Abstract:
An automated retail terminal in which a plurality of goods and/or services are provided in an integrated system. The integrated system generally avoids duplicating hardware or functions in the course of delivering the goods or services offered, so for example in a combination ATM and Internet kiosk the same credit card or smart card reader is used for both the ATM and the Internet kiosk functions, the same control screen activates the ATM functions and the Internet functions, and etc.
Abstract:
An automated transaction machine (20) with a cross-vender software and hardware platform architecture. The machine includes a computer (22) and a plurality of transaction function devices (32) in operative connection with the computer. The machine further includes a plurality of device driver components (38) that generally correspond to each of the transaction function devices. The device drivers are operative responsive to communication from an XFS layer (28) to control the operation of the transaction function devices. The machine further includes a terminal application (22) and an ODS layer (26). The ODS layer includes a plurality of ODS components (36) that generally correspond to the device drivers and/or transaction function devices. The ODS components responsive to the terminal application are operative to have the device drivers control the operation of the transaction function devices through communication with the XFS layer.
Abstract:
A self-service terminal (12) forming part of a SST network is provided with an infra-red port (30) enabling digital data interchange to take place between the SST (12) and a portable electronic digital device (20 or 90) having a corresponding matching port (82 or 92) which is presented to the SST (12). The portable device (20 or 90) may be any device having an electronic digital data memory. Examples include PDAs (20), digital cameras (90) and cellular mobile phones. The SST network is connected to the Internet thus enabling data interchange to take place between the portable device (20 or 90) and any Internet address. Thus the SST (12) can be used to interchange data between a customer's PDA (20) and his home computer (16).
Abstract:
The invention relates to an apparatus and method for processing bank notes, in particular for singling, counting, sorting and testing the authenticity of bank notes or papers of value, which can be operated in a plurality of operating modes and wherein a display device is provided for selecting and displaying the operating modes. Such an apparatus and method are to be improved in such a way that the operator prompting can be learned easily and fast, without any sacrifice of flexibility. This is obtained by designing the display device to display icons having variable functions associated therewith that arc selectable by an input device.
Abstract:
A video surveillance system includes clients coupled to servers using a network. The clients generate data, video, and optionally audio. Using the network, clients communicate in real-time the data, video, and optionally audio to the servers for monitoring, analyzing, and reporting on the financial transactions occurring at the clients. The video surveillance system also supports receiving stored data upon connection between the clients and the servers.
Abstract:
A card activated cash dispensing automated banking machine such as an ATM is provided. The ATM is operative to receive and display on a display device of the ATM, electronic documents. The ATM may be in operative connection with a storage server. The storage server is operative responsive to the ATM to maintain electronic documents in a data store in association with the user's financial account such as checking, savings, debit, or credit account.
Abstract:
A kiosk machine vends stored value cards (i.e., pre-paid and gift cards). The kiosk is self-service and will allow a user to select, purchase and pay for a stored value card without requiring the presence or assistance of a sales clerk. The kiosk can vend one or more cards in a single transaction. The kiosk is a computer-based vending machine having a touch-sensitive video screen and a card reader. The touch screen provides a user interface for a user to receive information and provide input selections. The card reader can be used to read a transaction card (e.g., an American Express card or credit card) to facilitate payment for the stored value card(s) being purchased. The vending method comprises: providing a kiosk having a user interface; receiving, via the user interface, a request to purchase a stored value card, receiving payment for the purchase; determining a card number associated with a selected card; activating the selected card to produce an activated stored value card in the card denomination; and dispensing the activated stored value card. A user purchasing a stored value card can select a type of stored value card, wherein the type is selected from the group consisting of an open card and a closed card. The closed card can be of the type usable only in a shopping center where the kiosk is physically located. The user can further select a card denomination. The method further allows a user to check a card balance for a stored value card.
Abstract:
A marketing system includes a plurality of automated transaction machines (74, 76, 78, 80, 82, 84, 86). The automated transaction machines operate to carry out financial transactions with associated host computers (90, 94, 100, 104). Marketing presentations are stored on and output from the transaction machines responsive to messages exchanged with a market message server (110) which is connected to the automated transaction machines through a network (108). The connection to the automated transaction machines which provides delivery of the market presentation materials and which causes the output of presentations, is generally independent of the messages associated with authorizing financial transactions. Some described embodiments of the invention enable presenting marketing campaigns to users of the transaction machines. The marketing campaigns may include sequences of presentations that are output on a targeted basis to particular users. Other marketing campaigns may be selectively distributed to groups of machines in the system and output without regard to the identity of the user of the machine. The system also enables analysis of marketing activity and communications with other systems for exporting and importing data and marketing presentations.
Abstract:
A security system controls access to a currency cassette. The system includes a database having images of individuals authorized to access the cassette. The system also includes a camera for capturing an image of an individual attempting to access the cassette. A processor determines whether the captured image corresponds to an authorized individual represented in the database. Access is granted based on a positive determination. The security system can be used so that only approved service personnel can gain immediate access to a currency cassette.
Abstract:
An automated banking machine (12) is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system (14) through an intranet (16), as well as in response to messages exchanged with foreign servers (20, 22, 24, 26, 28, 96) in a wide area network (18). The banking machine includes a computer (34) having a document handling portion (76, 80, 82) including one or more browsers. The document handling portion is operative to communicate through a proxy server (88), with a home HTTP server (90) in the intranet or the foreign servers in the wide area network. The computer further includes a device application portion (84) which interfaces with the document handling portion and dispatches messages to operate devices (36) in the automated banking machine. The devices include a sheet dispenser mechanism (42) which dispenses currency as well as other transaction function devices. The device application portion communicates with a device interfacing software portion (64) in the banking machine through a device server (92) in the intranet. The device server maintains local control over the devices in the banking machine including the sheet dispenser. The banking machine operates to read indicia on the user's card corresponding to a network address. The computer is operative to connect the banking machine to the home or foreign server corresponding to the network address, which connected server operates the banking machine to conduct transactions by the user. The customer is enabled to operate the banking machine using a familiar interface. The machine may also connect to other applications to provide the customer with promotional material or additional transaction options.