-05-07

申请号：US12290887

申请日：2008-11-03

Applicant: Mark R. Schlabach ,  James Meek ,  Damon J. Blackford ,  Robert W. Barnett ,  Joseph P. Newman ,  Paul Mercina ,  Steven Shepley ,  Glenda Griswold ,  Christyan Moauro ,  Nick Billett

Inventor： Mark R. Schlabach ,  James Meek ,  Damon J. Blackford ,  Robert W. Barnett ,  Joseph P. Newman ,  Paul Mercina ,  Steven Shepley ,  Glenda Griswold ,  Christyan Moauro ,  Nick Billett

IPC: G07F19/00

CPC classification number: G07F19/20 ,  G06Q10/06 ,  G06Q20/1085 ,  G06Q30/0207 ,  G07F19/201 ,  G07F19/206 ,  G07F19/207

Abstract: An automated banking machine (10) includes a cash dispenser (54). Servicing the machine is facilitated through use of a portable diagnostic article (98) which enables the controller to access diagnostic data stored in memory and which provides data indicative of the significance of the diagnostic data. A portable article of computer readable and writable media (314) is also operative to cause the computer to gather data concerning the banking machine and record it on the media through a drive (312). The data gathered is then analyzed by a separate analysis computer (324).

Abstract translation: 自动银行机（10）包括自动提款机（54）。 通过使用便携式诊断用品（98）来促进机器的维修，其使得控制器能够访问存储在存储器中的诊断数据，并提供指示诊断数据的重要性的数据。 计算机可读和可写介质（314）的便携式产品还可操作以使计算机收集有关银行机的数据，并通过驱动器（312）将其记录在介质上。 然后通过单独的分析计算机分析所收集的数据（324）。

公开(公告)号：US20090096205A1

公开(公告)日：2009-04-16

申请号：US12235574

申请日：2008-09-22

Applicant: David J. Brown ,  Kirk Beach ,  Daniel A. Gerrity ,  Steven Geiger ,  Timothy Manion ,  Scott Scherer

Inventor： David J. Brown ,  Kirk Beach ,  Daniel A. Gerrity ,  Steven Geiger ,  Timothy Manion ,  Scott Scherer

IPC: B42D15/00

CPC classification number: G07D7/14 ,  B42D15/0053 ,  G06Q20/3437 ,  G07F7/02 ,  G07F17/42 ,  G07F19/20 ,  G07F19/201 ,  G07G5/00 ,  Y10S283/901 ,  Y10S283/902

Abstract: Vouchers and methods for providing vouchers configured to assist in distinguishing unauthorized duplicate or counterfeit vouchers are disclosed herein. In one embodiment, a voucher can include a substrate, a first indicia on the substrate, and a thermally responsive second indicia on the substrate. At least one of the first indicia and the second indicia can indicate a value of the voucher. A system which assists in detecting alteration of value documents or transmissions, such as a coin counter voucher is provided. Voucher information such as the voucher value is included in the voucher in an encrypted or otherwise modified form. When the voucher is presented for redemptions, the encrypted information is decrypted and compared to independently available voucher information. Failure of the information to match indicates that the voucher has been altered or should otherwise be further checked.

Abstract translation: 本文公开了用于提供被配置为协助区分未经授权的重复或伪造凭证的凭证的凭证和方法。 在一个实施例中，凭单可以包括衬底，衬底上的第一标记和衬底上的热响应第二标记。 第一标记和第二标记中的至少一个可以指示凭证的值。 提供了一种有助于检测价值文件或传输变更的系统，例如硬币计数器凭证。 优惠券信息（如凭证值）以加密或其他方式修改的形式包含在凭证中。 当凭证被提供用于兑换时，加密的信息被解密并且与独立可用的凭证信息进行比较。 信息匹配失败表示凭证已被更改或应进一步检查。

公开(公告)号：US07517165B2

公开(公告)日：2009-04-14

申请号：US11159386

申请日：2005-06-23

Applicant: Kuniyuki Suzuki ,  Jiro Momose

Inventor： Kuniyuki Suzuki ,  Jiro Momose

IPC: B41J29/02

CPC classification number: B41J15/042 ,  B41J29/02 ,  B41J29/13 ,  G07F19/20 ,  G07F19/201 ,  G07G5/00

Abstract: A first frame member has an accommodating section adapted to accommodate a rolled sheet at a rear side of the first frame member. A print head is operable to perform printing with respect to a part drawn out from the rolled sheet. A second frame member is provided with the print head and supported on a front side of the first frame member so as to be movable between a first position and a second position. A locking mechanism locks the second frame member at the first position. A release lever releases the locked state of the second frame member when the release lever is pulled toward the second frame member. User access with respect to at least the accommodating section is allowed when the second frame member is placed in the second position.

