Systems and methods for assessing standards for mobile image quality

    公开(公告)号:US10360447B2

    公开(公告)日:2019-07-23

    申请号:US15721160

    申请日:2017-09-29

    Abstract: Methods and systems are provided for defining and determining a formal and verifiable mobile document image quality and usability (MDIQU) standard, or Standard for short. The Standard ensures that a mobile image can be used in an appropriate mobile document processing application, for example an application for mobile check deposit. In order to quantify the usability, the Standard establishes 5 quality and usability grades. A mobile image capture device can capture images. A mobile device can receive information associated with one or more image quality assurance (IQA) criteria; evaluating the images to select an image satisfying an image quality criteria based on the received information; and in response to the image satisfying the image quality score, sending the selected image to determine a set of image quality assurance (IQA) scores.

    SYSTEMS AND METHODS FOR ASSESSING STANDARDS FOR MOBILE IMAGE QUALITY

    公开(公告)号:US20170116475A1

    公开(公告)日:2017-04-27

    申请号:US15397639

    申请日:2017-01-03

    Abstract: Methods are provided for defining and determining a formal and verifiable mobile document image quality and usability (MDIQU) standard, or Standard for short. The Standard ensures that a mobile image can be used in an appropriate mobile document processing application, for example an application for mobile check deposit. In order to quantify the usability, the Standard establishes 5 quality and usability grades. A mobile image is first tested to determine if the quality is sufficient to obtain content from the image by performing multiple different image quality assessment tests. If the image quality is sufficient, one or more document usability computations are made to determine if the document or content in the image is usable by a particular application. A ranking is then assigned to the image based on the results of the tests which is indicative of the quality and usability of the image.

    Systems and methods for assessing standards for mobile image quality
    13.
    发明授权
    Systems and methods for assessing standards for mobile image quality 有权
    用于评估移动图像质量标准的系统和方法

    公开(公告)号:US09536139B2

    公开(公告)日:2017-01-03

    申请号:US14217170

    申请日:2014-03-17

    Abstract: Methods are provided for defining and determining a formal and verifiable mobile document image quality and usability (MDIQU) standard, or Standard for short. The Standard ensures that a mobile image can be used in an appropriate mobile document processing application, for example an application for mobile check deposit. In order to quantify the usability, the Standard establishes 5 quality and usability grades. A mobile image is first tested to determine if the quality is sufficient to obtain content from the image by performing multiple different image quality assessment tests. If the image quality is sufficient, one or more document usability computations are made to determine if the document or content in the image is usable by a particular application. A ranking is then assigned to the image based on the results of the tests which is indicative of the quality and usability of the image.

    Abstract translation: 提供了用于定义和确定正式和可验证的移动文档图像质量和可用性(MDIQU)标准或简称标准的方法。 该标准确保移动图像可以在适当的移动文档处理应用中使用,例如用于移动支票存款的应用。 为了量化可用性,该标准确定了5个质量和可用性等级。 首先测试移动图像,以通过执行多个不同的图像质量评估测试来确定质量是否足以从图像获得内容。 如果图像质量足够,则进行一个或多个文档可用性计算以确定图像中的文档或内容是否可被特定应用使用。 然后基于表示图像的质量和可用性的测试结果将等级分配给图像。

    Systems and methods for developing and verifying image processing standards for mobile deposit

    公开(公告)号:US10909362B2

    公开(公告)日:2021-02-02

    申请号:US16259896

    申请日:2019-01-28

    Abstract: Systems and methods are provided for assessing whether mobile deposit processing engines meet specified standards for mobile deposit of financial documents. A mobile deposit processing engine (MDE) is evaluated to determine if it can perform technical capabilities for improving the quality of and extracting content from an image of a financial document. A verification process then begins, where the MDE performs the image quality enhancements and text extraction steps on sets of images from a test deck. The results of the processing of the test deck are then evaluated by comparing confidence levels with thresholds to determine if each set of images should be accepted or rejected. Further analysis determines whether any of the sets of images were falsely accepted or rejected in error. An overall error rate is then compared with minimum accuracy criteria, and if the criteria are met, the MDE meets the standard for mobile deposit.

    SYSTEMS AND METHODS FOR OBTAINING INSURANCE OFFERS USING MOBILE IMAGE CAPTURE

    公开(公告)号:US20190066224A1

    公开(公告)日:2019-02-28

    申请号:US16160796

    申请日:2018-10-15

    Inventor: Mike Strange

    Abstract: Systems and methods for using a mobile device to submit an application for an insurance policy using images of documents captured by the mobile device are provided herein. The information is then used by an insurance company to generate a quote which is then displayed to the user on the mobile device. A user captures images of one or more documents containing information needed to complete an insurance application, after which the information on the documents is extracted and sent to the insurance company where a quote for the insurance policy can be developed. The quote can then be transmitted back to the user. Applications on the mobile device are configured to capture images of the documents needed for an insurance application, such as a driver's license, insurance information card or a vehicle identification number (VIN). The images are then processed to extract the information needed for the insurance application.

    System and methods for obtaining insurance offers using mobile image capture

    公开(公告)号:US10102583B2

    公开(公告)日:2018-10-16

    申请号:US13844303

    申请日:2013-03-15

    Inventor: Mike Strange

    Abstract: Systems and methods for using a mobile device to submit an application for an insurance policy using images of documents captured by the mobile device are provided herein. The information is then used by an insurance company to generate a quote which is then displayed to the user on the mobile device. A user captures images of one or more documents containing information needed to complete an insurance application, after which the information on the documents is extracted and sent to the insurance company where a quote for the insurance policy can be developed. The quote can then be transmitted back to the user. Applications on the mobile device are configured to capture images of the documents needed for an insurance application, such as a driver's license, insurance information card or a vehicle identification number (VIN). The images are then processed to extract the information needed for the insurance application.

Patent Agency Ranking