Abstract translation: 第一框架构件具有适于在第一框架构件的后侧容纳卷筒纸的容纳部分。 打印头可操作以相对于从轧制板拉出的部分进行打印。 第二框架构件设置有打印头并且被支撑在第一框架构件的前侧上，以便能够在第一位置和第二位置之间移动。 锁定机构将第二框架构件锁定在第一位置。 当释放杆被拉向第二框架构件时，释放杆释放第二框架构件的锁定状态。 当第二框架构件被放置在第二位置时，允许至少相对于容纳部分的用户访问。

公开(公告)号：US20090050691A1

公开(公告)日：2009-02-26

申请号：US11886863

申请日：2006-04-11

Applicant: Naoto Matsumoto

Inventor： Naoto Matsumoto

IPC: G06Q40/00

CPC classification number: G07F19/201 ,  G06Q20/06 ,  G06Q20/341 ,  G06Q20/3578 ,  G06Q20/363 ,  G07F7/0866 ,  G07F7/1008 ,  G07F19/20

Abstract: The present invention provides an electronic money terminal which alone can handle multiple types of electronic money services. Since the electronic money terminal has a storage unit for storing a plurality of settlement processing programs each corresponding to one electronic money service, a selection unit for allowing a user to select an electronic money service that is used for settlement processing, and a control unit for causing a settlement processing program to be executed, which corresponds to the electronic money service selected by an input unit, the single electronic money terminal can perform settlement processing using the multiple types of electronic money services. As a result, since the number of the electronic money terminals in the entire system can be reduced, costs required to introduce the settlement systems corresponding to the electronic money services can be reduced.

Abstract translation: 本发明提供了一种可以处理多种类型的电子货币服务的电子货币终端。 由于电子货币终端具有用于存储各自对应于一个电子货币服务的多个结算处理程序的存储单元，用于允许用户选择用于结算处理的电子货币服务的选择单元，以及用于 导致对应于由输入单元选择的电子货币服务执行的结算处理程序，单个电子货币终端可以使用多种类型的电子货币服务执行结算处理。 结果，由于可以减少整个系统中的电子货币终端的数量，所以可以减少引入与电子货币服务对应的结算系统所需的成本。

公开(公告)号：US20080296365A1

公开(公告)日：2008-12-04

申请号：US11632893

申请日：2005-07-02

Applicant: Dieter Schliebe

Inventor： Dieter Schliebe

IPC: G07F19/00

CPC classification number: G07F19/201 ,  G01G19/52 ,  G07F19/20 ,  G07F19/205 ,  G07F19/2055

Abstract: A self-service device, such as a cash machine, bank statement printer and/or information or transaction terminal, comprising an operator control panel which has a plurality of components is provided with an apparatus (7) for monitoring the weight of at least one of the components of the operator control panel in order to be able to identify manipulations which are carried out on the components.

Abstract translation: 包括具有多个部件的操作员控制面板的自助服务设备（例如自动取款机，银行对帐单打印机和/或信息或交易终端）设置有用于监视至少一个的重量的设备（7） 的操作员控制面板的组件，以便能够识别在组件上执行的操作。

公开(公告)号：US07455227B2

公开(公告)日：2008-11-25

申请号：US10363679

申请日：2001-09-12

Applicant: Sue-Ken Yap ,  Robert Smeallie ,  Hayden Graham Fleming ,  William Simpson-Young ,  Anthony Timothy Robert Newman ,  Zhenya Alexander Yourlo

Inventor： Sue-Ken Yap ,  Robert Smeallie ,  Hayden Graham Fleming ,  William Simpson-Young ,  Anthony Timothy Robert Newman ,  Zhenya Alexander Yourlo

IPC: G06K7/08

CPC classification number: G06Q20/341 ,  G06F3/0231 ,  G06F3/0488 ,  G06K7/0008 ,  G06K7/006 ,  G06K19/005 ,  G06Q20/105 ,  G06Q20/346 ,  G06Q30/04 ,  G07C9/00007 ,  G07F7/0886 ,  G07F7/1008 ,  G07F19/201 ,  H04N7/173 ,  H04N21/233 ,  H04N21/4113 ,  H04N21/4182 ,  H04N21/42204 ,  H04N21/42684 ,  H04N21/47805 ,  H04N21/4781 ,  H04N21/47815 ,  H04N21/6125 ,  H04N2005/443

Abstract: A service providing apparatus for providing a service to a user of a user interface card (10) is disclosed. The card (10) is configured for insertion into a card read device (1) that has a receptacle (4) to receive the interface card (10). The interface card (10) comprises a substrate (12) with indicia (14) formed thereon. The apparatus also comprises a central processing unit for receiving a service identifier and data stored on the card (10), from the read device (1). The data is related to a user selected indicia (14), wherein the central processing unit is configured to provide a service. The service is identified by the service identifier.

Abstract translation: 公开了一种向用户接口卡（10）的用户提供服务的服务提供装置。 卡（10）被配置为插入到具有用于接收接口卡（10）的插座（4）的卡读取装置（1）中。 接口卡（10）包括其上形成有标记（14）的基板（12）。 该设备还包括一个中央处理单元，用于从读取设备（1）接收服务标识符和存储在卡（10）上的数据。 数据与用户选择的标记（14）相关，其中中央处理单元被配置为提供服务。 该服务由服务标识符标识。

公开(公告)号：US20080235132A1

公开(公告)日：2008-09-25

申请号：US10585973

申请日：2005-01-14

Applicant: Michel Banatre ,  Paul Couderc ,  Mathieu Becus

Inventor： Michel Banatre ,  Paul Couderc ,  Mathieu Becus

IPC: G06Q40/00 ,  H04B7/00

CPC classification number: G06Q20/20 ,  G06Q20/10 ,  G06Q20/32 ,  G06Q20/327 ,  G06Q20/425 ,  G07F19/20 ,  G07F19/201

Abstract: The invention concerns a transactional device comprising a station (2) capable of performing a transaction, and an equipment (32), for setting up a wireless communication network, with one or more mobile terminals (34), based on a connection protocol, as well as a communication with said station (2). The equipment (32) is configured with a perimeter (36) selected to cover a specific zone, proximate to said station (2), while the connecting protocol is configured to enable initial identity information transmitted by a mobile terminal present in said zone to be exchanged against a unique temporary code, such exchange being followed by launching of a background function enabling part at least of a transaction to be prepared based on said identity information, and so that the station (2) is capable, upon presentation of the unique temporary code, of recovering then completing, if required, and validating the transaction.

Abstract translation: 本发明涉及一种交易装置，其包括能够执行交易的站（2）和用于基于连接协议与一个或多个移动终端（34）建立无线通信网络的设备（32），作为 以及与所述站（2）的通信。 所述设备（32）被配置有周边（36），其被选择为覆盖邻近所述站（2）的特定区域，而所述连接协议被配置为使得存在于所述区域中的移动终端发送的初始身份信息为 交换独特的临时代码，这样的交换之后是启动后台功能，使得至少可以基于所述身份信息准备交易的部分，并且使得站（2）能够在呈现唯一的临时代码 代码，恢复，然后完成，如果需要，并验证交易。

公开(公告)号：US20080215487A1

公开(公告)日：2008-09-04

申请号：US12040104

申请日：2008-02-29

Applicant: Earney E. Stoutenburg ,  Dean A. Seifert

Inventor： Earney E. Stoutenburg ,  Dean A. Seifert

IPC: G06Q20/00 ,  G06Q40/00

CPC classification number: G07F19/201 ,  G06Q20/00 ,  G06Q20/10 ,  G06Q20/1085 ,  G06Q20/20 ,  G06Q20/381 ,  G06Q20/40 ,  G06Q40/00 ,  G06Q40/02 ,  G07F19/20 ,  G07F19/203

Abstract: A method of performing a send money transfer transaction through a financial services institution includes storing transaction details on a data base, wherein the transaction details include a desired amount of money to be sent; establishing a code that corresponds to the transaction details stored on the data base; entering the code into an electronic transaction fulfillment device in communication with the data base to retrieve the transaction details from the data base; and determining a collect amount based on the transaction details. A system for performing a send money transfer transaction is also disclosed.

Abstract translation: 通过金融服务机构执行汇款交易交易的方法包括将交易细节存储在数据库上，其中交易细节包括要发送的期望金额; 建立对应于存储在数据库上的交易细节的代码; 将代码输入到与数据库通信的电子交易履行装置，以从数据库中检索交易细节; 以及基于交易细节确定收集金额。 还公开了一种执行汇款交易交易的系统。

公开(公告)号：US07405724B2

公开(公告)日：2008-07-29

申请号：US11123654

申请日：2005-05-06

Applicant: Jay Paul Drummond ,  Dale Blackson ,  Bob Cichon ,  Joseph C. Ess ,  Mark A. Moales ,  David W. Weis ,  Mark D. Smith ,  James Church

Inventor： Jay Paul Drummond ,  Dale Blackson ,  Bob Cichon ,  Joseph C. Ess ,  Mark A. Moales ,  David W. Weis ,  Mark D. Smith ,  James Church

IPC: G09G5/00 ,  G06F3/033 ,  G06F3/041 ,  G06Q40/00 ,  G07D11/00 ,  G07F19/00

CPC classification number: G06F3/023 ,  G06F3/04895 ,  G06F17/30861 ,  G06Q20/00 ,  G06Q20/042 ,  G06Q20/108 ,  G06Q20/1085 ,  G06Q20/18 ,  G06Q20/202 ,  G06Q20/40 ,  G06Q30/06 ,  G06Q40/00 ,  G07F19/20 ,  G07F19/201 ,  G07F19/206 ,  G07F19/211 ,  H04L29/06 ,  H04L63/0853 ,  H04L63/0861 ,  H04L63/12 ,  H04L67/02 ,  H04L67/12 ,  H04L67/2814 ,  H04L67/2823 ,  H04L67/2842 ,  H04L67/34 ,  H04L69/329 ,  H04L69/40

Abstract: An automated banking machine (12) is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system (14) through an intranet (16), as well as in response to messages exchanged with foreign servers (20, 22, 24, 26, 28, 96) in a wide area network (18). The banking machine includes a computer (34) having an HTML document handling portion (76, 80, 82). The HTML document handling portion is operative to communicate through a proxy server (88), with a home HTTP server (90) in the intranet or the foreign servers in the wide area network. The computer further includes a device application portion (84) which interfaces with the HTML document handling portion and dispatches messages to operate devices (36) in the automated banking machine. The devices include a sheet dispenser mechanism (42) which dispenses currency as well as other transaction devices. The device application portion communicates with a device interfacing software portion (64) in the banking machine through a device server (92) in the intranet. The device server maintains local control over the devices in the banking machine including the sheet dispenser. The banking machine operates to read indicia on the user's card corresponding to a system address. The computer is operative to connect the banking machine to the home or foreign server corresponding to the system address, which connected server operates the banking machine until the completion of transactions by the user.

Abstract translation: 自动银行机（12）可操作以响应于通过内联网（16）与本地计算机系统（14）交换的HTML文档和TCP / IP消息以及响应于与外部服务器交换的消息进行交易（ 20,22,24,26,28,96）在广域网（18）中。 银行机包括具有HTML文档处理部分（76,80,82）的计算机（34）。 HTML文档处理部分可操作以通过代理服务器（88）与内联网中的家庭HTTP服务器（90）或广域网中的外部服务器进行通信。 计算机还包括与HTML文档处理部分接口并发送消息以操作自动银行机器中的设备（36）的设备应用部分（84）。 这些装置包括分配货币以及其他交易装置的纸张分配机构（42）。 设备应用部分通过内联网中的设备服务器（92）与银行机器中的设备接口软件部分（64）进行通信。 设备服务器对包括纸张分配器在内的银行机器中的设备进行本地控制。 银行机操作以读取对应于系统地址的用户卡上的标记。 计算机可操作地将银行业务器连接到与系统地址相对应的家庭或外部服务器，所连接的服务器操作银行业务机，直到用户完成交易。